Yuma, AZ · standard

ZIP Code 85365

Yuma County, Arizona — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

Reviewed by PlainZIP Editorial Team, ZIP Code Data Editors · June 15, 2026

46,558
13/sq mi: $70,331
Median income: $215,400
Median home value: 21.5%
Bachelor's or higher

The verdict

Yuma pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

47th pct
household income, US ZIPs: 48th pct
home value, US ZIPs: 13
people per sq mi: 79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 85365 against every reporting US ZIP.

ZIP code 85365 is classified by USPS as a standard delivery area and covers roughly 3554.0 square miles in Yuma, Yuma County, Arizona. The area is home to 46,558 residents, producing a population density of 13 people per square mile, and falls within the Phoenix time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 85365 against Arizona and the nation.

On the economic side, the median household income for ZIP 85365 sits at $70,331 (3% below the Arizona average), while per-capita income is $36,054. The poverty rate stands at 10.6% and the unemployment rate at 4.7%. On housing, the median home value is $215,400 (36% below the state average) with median rent at $1,296 per month, and 79.1% of occupied units are owner-occupied, a direct signal of whether 85365 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 21.5% of adults hold a bachelor's degree or higher, the median age is 35.6, and the average commute is 19 minutes. Use the benchmarks above to see where 85365 sits relative to Arizona and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 85365

Construction

138
Retail trade

138
Accommodation and food services

111
Other services (except public administration)

108
Wholesale trade

96

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 85365, Yuma, AZ · 2023 Accessed 2026-06-15 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

46,558

Population

3554.0

Area (sq mi)

People / sq mi

Phoenix

Time Zone

standard

ZIP Type

Neighborhood Scorecard

Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.

View Scorecard →

Who lives in ZIP 85365?

35.6

Median Age

51.0%

Male

49.0%

Female

16.3%

Foreign-Born

White 53.6%

African American 1.8%

Asian 1.4%

American Indian or Alaska Native 1.3%

Native Hawaiian or Pacific Islander 0.1%

Two or More Ethnicities 25.2%

Hispanic or Latino 48.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$70,331

Median Household Income

-3% vs state

$36,054

Per Capita Income

10.6%

Poverty Rate

4.7%

Unemployment Rate

18.9 min

Mean Commute Time

How ZIP 85365 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$70,331 47th percentile higher than 47% of 30,318 US ZIPs

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 49.3%

Bachelor's Degree or Higher 21.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

26,770

Total Housing Units

21,772

Occupied Units

4,998

Vacant Units

2.43

Avg Household Size

Occupancy Type

Owner 79.1%

Renter 20.9%

$215,400

Median Home Value

-36% vs state

$1,296

Median Rent

1999

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.6%

YoY Change (2024)

264

HPI Index (2000 = 100)

+164%

Total Change Since 2000

Home values in ZIP 85365 have increased 2.6% over the past year (2024). Since 2000, this ZIP has seen +164% cumulative appreciation.

Year	Annual Change	HPI Index
2020	+7.0%	172
2021	+17.3%	202
2022	+20.8%	244
2023	+5.5%	257
2024	+2.6%	264

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,084 business establishments in ZIP 85365, employing approximately 20,404 people with a combined annual payroll of $888,413,000.

1,084

Businesses

20,404

Employees

$888.4M

Annual Payroll

Industry Sectors

Industry	Establishments	% of Total
Construction	138	12.7%
Retail trade	138	12.7%
Accommodation and food services	111	10.2%
Other services (except public administration)	108	10.0%
Wholesale trade	96	8.9%
Real estate and rental and leasing	85	7.8%
Professional, scientific, and technical services	79	7.3%
Transportation and warehousing	67	6.2%
Administrative and support and waste management and remediation services	63	5.8%
Manufacturing	54	5.0%
Health care and social assistance	49	4.5%
Finance and insurance	31	2.9%
Information	18	1.7%
Agriculture, forestry, fishing and hunting	15	1.4%
Arts, entertainment, and recreation	11	1.0%
Educational services	10	0.9%
Management of companies and enterprises	4	0.4%
Mining, quarrying, and oil and gas extraction	3	0.3%
Utilities	3	0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Yuma County

Yuma County Yuma, AZ Arizona

Frequently Asked Questions

What county is ZIP code 85365 in? ▼

ZIP code 85365 (Yuma) is located in Yuma County, Arizona. Yuma County contains multiple ZIP codes, see the full list at /counties/yuma-az.

What is the population of ZIP code 85365? ▼

ZIP code 85365 in Yuma, AZ has a population of 46,558 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 85365? ▼

The median household income in ZIP 85365 is $70,331, which is 8% below the national average of $76,288.

What is the average home value in ZIP 85365? ▼

The median home value in ZIP 85365 is $215,400, which is 23% below the national average of $278,155.

What is the demographic makeup of ZIP 85365? ▼

The largest racial group in ZIP 85365 is White at 53.6%. Hispanic or Latino residents make up 48.2% of the population.

How many businesses are in ZIP code 85365? ▼

ZIP code 85365 has 1,084 business establishments employing approximately 20,404 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 85365? ▼

The top industries by establishment count in ZIP 85365 are: Construction (138), Retail trade (138), Accommodation and food services (111). There are 19 industry sectors represented in total.

How have home values changed in ZIP code 85365? ▼

According to the FHFA House Price Index, home values in ZIP 85365 increased by 2.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 164%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 85365? ▼

In ZIP code 85365, 49.3% of residents aged 25+ have a high school diploma or higher, and 21.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 85365? ▼

The mean commute time for workers in ZIP code 85365 is 18.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 85365? ▼

In ZIP code 85365, approximately 79.1% of occupied housing units are owner-occupied and 20.9% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 85365? ▼

The poverty rate in ZIP code 85365 is 10.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.