PlainZIP

White Mountain Lake, AZ · standard

ZIP Code 85912

Navajo County, Arizona - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

178
2/sq mi
$93,523
Median income
$131,300
Median home value
0.0%
Bachelor's or higher

The verdict

White Mountain Lake pairs an upper-quartile household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

Top 24%
household income, US ZIPs
20th pct
home value, US ZIPs
2
people per sq mi
100%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 85912 against every reporting US ZIP.

ZIP code 85912 is a sparsely populated ZIP (a standard USPS delivery area) in White Mountain Lake, Navajo County, Arizona, home to just 178 residents across 111.3 square miles, a density of 2 people per square mile, in the Phoenix time zone.

ZIP 85912 lands in the middle-income range, with a median household income of $93,523 (29% above the Arizona average), while per-capita income is $48,109. 0.0% of residents live below the poverty line, and the unemployment rate reads 0.0%. On housing, the median home value is $131,300 (61% below the state average) with median rent at - per month, and 100.0% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 0.0% of adults hold a bachelor's degree or higher, the median age is 59.9, and the average commute is 36 minutes. Beyond these figures, 2 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Navajo County, letting you compare 85912 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 85912, White Mountain Lake, AZ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

178

Population

111.3

Area (sq mi)

2

People / sq mi

Phoenix

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 85912?

59.9

Median Age

52.4%

Male

47.6%

Female

0.0%

Foreign-Born

White 77.1%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 22.9%
Hispanic or Latino 5.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$93,523

Median Household Income

+29% vs state

$48,109

Per Capita Income

0.0%

Poverty Rate

0.0%

Unemployment Rate

35.6 min

Mean Commute Time

How ZIP 85912 ranks nationally

White Mountain Lake, AZ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$93,523 Top 24% higher than 76% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 19.4%
Bachelor's Degree or Higher 0.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

83

Total Housing Units

83

Occupied Units

0

Vacant Units

2.05

Avg Household Size

Occupancy Type

Owner 100.0%
Renter 0.0%

$131,300

Median Home Value

-61% vs state

2006

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

Nearby ZIP Codes

Want a side-by-side? Compare 85912 vs 85901 →

ZIP 85912 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 85912 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 85912 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 85912 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
85901 Show Low, AZ 17,207 9.7 mi
85937 Snowflake, AZ 7,638 11.9 mi

More ZIP Codes in Navajo County

85901 standard
Show Low, AZ
Pop: 17,207
86047 standard
Winslow, AZ
Pop: 14,970
85941 standard
Whiteriver, AZ
Pop: 9,941
85929 standard
Lakeside, AZ
Pop: 8,322
86033 standard
Kayenta, AZ
Pop: 7,844
85937 standard
Snowflake, AZ
Pop: 7,638

Related Areas

Navajo County White Mountain Lake, AZ Arizona

Frequently Asked Questions

What county is ZIP code 85912 in? ▼
ZIP code 85912 (White Mountain Lake) is located in Navajo County, Arizona. Navajo County contains multiple ZIP codes, see the full list at /counties/navajo-az.
What is the population of ZIP code 85912? ▼
ZIP code 85912 in White Mountain Lake, AZ has a population of 178 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 85912? ▼
The median household income in ZIP 85912 is $93,523, which is 23% above the national average of $76,288.
What is the average home value in ZIP 85912? ▼
The median home value in ZIP 85912 is $131,300, which is 53% below the national average of $278,155.
What is the demographic makeup of ZIP 85912? ▼
The largest racial group in ZIP 85912 is White at 77.1%. Hispanic or Latino residents make up 5.3% of the population.
What is the average commute time in ZIP 85912? ▼
The mean commute time for workers in ZIP code 85912 is 35.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

Read our methodology to see how this data is sourced, computed, and verified.