Vail, CO · standard

ZIP Code 81657

Eagle County, Colorado - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,581
19/sq mi
$100,573
Median income
$1,501,800
Median home value
69.4%
Bachelor's or higher

The verdict

Vail pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 19%
household income, US ZIPs
Top 1%
home value, US ZIPs
19
people per sq mi
61%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 81657 against every reporting US ZIP.

ZIP code 81657 is a mid-sized community (a standard USPS delivery area) in Vail, Eagle County, Colorado, home to 5,581 residents across 287.7 square miles, a density of 19 people per square mile, in the Denver time zone.

ZIP 81657 lands in the middle-income range, with a median household income of $100,573 (13% above the Colorado average), while per-capita income is $105,358. Local economic indicators show a 6.3% poverty rate alongside 7.0% unemployment. The typical home here is valued at $1,501,800 (210% above the state average); renters pay a median of $1,644 monthly, and 61.4% of units are owner-occupied.

This is a highly-educated ZIP: 69.4% of adults hold a bachelor's degree or higher, the median age is 49.4, and the average commute is 18 minutes. To put 81657 in local context, 2 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Eagle County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 81657

Top 5 sectors by establishment count in Vail, CO

Which industries have the most business establishments in ZIP 81657.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 81657, Vail, CO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,581

Population

287.7

Area (sq mi)

19

People / sq mi

Denver

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 81657?

49.4

Median Age

56.4%

Male

43.6%

Female

15.7%

Foreign-Born

White 84.5%
African American 0.0%
Asian 0.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 12.7%
Hispanic or Latino 12.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$100,573

Median Household Income

+13% vs state

$105,358

Per Capita Income

6.3%

Poverty Rate

7.0%

Unemployment Rate

17.8 min

Mean Commute Time

How ZIP 81657 ranks nationally

Vail, CO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$100,573 Top 19% higher than 81% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 78.7%
Bachelor's Degree or Higher 69.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,010

Total Housing Units

2,563

Occupied Units

4,447

Vacant Units

1.88

Avg Household Size

Occupancy Type

Owner 61.4%
Renter 38.6%

$1,501,800

Median Home Value

+210% vs state

$1,644

Median Rent

1987

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 506 business establishments in ZIP 81657, employing approximately 12,658 people with a combined annual payroll of $745,855,000.

506

Businesses

12,658

Employees

$745.9M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 113 22.3%
Accommodation and food services 93 18.4%
Real estate and rental and leasing 86 17.0%
Professional, scientific, and technical services 50 9.9%
Other services (except public administration) 43 8.5%
Construction 22 4.3%
Health care and social assistance 21 4.2%
Administrative and support and waste management and remediation services 16 3.2%
Arts, entertainment, and recreation 16 3.2%
Finance and insurance 15 3.0%
Wholesale trade 7 1.4%
Transportation and warehousing 7 1.4%
Manufacturing 6 1.2%
Information 6 1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 81657 vs 81649 →

ZIP 81657 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 81657 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
81649 Red Cliff, CO 277 9.2 mi
80498 Silverthorne, CO 7,002 10.0 mi

More ZIP Codes in Eagle County

Frequently Asked Questions

What county is ZIP code 81657 in?
ZIP code 81657 (Vail) is located in Eagle County, Colorado. Eagle County contains multiple ZIP codes, see the full list at /counties/eagle-co.
What is the population of ZIP code 81657?
ZIP code 81657 in Vail, CO has a population of 5,581 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 81657?
The median household income in ZIP 81657 is $100,573, which is 32% above the national average of $76,288.
What is the average home value in ZIP 81657?
The median home value in ZIP 81657 is $1,501,800, which is 440% above the national average of $278,155.
What is the demographic makeup of ZIP 81657?
The largest racial group in ZIP 81657 is White at 84.5%. Hispanic or Latino residents make up 12.2% of the population.
How many businesses are in ZIP code 81657?
ZIP code 81657 has 506 business establishments employing approximately 12,658 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 81657?
The top industries by establishment count in ZIP 81657 are: Retail trade (113), Accommodation and food services (93), Real estate and rental and leasing (86). There are 14 industry sectors represented in total.
What is the education level in ZIP code 81657?
In ZIP code 81657, 78.7% of residents aged 25+ have a high school diploma or higher, and 69.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 81657?
The mean commute time for workers in ZIP code 81657 is 17.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 81657?
In ZIP code 81657, approximately 61.4% of occupied housing units are owner-occupied and 38.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 81657?
The poverty rate in ZIP code 81657 is 6.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.