Tubac, AZ · standard
ZIP Code 85646
Santa Cruz County, Arizona — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,311
- 4/sq mi
- $73,438
- Median income
- $491,300
- Median home value
- 47.8%
- Bachelor's or higher
The verdict
Tubac pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 48%
- household income, US ZIPs
- Top 13%
- home value, US ZIPs
- 4
- people per sq mi
- 91%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 85646 against every reporting US ZIP.
ZIP code 85646 is classified by USPS as a standard delivery area and covers roughly 336.2 square miles in Tubac, Santa Cruz County, Arizona. The area is home to 1,311 residents, producing a population density of 4 people per square mile, and falls within the Phoenix time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 85646 against Arizona and the nation.
On the economic side, the median household income for ZIP 85646 sits at $73,438 (1% above the Arizona average), while per-capita income is $47,904. The poverty rate stands at 12.9% and the unemployment rate at 0.0%. On housing, the median home value is $491,300 (46% above the state average) with median rent at $2,295 per month, and 91.0% of occupied units are owner-occupied, a direct signal of whether 85646 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 47.8% of adults hold a bachelor's degree or higher, the median age is 71.9, and the average commute is —. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Santa Cruz County, so you can benchmark 85646 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 85646
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 85646.
- Retail trade
Retail trade
24 establishments
- Accommodation and food services
Accommodation and food services
10 establishments
- Other services (except public administration) 6
Other services (except public administration)
6 establishments
- Construction 4
Construction
4 establishments
- Professional, scientific, and technical services 4
Professional, scientific, and technical services
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 85646, Tubac, AZ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
1,311
Population
336.2
Area (sq mi)
4
People / sq mi
Phoenix
Time Zone
standard
ZIP Type
Who lives in ZIP 85646?
71.9
Median Age
44.8%
Male
55.2%
Female
9.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$73,438
Median Household Income
+1% vs state
$47,904
Per Capita Income
12.9%
Poverty Rate
0.0%
Unemployment Rate
How ZIP 85646 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$73,438 Top 48% higher than 52% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,139
Total Housing Units
746
Occupied Units
393
Vacant Units
1.80
Avg Household Size
Occupancy Type
$491,300
Median Home Value
+46% vs state
$2,295
Median Rent
1999
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 64 business establishments in ZIP 85646, employing approximately 586 people with a combined annual payroll of $18,501,000.
64
Businesses
586
Employees
$18.5M
Annual Payroll
8
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 24 | 37.5% |
| Accommodation and food services | 10 | 15.6% |
| Other services (except public administration) | 6 | 9.4% |
| Construction | 4 | 6.3% |
| Professional, scientific, and technical services | 4 | 6.3% |
| Health care and social assistance | 4 | 6.3% |
| Manufacturing | 3 | 4.7% |
| Real estate and rental and leasing | 3 | 4.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 85646 vs 85640 →
ZIP 85646 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 85648
Rio Rico (85648)
19,080 residents
- 85646 1,311
Tubac (85646)
1,311 residents
- 85640 441
Tumacacori (85640)
441 residents
What this shows Among its immediate neighbors, ZIP 85646 ranks #2 by population — useful context the national average alone can't give.
ZIP 85646 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 85646
Tubac (85646)
$73,438 median income
- 85648
Rio Rico (85648)
$61,519 median income
- 85640
Tumacacori (85640)
$55,417 median income
What this shows By household income, ZIP 85646 ranks the highest of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Santa Cruz County
Related Areas
Frequently Asked Questions
What county is ZIP code 85646 in? ▼
What is the population of ZIP code 85646? ▼
What is the median household income in ZIP 85646? ▼
What is the average home value in ZIP 85646? ▼
What is the demographic makeup of ZIP 85646? ▼
How many businesses are in ZIP code 85646? ▼
What are the main industries in ZIP code 85646? ▼
What is the education level in ZIP code 85646? ▼
What percentage of residents own vs. rent in ZIP 85646? ▼
What is the poverty rate in ZIP code 85646? ▼
ZIP Code Research Guides
Official Data Resources for Tubac, AZ
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.