White Mountain Lake, AZ · standard
ZIP Code 85912
Navajo County, Arizona - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 178
- 2/sq mi Low-density area
- $93,523
- Median income Above-median income area
- $131,300
- Median home value Below-median home value
- 0.0%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
White Mountain Lake pairs an upper-quartile household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- Top 24%
- household income, US ZIPs
- 20th pct
- home value, US ZIPs
- 2
- people per sq mi
- 100%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 85912 against every reporting US ZIP.
ZIP code 85912 is a sparsely populated ZIP (a standard USPS delivery area) in White Mountain Lake, Navajo County, Arizona, home to just 178 residents across 111.3 square miles, a density of 2 people per square mile, in the Phoenix time zone.
ZIP 85912 lands in the middle-income range, with a median household income of $93,523 (29% above the average Arizona ZIP), while per-capita income is $48,109. Both reported hardship measures are comparatively low in absolute terms: poverty is 0.0% and unemployment is 0.0%. Home values sit below the statewide ZIP benchmark: the median is $131,300 (61% below the average Arizona ZIP); owner occupancy is 100.0%.
Formal educational attainment runs low here: just 0.0% of adults hold a bachelor's degree or higher, the median age is 59.9, and the average commute is 36 minutes. The page also surfaces 2 ZIP codes within roughly 10 miles and 6 more in Navajo County, so 85912 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 85912, White Mountain Lake, AZ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
178
Population
111.3
Area (sq mi)
2
People / sq mi
Phoenix
Time Zone
standard
ZIP Type
Who lives in ZIP 85912?
59.9
Median Age
52.4%
Male
47.6%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$93,523
Median Household Income
+29% vs state ZIP avg
$48,109
Per Capita Income
0.0%
Poverty Rate
0.0%
Unemployment Rate
35.6 min
Mean Commute Time
How ZIP 85912 ranks among Arizona ZIPs
White Mountain Lake, AZ household income vs. every Arizona ZIP code
Median household income among 372 reporting Arizona ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$93,523 Top 21% higher than 79% of 372 Arizona ZIPs
Each bar is a $20K-wide band; taller bars hold more Arizona ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
83housing units
83
Total Housing Units
83
Occupied Units
0
Vacant Units
2.05
Avg Household Size
Occupancy Type
$131,300
Median Home Value
-61% vs state ZIP avg
2006
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
Nearby ZIP Codes
Want a side-by-side? Compare 85912 vs 85901 →
ZIP 85912 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 85901
Show Low (85901)
17,207 residents
- 85937
Snowflake (85937)
7,638 residents
- 85912 178
White Mountain Lake (85912)
178 residents
What this shows Among its immediate neighbors, ZIP 85912 ranks #3 by population - useful context the national average alone can't give.
ZIP 85912 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 85912
White Mountain Lake (85912)
$93,523 median income
- 85937
Snowflake (85937)
$69,702 median income
- 85901
Show Low (85901)
$59,779 median income
What this shows By household income, ZIP 85912 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 85912, both outside AZ so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Navajo County
Related Areas
Frequently Asked Questions
What county is ZIP code 85912 in?
ZIP code 85912 (White Mountain Lake) is located in Navajo County, Arizona. Navajo County contains multiple ZIP codes, see the full list at /counties/navajo-az.
What is the population of ZIP code 85912?
ZIP code 85912 in White Mountain Lake, AZ has a population of 178 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 85912?
The median household income in ZIP 85912 is $93,523, which is 23% above the national average of $76,288.
What is the average home value in ZIP 85912?
The median home value in ZIP 85912 is $131,300, which is 53% below the national average of $278,155.
What is the demographic makeup of ZIP 85912?
The largest racial group in ZIP 85912 is White at 77.1%. Hispanic or Latino residents make up 5.3% of the population.
What is the average commute time in ZIP 85912?
The mean commute time for workers in ZIP code 85912 is 35.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
Related
Take this with you
What to do with ZIP 85912's numbers, next.
- See how ZIP 85912 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where White Mountain Lake, AZ ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.