PlainZIP

Eagle, CO · standard

ZIP Code 81631

Eagle County, Colorado - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

8,215
13/sq mi
$113,662
Median income
$735,800
Median home value
54.2%
Bachelor's or higher

The verdict

Eagle pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 12%
household income, US ZIPs
Top 6%
home value, US ZIPs
13
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 81631 against every reporting US ZIP.

ZIP code 81631 is a mid-sized community (a standard USPS delivery area) in Eagle, Eagle County, Colorado, home to 8,215 residents across 631.9 square miles, a density of 13 people per square mile, in the Denver time zone.

ZIP 81631 skews affluent, with a median household income of $113,662 (28% above the Colorado average), while per-capita income is $52,401. 7.2% of residents live below the poverty line, and the unemployment rate reads 1.3%. On housing, the median home value is $735,800 (52% above the state average) with median rent at $1,743 per month, and 75.3% of occupied units are owner-occupied.

This is a highly-educated ZIP: 54.2% of adults hold a bachelor's degree or higher, the median age is 41.8, and the average commute is -. Colorado and national benchmarks, shown above, are the best way to contextualize 81631, not the raw numbers alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 81631

Top 5 sectors by establishment count in Eagle, CO

Which industries have the most business establishments in ZIP 81631.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 81631, Eagle, CO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

8,215

Population

631.9

Area (sq mi)

13

People / sq mi

Denver

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 81631?

41.8

Median Age

50.0%

Male

50.0%

Female

8.0%

Foreign-Born

White 76.5%
African American 0.1%
Asian 0.6%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 15.6%
Hispanic or Latino 27.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$113,662

Median Household Income

+28% vs state

$52,401

Per Capita Income

7.2%

Poverty Rate

1.3%

Unemployment Rate

How ZIP 81631 ranks nationally

Eagle, CO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$113,662 Top 12% higher than 88% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 73.0%
Bachelor's Degree or Higher 54.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,416

Total Housing Units

3,215

Occupied Units

201

Vacant Units

2.77

Avg Household Size

Occupancy Type

Owner 75.3%
Renter 24.7%

$735,800

Median Home Value

+52% vs state

$1,743

Median Rent

1999

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.8%

YoY Change (2023)

290

HPI Index (2000 = 100)

+190%

Total Change Since 2000

Home values in ZIP 81631 have increased 11.8% over the past year (2023). Since 2000, this ZIP has seen +190% cumulative appreciation.

Year Annual Change HPI Index
2019 +1.8% 176
2020 +4.6% 185
2021 +12.0% 207
2022 +25.6% 260
2023 +11.8% 290

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 572 business establishments in ZIP 81631, employing approximately 3,131 people with a combined annual payroll of $188,049,000.

572

Businesses

3,131

Employees

$188.0M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Construction 125 21.9%
Professional, scientific, and technical services 99 17.3%
Real estate and rental and leasing 56 9.8%
Accommodation and food services 43 7.5%
Health care and social assistance 37 6.5%
Retail trade 35 6.1%
Administrative and support and waste management and remediation services 35 6.1%
Other services (except public administration) 35 6.1%
Finance and insurance 28 4.9%
Wholesale trade 22 3.9%
Arts, entertainment, and recreation 17 3.0%
Transportation and warehousing 13 2.3%
Information 8 1.4%
Manufacturing 7 1.2%
Educational services 7 1.2%
Utilities 3 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Eagle County

81620 standard
Avon, CO
Pop: 10,450
81632 standard
Edwards, CO
Pop: 10,276
81637 standard
Gypsum, CO
Pop: 7,721
81621 standard
Basalt, CO
Pop: 5,914
81657 standard
Vail, CO
Pop: 5,581
81645 standard
Minturn, CO
Pop: 1,121

Related Areas

Eagle County Eagle, CO Colorado

Frequently Asked Questions

What county is ZIP code 81631 in? ▼
ZIP code 81631 (Eagle) is located in Eagle County, Colorado. Eagle County contains multiple ZIP codes, see the full list at /counties/eagle-co.
What is the population of ZIP code 81631? ▼
ZIP code 81631 in Eagle, CO has a population of 8,215 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 81631? ▼
The median household income in ZIP 81631 is $113,662, which is 49% above the national average of $76,288.
What is the average home value in ZIP 81631? ▼
The median home value in ZIP 81631 is $735,800, which is 165% above the national average of $278,155.
What is the demographic makeup of ZIP 81631? ▼
The largest racial group in ZIP 81631 is White at 76.5%. Hispanic or Latino residents make up 27.0% of the population.
How many businesses are in ZIP code 81631? ▼
ZIP code 81631 has 572 business establishments employing approximately 3,131 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 81631? ▼
The top industries by establishment count in ZIP 81631 are: Construction (125), Professional, scientific, and technical services (99), Real estate and rental and leasing (56). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 81631? ▼
According to the FHFA House Price Index, home values in ZIP 81631 increased by 11.8% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 190%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 81631? ▼
In ZIP code 81631, 73.0% of residents aged 25+ have a high school diploma or higher, and 54.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 81631? ▼
In ZIP code 81631, approximately 75.3% of occupied housing units are owner-occupied and 24.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 81631? ▼
The poverty rate in ZIP code 81631 is 7.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.