Vernon, AZ · standard

ZIP Code 85940

Apache County, Arizona — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,443
7/sq mi
$110,486
Median income
$245,800
Median home value
38.5%
Bachelor's or higher

The verdict

Vernon pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 13%
household income, US ZIPs
Top 44%
home value, US ZIPs
7
people per sq mi
89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 85940 against every reporting US ZIP.

ZIP code 85940 is classified by USPS as a standard delivery area and covers roughly 212.2 square miles in Vernon, Apache County, Arizona. The area is home to 1,443 residents, producing a population density of 7 people per square mile, and falls within the Phoenix time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 85940 against Arizona and the nation.

On the economic side, the median household income for ZIP 85940 sits at $110,486 (52% above the Arizona average), while per-capita income is $37,183. The poverty rate stands at 18.1% and the unemployment rate at 6.0%. On housing, the median home value is $245,800 (27% below the state average) with median rent at per month, and 88.8% of occupied units are owner-occupied, a direct signal of whether 85940 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 38.5% of adults hold a bachelor's degree or higher, the median age is 51.6, and the average commute is . Use the benchmarks above to see where 85940 sits relative to Arizona and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 85940, Vernon, AZ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,443

Population

212.2

Area (sq mi)

7

People / sq mi

Phoenix

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 85940?

51.6

Median Age

45.1%

Male

54.9%

Female

2.3%

Foreign-Born

White 77.6%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 4.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.8%
Hispanic or Latino 16.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$110,486

Median Household Income

+52% vs state

$37,183

Per Capita Income

18.1%

Poverty Rate

6.0%

Unemployment Rate

How ZIP 85940 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$110,486 Top 13% higher than 87% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.1%
Bachelor's Degree or Higher 38.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

669

Total Housing Units

482

Occupied Units

187

Vacant Units

2.32

Avg Household Size

Occupancy Type

Owner 88.8%
Renter 11.2%

$245,800

Median Home Value

-27% vs state

2001

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 18 business establishments in ZIP 85940, employing approximately 102 people with a combined annual payroll of $3,197,000.

18

Businesses

102

Employees

$3.2M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Construction 8 44.4%
Health care and social assistance 3 16.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Apache County

Frequently Asked Questions

What county is ZIP code 85940 in?
ZIP code 85940 (Vernon) is located in Apache County, Arizona. Apache County contains multiple ZIP codes, see the full list at /counties/apache-az.
What is the population of ZIP code 85940?
ZIP code 85940 in Vernon, AZ has a population of 1,443 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 85940?
The median household income in ZIP 85940 is $110,486, which is 45% above the national average of $76,288.
What is the average home value in ZIP 85940?
The median home value in ZIP 85940 is $245,800, which is 12% below the national average of $278,155.
What is the demographic makeup of ZIP 85940?
The largest racial group in ZIP 85940 is White at 77.6%. Hispanic or Latino residents make up 16.3% of the population.
How many businesses are in ZIP code 85940?
ZIP code 85940 has 18 business establishments employing approximately 102 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 85940?
In ZIP code 85940, 59.1% of residents aged 25+ have a high school diploma or higher, and 38.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 85940?
In ZIP code 85940, approximately 88.8% of occupied housing units are owner-occupied and 11.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 85940?
The poverty rate in ZIP code 85940 is 18.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Vernon, AZ

Verify and explore additional data for this area using these official government sources.