Minturn, CO · standard
ZIP Code 81645
Eagle County, Colorado - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,121
- 3/sq mi Low-density area
- $102,039
- Median income Above-median income area
- $1,089,600
- Median home value Above-median home value
- 59.3%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Minturn pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 18%
- household income, US ZIPs
- Top 2%
- home value, US ZIPs
- 3
- people per sq mi
- 72%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 81645 against every reporting US ZIP.
ZIP code 81645 is a sparsely populated ZIP (a standard USPS delivery area) in Minturn, Eagle County, Colorado, home to just 1,121 residents across 431.2 square miles, a density of 3 people per square mile, in the Denver time zone.
ZIP 81645 lands in the middle-income range, with a median household income of $102,039 (15% above the average Colorado ZIP), while per-capita income is $49,216. The poverty rate is 9.9%, with unemployment at 6.3%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $1,089,600 (125% above the average Colorado ZIP), while 71.7% of occupied homes are owner-occupied and median rent is $2,104.
This is a highly-educated ZIP: 59.3% of adults hold a bachelor's degree or higher, the median age is 38.5, and the average commute is -. The page also surfaces 2 ZIP codes within roughly 10 miles and 6 more in Eagle County, so 81645 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 81645
Top 5 sectors by establishment count in Minturn, CO
Which industries have the most business establishments in ZIP 81645.
- Construction
Construction
20 establishments
- Accommodation and food services
Accommodation and food services
13 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
10 establishments
- Retail trade
Retail trade
8 establishments
- Real estate and rental and leasing 5
Real estate and rental and leasing
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 81645, Minturn, CO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,121
Population
431.2
Area (sq mi)
3
People / sq mi
Denver
Time Zone
standard
ZIP Type
Who lives in ZIP 81645?
38.5
Median Age
47.7%
Male
52.3%
Female
9.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$102,039
Median Household Income
+15% vs state ZIP avg
$49,216
Per Capita Income
9.9%
Poverty Rate
6.3%
Unemployment Rate
How ZIP 81645 ranks among Colorado ZIPs
Minturn, CO household income vs. every Colorado ZIP code
Median household income among 469 reporting Colorado ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$102,039 Top 31% higher than 69% of 469 Colorado ZIPs
Each bar is a $20K-wide band; taller bars hold more Colorado ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
551housing units
551
Total Housing Units
427
Occupied Units
124
Vacant Units
2.41
Avg Household Size
Occupancy Type
$1,089,600
Median Home Value
+125% vs state ZIP avg
$2,104
Median Rent
1974
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+0.5%
YoY Change (2021)
196
HPI Index (2000 = 100)
+96%
Total Change Since 2000
Home values in ZIP 81645 have increased 0.5% over the past year (2021). Since 2000, this ZIP has seen +96% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2017 | -8.3% | 155 |
| 2018 | +3.0% | 159 |
| 2019 | +21.9% | 194 |
| 2020 | +0.6% | 195 |
| 2021 | +0.5% | 196 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2021. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 85 business establishments in ZIP 81645, employing approximately 503 people with a combined annual payroll of $22,781,000.
85
Businesses
503
Employees
$22.8M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 20 | 23.5% |
| Accommodation and food services | 13 | 15.3% |
| Professional, scientific, and technical services | 10 | 11.8% |
| Retail trade | 8 | 9.4% |
| Real estate and rental and leasing | 5 | 5.9% |
| Administrative and support and waste management and remediation services | 5 | 5.9% |
| Other services (except public administration) | 5 | 5.9% |
| Wholesale trade | 4 | 4.7% |
| Health care and social assistance | 4 | 4.7% |
| Transportation and warehousing | 3 | 3.5% |
| Educational services | 3 | 3.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 81645 vs 81649 →
ZIP 81645 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 81620
Avon (81620)
10,450 residents
- 81645 1,121
Minturn (81645)
1,121 residents
- 81649 277
Red Cliff (81649)
277 residents
What this shows Among its immediate neighbors, ZIP 81645 ranks #2 by population - useful context the national average alone can't give.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 81645, both outside CO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,121 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Eagle County
Related Areas
Frequently Asked Questions
What county is ZIP code 81645 in?
ZIP code 81645 (Minturn) is located in Eagle County, Colorado. Eagle County contains multiple ZIP codes, see the full list at /counties/eagle-co.
What is the population of ZIP code 81645?
ZIP code 81645 in Minturn, CO has a population of 1,121 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 81645?
The median household income in ZIP 81645 is $102,039, which is 34% above the national average of $76,288.
What is the average home value in ZIP 81645?
The median home value in ZIP 81645 is $1,089,600, which is 292% above the national average of $278,155.
What is the demographic makeup of ZIP 81645?
The largest racial group in ZIP 81645 is White at 70.3%. Hispanic or Latino residents make up 20.2% of the population.
How many businesses are in ZIP code 81645?
ZIP code 81645 has 85 business establishments employing approximately 503 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 81645?
The top industries by establishment count in ZIP 81645 are: Construction (20), Accommodation and food services (13), Professional, scientific, and technical services (10). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 81645?
According to the FHFA House Price Index, home values in ZIP 81645 increased by 0.5% in 2021. Since 2000, home values in this ZIP have appreciated by approximately 96%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 81645?
In ZIP code 81645, 79.6% of residents aged 25+ have a high school diploma or higher, and 59.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 81645?
In ZIP code 81645, approximately 71.7% of occupied housing units are owner-occupied and 28.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 81645?
The poverty rate in ZIP code 81645 is 9.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 81645's numbers, next.
- See how ZIP 81645 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Minturn, CO ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.