Silverthorne, CO · standard
ZIP Code 80498
Summit County, Colorado - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,002
- 10/sq mi Low-density area
- $105,897
- Median income Above-median income area
- $824,200
- Median home value Above-median home value
- 49.7%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Silverthorne pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 15%
- household income, US ZIPs
- Top 4%
- home value, US ZIPs
- 10
- people per sq mi
- 74%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 80498 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 80498 (Silverthorne, CO) fell -4.5% from 2023 to 2024. The all-transactions index moved from 355.7 in 2023 to 339.6 in 2024 (2000 = 100).
ZIP code 80498 is a mid-sized community (a standard USPS delivery area) in Silverthorne, Summit County, Colorado, home to 7,002 residents across 679.8 square miles, a density of 10 people per square mile, in the Denver time zone.
ZIP 80498 lands in the middle-income range, with a median household income of $105,897 (19% above the average Colorado ZIP), while per-capita income is $63,549. The poverty rate is 8.6%, with unemployment at 6.4%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $824,200 (70% above the average Colorado ZIP), while 73.8% of occupied homes are owner-occupied and median rent is $1,826.
A solid share of residents have a four-year degree: 49.7% of adults hold a bachelor's degree or higher, the median age is 39.5, and the average commute is 23 minutes. The page also surfaces 1 ZIP codes within roughly 10 miles and 4 more in Summit County, so 80498 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 80498
Top 5 sectors by establishment count in Silverthorne, CO
Which industries have the most business establishments in ZIP 80498.
- Construction
Construction
93 establishments
- Retail trade
Retail trade
67 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
54 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
52 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
52 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 80498, Silverthorne, CO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
7,002
Population
679.8
Area (sq mi)
10
People / sq mi
Denver
Time Zone
standard
ZIP Type
Who lives in ZIP 80498?
39.5
Median Age
55.6%
Male
44.4%
Female
11.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$105,897
Median Household Income
+19% vs state ZIP avg
$63,549
Per Capita Income
8.6%
Poverty Rate
6.4%
Unemployment Rate
22.6 min
Mean Commute Time
How ZIP 80498 ranks among Colorado ZIPs
Silverthorne, CO household income vs. every Colorado ZIP code
Median household income among 469 reporting Colorado ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$105,897 Top 27% higher than 73% of 469 Colorado ZIPs
Each bar is a $20K-wide band; taller bars hold more Colorado ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
6,780housing units
6,780
Total Housing Units
3,639
Occupied Units
3,141
Vacant Units
2.44
Avg Household Size
Occupancy Type
$824,200
Median Home Value
+70% vs state ZIP avg
$1,826
Median Rent
1991
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-4.5%
YoY Change (2024)
340
HPI Index (2000 = 100)
+240%
Total Change Since 2000
Home values in ZIP 80498 have decreased 4.5% over the past year (2024). Since 2000, this ZIP has seen +240% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.4% | 238 |
| 2021 | +11.3% | 264 |
| 2022 | +21.5% | 321 |
| 2023 | +10.7% | 356 |
| 2024 | -4.5% | 340 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 471 business establishments in ZIP 80498, employing approximately 3,031 people with a combined annual payroll of $150,694,000.
471
Businesses
3,031
Employees
$150.7M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 93 | 19.8% |
| Retail trade | 67 | 14.2% |
| Professional, scientific, and technical services | 54 | 11.5% |
| Real estate and rental and leasing | 52 | 11.0% |
| Administrative and support and waste management and remediation services | 52 | 11.0% |
| Accommodation and food services | 43 | 9.1% |
| Other services (except public administration) | 39 | 8.3% |
| Health care and social assistance | 17 | 3.6% |
| Finance and insurance | 11 | 2.3% |
| Transportation and warehousing | 10 | 2.1% |
| Wholesale trade | 9 | 1.9% |
| Arts, entertainment, and recreation | 8 | 1.7% |
| Information | 6 | 1.3% |
| Educational services | 4 | 0.8% |
| Utilities | 3 | 0.6% |
| Manufacturing | 3 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 80498 vs 81657 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 81657 | Vail, CO | 5,581 | 10.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 80498, both outside CO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (7,002 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Summit County
Related Areas
Frequently Asked Questions
What county is ZIP code 80498 in?
ZIP code 80498 (Silverthorne) is located in Summit County, Colorado. Summit County contains multiple ZIP codes, see the full list at /counties/summit-co.
What is the population of ZIP code 80498?
ZIP code 80498 in Silverthorne, CO has a population of 7,002 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 80498?
The median household income in ZIP 80498 is $105,897, which is 39% above the national average of $76,288.
What is the average home value in ZIP 80498?
The median home value in ZIP 80498 is $824,200, which is 196% above the national average of $278,155.
What is the demographic makeup of ZIP 80498?
The largest racial group in ZIP 80498 is White at 72.8%. Hispanic or Latino residents make up 25.3% of the population.
How many businesses are in ZIP code 80498?
ZIP code 80498 has 471 business establishments employing approximately 3,031 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 80498?
The top industries by establishment count in ZIP 80498 are: Construction (93), Retail trade (67), Professional, scientific, and technical services (54). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 80498?
According to the FHFA House Price Index, home values in ZIP 80498 decreased by 4.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 240%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 80498?
In ZIP code 80498, 65.8% of residents aged 25+ have a high school diploma or higher, and 49.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 80498?
The mean commute time for workers in ZIP code 80498 is 22.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 80498?
In ZIP code 80498, approximately 73.8% of occupied housing units are owner-occupied and 26.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 80498?
The poverty rate in ZIP code 80498 is 8.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 80498's numbers, next.
- See how ZIP 80498 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Silverthorne, CO ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.