PlainZIP

Minturn, CO · standard

ZIP Code 81645

Eagle County, Colorado - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,121
3/sq mi
$102,039
Median income
$1,089,600
Median home value
59.3%
Bachelor's or higher

The verdict

Minturn pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 18%
household income, US ZIPs
Top 2%
home value, US ZIPs
3
people per sq mi
72%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 81645 against every reporting US ZIP.

ZIP code 81645 is a sparsely populated ZIP (a standard USPS delivery area) in Minturn, Eagle County, Colorado, home to just 1,121 residents across 431.2 square miles, a density of 3 people per square mile, in the Denver time zone.

ZIP 81645 lands in the middle-income range, with a median household income of $102,039 (15% above the Colorado average), while per-capita income is $49,216. 9.9% of residents live below the poverty line, and the unemployment rate reads 6.3%. Housing costs here run $1,089,600 for a typical home value (125% above the state average), with rent averaging $2,104 a month; 71.7% of homes are owner-occupied.

This is a highly-educated ZIP: 59.3% of adults hold a bachelor's degree or higher, the median age is 38.5, and the average commute is -. To put 81645 in local context, 2 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Eagle County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 81645

Top 5 sectors by establishment count in Minturn, CO

Which industries have the most business establishments in ZIP 81645.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 81645, Minturn, CO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,121

Population

431.2

Area (sq mi)

3

People / sq mi

Denver

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 81645?

38.5

Median Age

47.7%

Male

52.3%

Female

9.0%

Foreign-Born

White 70.3%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 23.8%
Hispanic or Latino 20.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$102,039

Median Household Income

+15% vs state

$49,216

Per Capita Income

9.9%

Poverty Rate

6.3%

Unemployment Rate

How ZIP 81645 ranks nationally

Minturn, CO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$102,039 Top 18% higher than 82% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 79.6%
Bachelor's Degree or Higher 59.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

551

Total Housing Units

427

Occupied Units

124

Vacant Units

2.41

Avg Household Size

Occupancy Type

Owner 71.7%
Renter 28.3%

$1,089,600

Median Home Value

+125% vs state

$2,104

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+0.5%

YoY Change (2021)

196

HPI Index (2000 = 100)

+96%

Total Change Since 2000

Home values in ZIP 81645 have increased 0.5% over the past year (2021). Since 2000, this ZIP has seen +96% cumulative appreciation.

Year Annual Change HPI Index
2017 -8.3% 155
2018 +3.0% 159
2019 +21.9% 194
2020 +0.6% 195
2021 +0.5% 196

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2021. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 85 business establishments in ZIP 81645, employing approximately 503 people with a combined annual payroll of $22,781,000.

85

Businesses

503

Employees

$22.8M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Construction 20 23.5%
Accommodation and food services 13 15.3%
Professional, scientific, and technical services 10 11.8%
Retail trade 8 9.4%
Real estate and rental and leasing 5 5.9%
Administrative and support and waste management and remediation services 5 5.9%
Other services (except public administration) 5 5.9%
Wholesale trade 4 4.7%
Health care and social assistance 4 4.7%
Transportation and warehousing 3 3.5%
Educational services 3 3.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 81645 vs 81649 →

ZIP 81645 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 81645 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
81649 Red Cliff, CO 277 7.4 mi
81620 Avon, CO 10,450 11.3 mi

More ZIP Codes in Eagle County

81620 standard
Avon, CO
Pop: 10,450
81632 standard
Edwards, CO
Pop: 10,276
81631 standard
Eagle, CO
Pop: 8,215
81637 standard
Gypsum, CO
Pop: 7,721
81621 standard
Basalt, CO
Pop: 5,914
81657 standard
Vail, CO
Pop: 5,581

Related Areas

Eagle County Minturn, CO Colorado

Frequently Asked Questions

What county is ZIP code 81645 in? ▼
ZIP code 81645 (Minturn) is located in Eagle County, Colorado. Eagle County contains multiple ZIP codes, see the full list at /counties/eagle-co.
What is the population of ZIP code 81645? ▼
ZIP code 81645 in Minturn, CO has a population of 1,121 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 81645? ▼
The median household income in ZIP 81645 is $102,039, which is 34% above the national average of $76,288.
What is the average home value in ZIP 81645? ▼
The median home value in ZIP 81645 is $1,089,600, which is 292% above the national average of $278,155.
What is the demographic makeup of ZIP 81645? ▼
The largest racial group in ZIP 81645 is White at 70.3%. Hispanic or Latino residents make up 20.2% of the population.
How many businesses are in ZIP code 81645? ▼
ZIP code 81645 has 85 business establishments employing approximately 503 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 81645? ▼
The top industries by establishment count in ZIP 81645 are: Construction (20), Accommodation and food services (13), Professional, scientific, and technical services (10). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 81645? ▼
According to the FHFA House Price Index, home values in ZIP 81645 increased by 0.5% in 2021. Since 2000, home values in this ZIP have appreciated by approximately 96%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 81645? ▼
In ZIP code 81645, 79.6% of residents aged 25+ have a high school diploma or higher, and 59.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 81645? ▼
In ZIP code 81645, approximately 71.7% of occupied housing units are owner-occupied and 28.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 81645? ▼
The poverty rate in ZIP code 81645 is 9.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.