Rio Rico, AZ · standard
ZIP Code 85648
Santa Cruz County, Arizona — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 19,080
- 47/sq mi
- $61,519
- Median income
- $224,900
- Median home value
- 22.2%
- Bachelor's or higher
The verdict
Rio Rico pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 32th pct
- household income, US ZIPs
- Top 49%
- home value, US ZIPs
- 47
- people per sq mi
- 85%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 85648 against every reporting US ZIP.
ZIP code 85648 is classified by USPS as a standard delivery area and covers roughly 406.8 square miles in Rio Rico, Santa Cruz County, Arizona. The area is home to 19,080 residents, producing a population density of 47 people per square mile, and falls within the Phoenix time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 85648 against Arizona and the nation.
On the economic side, the median household income for ZIP 85648 sits at $61,519 (15% below the Arizona average), while per-capita income is $26,213. The poverty rate stands at 16.5% and the unemployment rate at 10.5%. On housing, the median home value is $224,900 (33% below the state average) with median rent at $1,091 per month, and 85.1% of occupied units are owner-occupied, a direct signal of whether 85648 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 22.2% of adults hold a bachelor's degree or higher, the median age is 34.7, and the average commute is 28 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Santa Cruz County, so you can benchmark 85648 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 85648
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 85648.
- Wholesale trade
Wholesale trade
87 establishments
- Transportation and warehousing
Transportation and warehousing
44 establishments
- Construction 29
Construction
29 establishments
- Administrative and support and waste management and remediation services 17
Administrative and support and waste management and remediation services
17 establishments
- Retail trade 13
Retail trade
13 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 85648, Rio Rico, AZ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
19,080
Population
406.8
Area (sq mi)
47
People / sq mi
Phoenix
Time Zone
standard
ZIP Type
Who lives in ZIP 85648?
34.7
Median Age
49.2%
Male
50.8%
Female
31.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$61,519
Median Household Income
-15% vs state
$26,213
Per Capita Income
16.5%
Poverty Rate
10.5%
Unemployment Rate
28.3 min
Mean Commute Time
How ZIP 85648 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$61,519 32nd percentile higher than 32% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
7,604
Total Housing Units
7,240
Occupied Units
364
Vacant Units
3.05
Avg Household Size
Occupancy Type
$224,900
Median Home Value
-33% vs state
$1,091
Median Rent
2000
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.8%
YoY Change (2024)
226
HPI Index (2000 = 100)
+126%
Total Change Since 2000
Home values in ZIP 85648 have increased 3.8% over the past year (2024). Since 2000, this ZIP has seen +126% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.0% | 149 |
| 2021 | +19.2% | 177 |
| 2022 | +18.7% | 210 |
| 2023 | +3.3% | 217 |
| 2024 | +3.8% | 226 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 251 business establishments in ZIP 85648, employing approximately 2,360 people with a combined annual payroll of $113,354,000.
251
Businesses
2,360
Employees
$113.4M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Wholesale trade | 87 | 34.7% |
| Transportation and warehousing | 44 | 17.5% |
| Construction | 29 | 11.6% |
| Administrative and support and waste management and remediation services | 17 | 6.8% |
| Retail trade | 13 | 5.2% |
| Accommodation and food services | 13 | 5.2% |
| Manufacturing | 7 | 2.8% |
| Professional, scientific, and technical services | 7 | 2.8% |
| Other services (except public administration) | 7 | 2.8% |
| Health care and social assistance | 6 | 2.4% |
| Finance and insurance | 5 | 2.0% |
| Agriculture, forestry, fishing and hunting | 4 | 1.6% |
| Mining, quarrying, and oil and gas extraction | 3 | 1.2% |
| Real estate and rental and leasing | 3 | 1.2% |
| Arts, entertainment, and recreation | 3 | 1.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 85648 vs 85621 →
ZIP 85648 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 85621
Nogales (85621)
23,054 residents
- 85648
Rio Rico (85648)
19,080 residents
- 85646 1,311
Tubac (85646)
1,311 residents
- 85640 441
Tumacacori (85640)
441 residents
What this shows Among its immediate neighbors, ZIP 85648 ranks #2 by population — useful context the national average alone can't give.
ZIP 85648 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 85646
Tubac (85646)
$73,438 median income
- 85648
Rio Rico (85648)
$61,519 median income
- 85640
Tumacacori (85640)
$55,417 median income
- 85621
Nogales (85621)
$43,464 median income
What this shows By household income, ZIP 85648 ranks #2 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Santa Cruz County
Related Areas
Frequently Asked Questions
What county is ZIP code 85648 in? ▼
What is the population of ZIP code 85648? ▼
What is the median household income in ZIP 85648? ▼
What is the average home value in ZIP 85648? ▼
What is the demographic makeup of ZIP 85648? ▼
How many businesses are in ZIP code 85648? ▼
What are the main industries in ZIP code 85648? ▼
How have home values changed in ZIP code 85648? ▼
What is the education level in ZIP code 85648? ▼
What is the average commute time in ZIP 85648? ▼
What percentage of residents own vs. rent in ZIP 85648? ▼
What is the poverty rate in ZIP code 85648? ▼
ZIP Code Research Guides
Official Data Resources for Rio Rico, AZ
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.