Montezuma Creek, UT · standard

ZIP Code 84534

San Juan County, Utah - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,654
2/sq mi
$47,708
Median income
$62,000
Median home value
9.1%
Bachelor's or higher

The verdict

Montezuma Creek pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

12th pct
household income, US ZIPs
2th pct
home value, US ZIPs
2
people per sq mi
82%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 84534 against every reporting US ZIP.

ZIP code 84534 is classified by USPS as a standard delivery area and covers roughly 1153.9 square miles in Montezuma Creek, San Juan County, Utah. The area is home to 2,654 residents, producing a population density of 2 people per square mile, and falls within the Denver time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 84534 against Utah and the nation.

On the economic side, the median household income for ZIP 84534 sits at $47,708 (45% below the Utah average), while per-capita income is $19,586. The poverty rate stands at 29.8% and the unemployment rate at 22.2%. On housing, the median home value is $62,000 (86% below the state average) with median rent at $796 per month, and 81.5% of occupied units are owner-occupied, a direct signal of whether 84534 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 9.1% of adults hold a bachelor's degree or higher, the median age is 32.4, and the average commute is . Use the benchmarks above to see where 84534 sits relative to Utah and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 84534, Montezuma Creek, UT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

2,654

Population

1153.9

Area (sq mi)

2

People / sq mi

Denver

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 84534?

32.4

Median Age

46.1%

Male

53.9%

Female

0.3%

Foreign-Born

White 1.3%
African American 0.0%
Asian 0.3%
American Indian or Alaska Native 96.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.3%
Hispanic or Latino 2.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$47,708

Median Household Income

-45% vs state

$19,586

Per Capita Income

29.8%

Poverty Rate

22.2%

Unemployment Rate

How ZIP 84534 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$47,708 12th percentile higher than 12% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 41.6%
Bachelor's Degree or Higher 9.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,010

Total Housing Units

746

Occupied Units

264

Vacant Units

3.32

Avg Household Size

Occupancy Type

Owner 81.5%
Renter 18.5%

$62,000

Median Home Value

-86% vs state

$796

Median Rent

1992

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 10 business establishments in ZIP 84534, employing approximately 383 people with a combined annual payroll of $30,758,000.

10

Businesses

383

Employees

$30.8M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Mining, quarrying, and oil and gas extraction 3 30.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in San Juan County

Frequently Asked Questions

What county is ZIP code 84534 in?
ZIP code 84534 (Montezuma Creek) is located in San Juan County, Utah. San Juan County contains multiple ZIP codes, see the full list at /counties/san-juan-ut.
What is the population of ZIP code 84534?
ZIP code 84534 in Montezuma Creek, UT has a population of 2,654 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 84534?
The median household income in ZIP 84534 is $47,708, which is 37% below the national average of $76,288.
What is the average home value in ZIP 84534?
The median home value in ZIP 84534 is $62,000, which is 78% below the national average of $278,155.
What is the demographic makeup of ZIP 84534?
The largest racial group in ZIP 84534 is American Indian or Alaska Native at 96.5%. Hispanic or Latino residents make up 2.3% of the population.
How many businesses are in ZIP code 84534?
ZIP code 84534 has 10 business establishments employing approximately 383 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 84534?
In ZIP code 84534, 41.6% of residents aged 25+ have a high school diploma or higher, and 9.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 84534?
In ZIP code 84534, approximately 81.5% of occupied housing units are owner-occupied and 18.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 84534?
The poverty rate in ZIP code 84534 is 29.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Montezuma Creek, UT

Verify and explore additional data for this area using these official government sources.