PlainZIP

Gilbert, AZ · standard

ZIP Code 85295

Maricopa County, Arizona — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

38,332
1,171/sq mi
$118,467
Median income
$579,500
Median home value
48.6%
Bachelor's or higher

The verdict

Gilbert pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 10%
household income, US ZIPs
Top 10%
home value, US ZIPs
1,171
people per sq mi
63%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 85295 against every reporting US ZIP.

ZIP code 85295 is classified by USPS as a standard delivery area and covers roughly 32.7 square miles in Gilbert, Maricopa County, Arizona. The area is home to 38,332 residents, producing a population density of 1,171 people per square mile, and falls within the Phoenix time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 85295 against Arizona and the nation.

On the economic side, the median household income for ZIP 85295 sits at $118,467 (63% above the Arizona average), while per-capita income is $52,568. The poverty rate stands at 3.7% and the unemployment rate at 3.4%. On housing, the median home value is $579,500 (72% above the state average) with median rent at $2,037 per month, and 62.5% of occupied units are owner-occupied, a direct signal of whether 85295 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 48.6% of adults hold a bachelor's degree or higher, the median age is 31.9, and the average commute is 26 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Maricopa County, so you can benchmark 85295 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 85295

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 85295.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 85295, Gilbert, AZ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

38,332

Population

32.7

Area (sq mi)

1,171

People / sq mi

Phoenix

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 85295?

31.9

Median Age

48.9%

Male

51.1%

Female

7.8%

Foreign-Born

White 69.6%
African American 4.0%
Asian 5.8%
American Indian or Alaska Native 1.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 14.0%
Hispanic or Latino 20.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$118,467

Median Household Income

+63% vs state

$52,568

Per Capita Income

3.7%

Poverty Rate

3.4%

Unemployment Rate

26.3 min

Mean Commute Time

How ZIP 85295 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$118,467 Top 10% higher than 90% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.2%
Bachelor's Degree or Higher 48.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

20,782

Total Housing Units

19,908

Occupied Units

874

Vacant Units

2.84

Avg Household Size

Occupancy Type

Owner 62.5%
Renter 37.5%

$579,500

Median Home Value

+72% vs state

$2,037

Median Rent

2007

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+25.1%

YoY Change (2024)

333

HPI Index (2000 = 100)

+233%

Total Change Since 2000

Home values in ZIP 85295 have increased 25.1% over the past year (2024). Since 2000, this ZIP has seen +233% cumulative appreciation.

Year Annual Change HPI Index
2019 +9.7% 201
2020 +5.0% 211
2021 +21.1% 256
2022 +25.1% 320
2024 — 333

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,277 business establishments in ZIP 85295, employing approximately 14,016 people with a combined annual payroll of $567,360,000.

1,277

Businesses

14,016

Employees

$567.4M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 225 17.6%
Professional, scientific, and technical services 170 13.3%
Retail trade 155 12.1%
Accommodation and food services 138 10.8%
Real estate and rental and leasing 111 8.7%
Other services (except public administration) 104 8.1%
Construction 90 7.0%
Administrative and support and waste management and remediation services 73 5.7%
Finance and insurance 70 5.5%
Educational services 28 2.2%
Arts, entertainment, and recreation 28 2.2%
Wholesale trade 23 1.8%
Information 22 1.7%
Manufacturing 16 1.3%
Transportation and warehousing 16 1.3%
Management of companies and enterprises 7 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 85295 vs 85296 →

ZIP 85295 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 85295 ranks #4 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 85295 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 85295 ranks #8 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
85296 Gilbert, AZ 36,799 2.1 mi
85297 Gilbert, AZ 26,979 2.0 mi
85234 Gilbert, AZ 50,014 4.1 mi
85298 Gilbert, AZ 21,479 4.5 mi
85225 Chandler, AZ 69,810 5.3 mi
85206 Mesa, AZ 33,154 6.4 mi
85233 Gilbert, AZ 37,564 5.2 mi
85212 Mesa, AZ 24,492 6.2 mi
85286 Chandler, AZ 38,930 5.7 mi
85249 Chandler, AZ 36,908 6.4 mi

More ZIP Codes in Maricopa County

85225 standard
Chandler, AZ
Pop: 69,810
85032 standard
Phoenix, AZ
Pop: 65,485
85308 standard
Glendale, AZ
Pop: 63,876
85204 standard
Mesa, AZ
Pop: 60,885
85301 standard
Glendale, AZ
Pop: 60,161
85281 standard
Tempe, AZ
Pop: 57,348

Related Areas

Maricopa County Gilbert, AZ Arizona

Frequently Asked Questions

What county is ZIP code 85295 in? ▼
ZIP code 85295 (Gilbert) is located in Maricopa County, Arizona. Maricopa County contains multiple ZIP codes, see the full list at /counties/maricopa-az.
What is the population of ZIP code 85295? ▼
ZIP code 85295 in Gilbert, AZ has a population of 38,332 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 85295? ▼
The median household income in ZIP 85295 is $118,467, which is 55% above the national average of $76,288.
What is the average home value in ZIP 85295? ▼
The median home value in ZIP 85295 is $579,500, which is 108% above the national average of $278,155.
What is the demographic makeup of ZIP 85295? ▼
The largest racial group in ZIP 85295 is White at 69.6%. Hispanic or Latino residents make up 20.4% of the population.
How many businesses are in ZIP code 85295? ▼
ZIP code 85295 has 1,277 business establishments employing approximately 14,016 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 85295? ▼
The top industries by establishment count in ZIP 85295 are: Health care and social assistance (225), Professional, scientific, and technical services (170), Retail trade (155). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 85295? ▼
According to the FHFA House Price Index, home values in ZIP 85295 increased by 25.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 233%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 85295? ▼
In ZIP code 85295, 63.2% of residents aged 25+ have a high school diploma or higher, and 48.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 85295? ▼
The mean commute time for workers in ZIP code 85295 is 26.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 85295? ▼
In ZIP code 85295, approximately 62.5% of occupied housing units are owner-occupied and 37.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 85295? ▼
The poverty rate in ZIP code 85295 is 3.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Gilbert, AZ

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.