Payson, UT · standard
ZIP Code 84651
Utah County, Utah - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 23,457
- 83/sq mi Moderate-density area
- $96,999
- Median income Above-median income area
- $459,300
- Median home value Above-median home value
- 29.3%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Payson pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 21%
- household income, US ZIPs
- Top 16%
- home value, US ZIPs
- 83
- people per sq mi
- 85%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 84651 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 84651 (Payson, UT) rose +4.8% from 2023 to 2024. The all-transactions index moved from 295.1 in 2023 to 309.4 in 2024 (2000 = 100).
ZIP code 84651 is a densely settled ZIP (a standard USPS delivery area) in Payson, Utah County, Utah, with 23,457 residents across 282.3 square miles, a density of 83 people per square mile, in the Denver time zone.
ZIP 84651 lands in the middle-income range, with a median household income of $96,999 (12% above the average Utah ZIP), while per-capita income is $32,093. The poverty rate is 5.7%, with unemployment at 5.4%; those measures add context to the income figure. Median home value is $459,300 (6% above the average Utah ZIP) and median rent is $1,525; 85.0% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 29.3% of adults hold a bachelor's degree or higher, the median age is 30.9, and the average commute is 23 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Utah County, so 84651 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 84651
Top 5 sectors by establishment count in Payson, UT
Which industries have the most business establishments in ZIP 84651.
- Construction
Construction
117 establishments
- Health care and social assistance
Health care and social assistance
95 establishments
- Retail trade
Retail trade
66 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
66 establishments
- Accommodation and food services 46
Accommodation and food services
46 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 84651, Payson, UT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
23,457
Population
282.3
Area (sq mi)
83
People / sq mi
Denver
Time Zone
standard
ZIP Type
Who lives in ZIP 84651?
30.9
Median Age
54.5%
Male
45.5%
Female
6.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$96,999
Median Household Income
+12% vs state ZIP avg
$32,093
Per Capita Income
5.7%
Poverty Rate
5.4%
Unemployment Rate
23.0 min
Mean Commute Time
How ZIP 84651 ranks among Utah ZIPs
Payson, UT household income vs. every Utah ZIP code
Median household income among 258 reporting Utah ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$96,999 Top 30% higher than 70% of 258 Utah ZIPs
Each bar is a $20K-wide band; taller bars hold more Utah ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
8,928housing units
8,928
Total Housing Units
8,573
Occupied Units
355
Vacant Units
3.42
Avg Household Size
Occupancy Type
$459,300
Median Home Value
+6% vs state ZIP avg
$1,525
Median Rent
1998
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.8%
YoY Change (2024)
309
HPI Index (2000 = 100)
+209%
Total Change Since 2000
Home values in ZIP 84651 have increased 4.8% over the past year (2024). Since 2000, this ZIP has seen +209% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.2% | 205 |
| 2021 | +19.8% | 246 |
| 2022 | +19.6% | 294 |
| 2023 | +0.4% | 295 |
| 2024 | +4.8% | 309 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 589 business establishments in ZIP 84651, employing approximately 6,498 people with a combined annual payroll of $267,692,000.
589
Businesses
6,498
Employees
$267.7M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 117 | 19.9% |
| Health care and social assistance | 95 | 16.1% |
| Retail trade | 66 | 11.2% |
| Professional, scientific, and technical services | 66 | 11.2% |
| Accommodation and food services | 46 | 7.8% |
| Other services (except public administration) | 33 | 5.6% |
| Administrative and support and waste management and remediation services | 28 | 4.8% |
| Finance and insurance | 27 | 4.6% |
| Real estate and rental and leasing | 26 | 4.4% |
| Manufacturing | 24 | 4.1% |
| Transportation and warehousing | 16 | 2.7% |
| Wholesale trade | 11 | 1.9% |
| Information | 10 | 1.7% |
| Arts, entertainment, and recreation | 10 | 1.7% |
| Educational services | 6 | 1.0% |
| Agriculture, forestry, fishing and hunting | 3 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 84651 vs 84655 →
ZIP 84651 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 84660
Spanish Fork (84660)
37,995 residents
- 84651
Payson (84651)
23,457 residents
- 84655 10,547
Santaquin (84655)
10,547 residents
- 84653 7,947
Salem (84653)
7,947 residents
- 84645 2,620
Mona (84645)
2,620 residents
What this shows Among its immediate neighbors, ZIP 84651 ranks #2 by population - useful context the national average alone can't give.
ZIP 84651 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 84653
Salem (84653)
$112,454 median income
- 84645
Mona (84645)
$111,250 median income
- 84660
Spanish Fork (84660)
$104,355 median income
- 84655
Santaquin (84655)
$100,734 median income
- 84651
Payson (84651)
$96,999 median income
What this shows By household income, ZIP 84651 ranks #5 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 84651, both outside UT so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (23,457 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Utah County
Related Areas
Frequently Asked Questions
What county is ZIP code 84651 in?
ZIP code 84651 (Payson) is located in Utah County, Utah. Utah County contains multiple ZIP codes, see the full list at /counties/utah-ut.
What is the population of ZIP code 84651?
ZIP code 84651 in Payson, UT has a population of 23,457 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 84651?
The median household income in ZIP 84651 is $96,999, which is 27% above the national average of $76,288.
What is the average home value in ZIP 84651?
The median home value in ZIP 84651 is $459,300, which is 65% above the national average of $278,155.
What is the demographic makeup of ZIP 84651?
The largest racial group in ZIP 84651 is White at 84.9%. Hispanic or Latino residents make up 15.2% of the population.
How many businesses are in ZIP code 84651?
ZIP code 84651 has 589 business establishments employing approximately 6,498 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 84651?
The top industries by establishment count in ZIP 84651 are: Construction (117), Health care and social assistance (95), Retail trade (66). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 84651?
According to the FHFA House Price Index, home values in ZIP 84651 increased by 4.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 209%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 84651?
In ZIP code 84651, 55.6% of residents aged 25+ have a high school diploma or higher, and 29.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 84651?
The mean commute time for workers in ZIP code 84651 is 23.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 84651?
In ZIP code 84651, approximately 85.0% of occupied housing units are owner-occupied and 15.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 84651?
The poverty rate in ZIP code 84651 is 5.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 84651's numbers, next.
- See how ZIP 84651 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Payson, UT ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.