Tubac, AZ · standard

ZIP Code 85646

Santa Cruz County, Arizona — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,311
4/sq mi
$73,438
Median income
$491,300
Median home value
47.8%
Bachelor's or higher

The verdict

Tubac pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 48%
household income, US ZIPs
Top 13%
home value, US ZIPs
4
people per sq mi
91%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 85646 against every reporting US ZIP.

ZIP code 85646 is classified by USPS as a standard delivery area and covers roughly 336.2 square miles in Tubac, Santa Cruz County, Arizona. The area is home to 1,311 residents, producing a population density of 4 people per square mile, and falls within the Phoenix time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 85646 against Arizona and the nation.

On the economic side, the median household income for ZIP 85646 sits at $73,438 (1% above the Arizona average), while per-capita income is $47,904. The poverty rate stands at 12.9% and the unemployment rate at 0.0%. On housing, the median home value is $491,300 (46% above the state average) with median rent at $2,295 per month, and 91.0% of occupied units are owner-occupied, a direct signal of whether 85646 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 47.8% of adults hold a bachelor's degree or higher, the median age is 71.9, and the average commute is . We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Santa Cruz County, so you can benchmark 85646 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 85646

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 85646.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 85646, Tubac, AZ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,311

Population

336.2

Area (sq mi)

4

People / sq mi

Phoenix

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 85646?

71.9

Median Age

44.8%

Male

55.2%

Female

9.4%

Foreign-Born

White 72.6%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 2.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 25.1%
Hispanic or Latino 22.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$73,438

Median Household Income

+1% vs state

$47,904

Per Capita Income

12.9%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 85646 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$73,438 Top 48% higher than 52% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.8%
Bachelor's Degree or Higher 47.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,139

Total Housing Units

746

Occupied Units

393

Vacant Units

1.80

Avg Household Size

Occupancy Type

Owner 91.0%
Renter 9.0%

$491,300

Median Home Value

+46% vs state

$2,295

Median Rent

1999

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 64 business establishments in ZIP 85646, employing approximately 586 people with a combined annual payroll of $18,501,000.

64

Businesses

586

Employees

$18.5M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Retail trade 24 37.5%
Accommodation and food services 10 15.6%
Other services (except public administration) 6 9.4%
Construction 4 6.3%
Professional, scientific, and technical services 4 6.3%
Health care and social assistance 4 6.3%
Manufacturing 3 4.7%
Real estate and rental and leasing 3 4.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 85646 vs 85640 →

ZIP 85646 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 85646 ranks #2 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 85646 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 85646 ranks the highest of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
85640 Tumacacori, AZ 441 4.6 mi
85648 Rio Rico, AZ 19,080 8.7 mi

More ZIP Codes in Santa Cruz County

Frequently Asked Questions

What county is ZIP code 85646 in?
ZIP code 85646 (Tubac) is located in Santa Cruz County, Arizona. Santa Cruz County contains multiple ZIP codes, see the full list at /counties/santa-cruz-az.
What is the population of ZIP code 85646?
ZIP code 85646 in Tubac, AZ has a population of 1,311 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 85646?
The median household income in ZIP 85646 is $73,438, which is 4% below the national average of $76,288.
What is the average home value in ZIP 85646?
The median home value in ZIP 85646 is $491,300, which is 77% above the national average of $278,155.
What is the demographic makeup of ZIP 85646?
The largest racial group in ZIP 85646 is White at 72.6%. Hispanic or Latino residents make up 22.5% of the population.
How many businesses are in ZIP code 85646?
ZIP code 85646 has 64 business establishments employing approximately 586 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 85646?
The top industries by establishment count in ZIP 85646 are: Retail trade (24), Accommodation and food services (10), Other services (except public administration) (6). There are 8 industry sectors represented in total.
What is the education level in ZIP code 85646?
In ZIP code 85646, 59.8% of residents aged 25+ have a high school diploma or higher, and 47.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 85646?
In ZIP code 85646, approximately 91.0% of occupied housing units are owner-occupied and 9.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 85646?
The poverty rate in ZIP code 85646 is 12.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Tubac, AZ

Verify and explore additional data for this area using these official government sources.