PlainZIP

Mona, UT · standard

ZIP Code 84645

Juab County, Utah — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,620
12/sq mi
$111,250
Median income
$510,700
Median home value
18.1%
Bachelor's or higher

The verdict

Mona pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 13%
household income, US ZIPs
Top 12%
home value, US ZIPs
12
people per sq mi
89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 84645 against every reporting US ZIP.

ZIP code 84645 is classified by USPS as a standard delivery area and covers roughly 218.3 square miles in Mona, Juab County, Utah. The area is home to 2,620 residents, producing a population density of 12 people per square mile, and falls within the Denver time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 84645 against Utah and the nation.

On the economic side, the median household income for ZIP 84645 sits at $111,250 (28% above the Utah average), while per-capita income is $29,685. The poverty rate stands at 7.0% and the unemployment rate at 1.0%. On housing, the median home value is $510,700 (18% above the state average) with median rent at $850 per month, and 89.1% of occupied units are owner-occupied, a direct signal of whether 84645 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 18.1% of adults hold a bachelor's degree or higher, the median age is 22.4, and the average commute is 21 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 3 additional ZIPs sharing Juab County, so you can benchmark 84645 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 84645

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 84645.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 84645, Mona, UT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

2,620

Population

218.3

Area (sq mi)

12

People / sq mi

Denver

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 84645?

22.4

Median Age

51.4%

Male

48.6%

Female

1.8%

Foreign-Born

White 93.1%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 1.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.1%
Hispanic or Latino 5.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$111,250

Median Household Income

+28% vs state

$29,685

Per Capita Income

7.0%

Poverty Rate

1.0%

Unemployment Rate

21.0 min

Mean Commute Time

How ZIP 84645 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$111,250 Top 13% higher than 87% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 51.1%
Bachelor's Degree or Higher 18.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

882

Total Housing Units

816

Occupied Units

66

Vacant Units

4.05

Avg Household Size

Occupancy Type

Owner 89.1%
Renter 10.9%

$510,700

Median Home Value

+18% vs state

$850

Median Rent

2003

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-8.7%

YoY Change (2024)

298

HPI Index (2000 = 100)

+198%

Total Change Since 2000

Home values in ZIP 84645 have decreased 8.7% over the past year (2024). Since 2000, this ZIP has seen +198% cumulative appreciation.

Year Annual Change HPI Index
2020 +8.2% 209
2021 +18.7% 248
2022 +12.0% 278
2023 +17.4% 326
2024 -8.7% 298

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 60 business establishments in ZIP 84645, employing approximately 585 people with a combined annual payroll of $25,116,000.

60

Businesses

585

Employees

$25.1M

Annual Payroll

5

Industry Sectors

Industry Establishments % of Total
Construction 26 43.3%
Transportation and warehousing 7 11.7%
Professional, scientific, and technical services 7 11.7%
Manufacturing 5 8.3%
Administrative and support and waste management and remediation services 3 5.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 84645 vs 84655 →

ZIP 84645 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 84645 ranks #3 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 84645 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 84645 ranks the highest of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
84655 Santaquin, UT 10,547 9.2 mi
84633 Goshen, UT 1,048 9.2 mi
84651 Payson, UT 23,457 10.2 mi

More ZIP Codes in Juab County

84648 standard
Nephi, UT
Pop: 5,776
84639 standard
Levan, UT
Pop: 963
84628 standard
Eureka, UT
Pop: 721

Related Areas

Juab County Mona, UT Utah

Frequently Asked Questions

What county is ZIP code 84645 in? ▼
ZIP code 84645 (Mona) is located in Juab County, Utah. Juab County contains multiple ZIP codes, see the full list at /counties/juab-ut.
What is the population of ZIP code 84645? ▼
ZIP code 84645 in Mona, UT has a population of 2,620 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 84645? ▼
The median household income in ZIP 84645 is $111,250, which is 46% above the national average of $76,288.
What is the average home value in ZIP 84645? ▼
The median home value in ZIP 84645 is $510,700, which is 84% above the national average of $278,155.
What is the demographic makeup of ZIP 84645? ▼
The largest racial group in ZIP 84645 is White at 93.1%. Hispanic or Latino residents make up 5.9% of the population.
How many businesses are in ZIP code 84645? ▼
ZIP code 84645 has 60 business establishments employing approximately 585 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 84645? ▼
The top industries by establishment count in ZIP 84645 are: Construction (26), Transportation and warehousing (7), Professional, scientific, and technical services (7). There are 5 industry sectors represented in total.
How have home values changed in ZIP code 84645? ▼
According to the FHFA House Price Index, home values in ZIP 84645 decreased by 8.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 198%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 84645? ▼
In ZIP code 84645, 51.1% of residents aged 25+ have a high school diploma or higher, and 18.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 84645? ▼
The mean commute time for workers in ZIP code 84645 is 21.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 84645? ▼
In ZIP code 84645, approximately 89.1% of occupied housing units are owner-occupied and 10.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 84645? ▼
The poverty rate in ZIP code 84645 is 7.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Mona, UT

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.