Tubac, AZ · standard
ZIP Code 85646
Santa Cruz County, Arizona - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,311
- 4/sq mi Low-density area
- $73,438
- Median income Near-median income area
- $491,300
- Median home value Above-median home value
- 47.8%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Tubac pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 48%
- household income, US ZIPs
- Top 13%
- home value, US ZIPs
- 4
- people per sq mi
- 91%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 85646 against every reporting US ZIP.
ZIP code 85646 is a sparsely populated ZIP (a standard USPS delivery area) in Tubac, Santa Cruz County, Arizona, home to just 1,311 residents across 336.2 square miles, a density of 4 people per square mile, in the Phoenix time zone.
ZIP 85646 lands in the middle-income range, with a median household income of $73,438 (1% above the average Arizona ZIP), while per-capita income is $47,904. The poverty rate is 12.9%, with unemployment at 0.0%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $491,300 (46% above the average Arizona ZIP), while 91.0% of occupied homes are owner-occupied and median rent is $2,295.
A solid share of residents have a four-year degree: 47.8% of adults hold a bachelor's degree or higher, the median age is 71.9, and the average commute is -. The page also surfaces 2 ZIP codes within roughly 10 miles and 6 more in Santa Cruz County, so 85646 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 85646
Top 5 sectors by establishment count in Tubac, AZ
Which industries have the most business establishments in ZIP 85646.
- Retail trade
Retail trade
24 establishments
- Accommodation and food services
Accommodation and food services
10 establishments
- Other services (except public administration) 6
Other services (except public administration)
6 establishments
- Construction 4
Construction
4 establishments
- Professional, scientific, and technical services 4
Professional, scientific, and technical services
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 85646, Tubac, AZ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,311
Population
336.2
Area (sq mi)
4
People / sq mi
Phoenix
Time Zone
standard
ZIP Type
Who lives in ZIP 85646?
71.9
Median Age
44.8%
Male
55.2%
Female
9.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$73,438
Median Household Income
+1% vs state ZIP avg
$47,904
Per Capita Income
12.9%
Poverty Rate
0.0%
Unemployment Rate
How ZIP 85646 ranks among Arizona ZIPs
Tubac, AZ household income vs. every Arizona ZIP code
Median household income among 372 reporting Arizona ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$73,438 Top 42% higher than 58% of 372 Arizona ZIPs
Each bar is a $20K-wide band; taller bars hold more Arizona ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,139housing units
1,139
Total Housing Units
746
Occupied Units
393
Vacant Units
1.80
Avg Household Size
Occupancy Type
$491,300
Median Home Value
+46% vs state ZIP avg
$2,295
Median Rent
1999
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 64 business establishments in ZIP 85646, employing approximately 586 people with a combined annual payroll of $18,501,000.
64
Businesses
586
Employees
$18.5M
Annual Payroll
8
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 24 | 37.5% |
| Accommodation and food services | 10 | 15.6% |
| Other services (except public administration) | 6 | 9.4% |
| Construction | 4 | 6.3% |
| Professional, scientific, and technical services | 4 | 6.3% |
| Health care and social assistance | 4 | 6.3% |
| Manufacturing | 3 | 4.7% |
| Real estate and rental and leasing | 3 | 4.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 85646 vs 85640 →
ZIP 85646 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 85648
Rio Rico (85648)
19,080 residents
- 85646 1,311
Tubac (85646)
1,311 residents
- 85640 441
Tumacacori (85640)
441 residents
What this shows Among its immediate neighbors, ZIP 85646 ranks #2 by population - useful context the national average alone can't give.
ZIP 85646 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 85646
Tubac (85646)
$73,438 median income
- 85648
Rio Rico (85648)
$61,519 median income
- 85640
Tumacacori (85640)
$55,417 median income
What this shows By household income, ZIP 85646 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 85646, both outside AZ so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,311 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Santa Cruz County
Related Areas
Frequently Asked Questions
What county is ZIP code 85646 in?
ZIP code 85646 (Tubac) is located in Santa Cruz County, Arizona. Santa Cruz County contains multiple ZIP codes, see the full list at /counties/santa-cruz-az.
What is the population of ZIP code 85646?
ZIP code 85646 in Tubac, AZ has a population of 1,311 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 85646?
The median household income in ZIP 85646 is $73,438, which is 4% below the national average of $76,288.
What is the average home value in ZIP 85646?
The median home value in ZIP 85646 is $491,300, which is 77% above the national average of $278,155.
What is the demographic makeup of ZIP 85646?
The largest racial group in ZIP 85646 is White at 72.6%. Hispanic or Latino residents make up 22.5% of the population.
How many businesses are in ZIP code 85646?
ZIP code 85646 has 64 business establishments employing approximately 586 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 85646?
The top industries by establishment count in ZIP 85646 are: Retail trade (24), Accommodation and food services (10), Other services (except public administration) (6). There are 8 industry sectors represented in total.
What is the education level in ZIP code 85646?
In ZIP code 85646, 59.8% of residents aged 25+ have a high school diploma or higher, and 47.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 85646?
In ZIP code 85646, approximately 91.0% of occupied housing units are owner-occupied and 9.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 85646?
The poverty rate in ZIP code 85646 is 12.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 85646's numbers, next.
- See how ZIP 85646 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Tubac, AZ ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.