ZIP Code 81645
standardSource:
Minturn · Eagle County · Colorado
- Population
- 1,121
- Median income
- $102,039
- Median home value
- $1,089,600
- Bachelor's or higher
- 59.3%
- Land area
- 431.2 sq mi
3/sq mi
▲ 34% vs US
higher than 82% of US ZIPs
▲ 292% vs US
higher than 98% of US ZIPs
Median age 38.5
Denver
ZIP code 81645 in Minturn, Colorado has a population of 1,121. The median household income is $102,039, which is 34% above the national average. Median home value is $1,089,600, 292% above the US average. 59.3% of residents hold a bachelor's degree or higher.
ZIP code 81645 is classified by USPS as a standard delivery area and covers roughly 431.2 square miles in Minturn, Eagle County, Colorado. The area is home to 1,121 residents, producing a population density of 3 people per square mile, and falls within the Denver time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 81645 against Colorado and the nation.
On the economic side, the median household income for ZIP 81645 sits at $102,039 (15% above the Colorado average), while per-capita income is $49,216. The poverty rate stands at 9.9% and the unemployment rate at 6.3%. On housing, the median home value is $1,089,600 (125% above the state average) with median rent at $2,104 per month, and 71.7% of occupied units are owner-occupied, a direct signal of whether 81645 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 59.3% of adults hold a bachelor's degree or higher, the median age is 38.5, and the average commute is —. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Eagle County, so you can benchmark 81645 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 81645
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 81645.
- Construction
Construction
20 establishments
- Accommodation and food services
Accommodation and food services
13 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
10 establishments
- Retail trade
Retail trade
8 establishments
- Real estate and rental and leasing 5
Real estate and rental and leasing
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 81645, Minturn, CO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
1,121
Population
431.2
Area (sq mi)
3
People / sq mi
Denver
Time Zone
standard
ZIP Type
Who lives in ZIP 81645?
38.5
Median Age
47.7%
Male
52.3%
Female
9.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$102,039
Median Household Income
+15% vs state
$49,216
Per Capita Income
9.9%
Poverty Rate
6.3%
Unemployment Rate
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
551
Total Housing Units
427
Occupied Units
124
Vacant Units
2.41
Avg Household Size
Occupancy Type
$1,089,600
Median Home Value
+125% vs state
$2,104
Median Rent
1974
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+0.5%
YoY Change (2021)
196
HPI Index (2000 = 100)
+96%
Total Change Since 2000
Home values in ZIP 81645 have increased 0.5% over the past year (2021). Since 2000, this ZIP has seen +96% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2017 | -8.3% | 155 |
| 2018 | +3.0% | 159 |
| 2019 | +21.9% | 194 |
| 2020 | +0.6% | 195 |
| 2021 | +0.5% | 196 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2021. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 85 business establishments in ZIP 81645, employing approximately 503 people with a combined annual payroll of $22,781,000.
85
Businesses
503
Employees
$22.8M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 20 | 23.5% |
| Accommodation and food services | 13 | 15.3% |
| Professional, scientific, and technical services | 10 | 11.8% |
| Retail trade | 8 | 9.4% |
| Real estate and rental and leasing | 5 | 5.9% |
| Administrative and support and waste management and remediation services | 5 | 5.9% |
| Other services (except public administration) | 5 | 5.9% |
| Wholesale trade | 4 | 4.7% |
| Health care and social assistance | 4 | 4.7% |
| Transportation and warehousing | 3 | 3.5% |
| Educational services | 3 | 3.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 81645 vs 81649 →
More ZIP Codes in Eagle County
Related Areas
Frequently Asked Questions
What county is ZIP code 81645 in? ▼
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What is the demographic makeup of ZIP 81645? ▼
How many businesses are in ZIP code 81645? ▼
What are the main industries in ZIP code 81645? ▼
How have home values changed in ZIP code 81645? ▼
What is the education level in ZIP code 81645? ▼
What percentage of residents own vs. rent in ZIP 81645? ▼
What is the poverty rate in ZIP code 81645? ▼
ZIP Code Research Guides
Official Data Resources for Minturn, CO
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
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Read our methodology , how this data is sourced, computed, and verified.