Snowflake, AZ · standard
ZIP Code 85937
Navajo County, Arizona - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,638
- 10/sq mi Low-density area
- $69,702
- Median income Near-median income area
- $269,900
- Median home value Near-median home value
- 27.2%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Snowflake pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 46th pct
- household income, US ZIPs
- Top 39%
- home value, US ZIPs
- 10
- people per sq mi
- 84%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 85937 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 85937 (Snowflake, AZ) fell -4.5% from 2023 to 2024. The all-transactions index moved from 309.7 in 2023 to 295.8 in 2024 (2000 = 100).
ZIP code 85937 is a mid-sized community (a standard USPS delivery area) in Snowflake, Navajo County, Arizona, home to 7,638 residents across 795.6 square miles, a density of 10 people per square mile, in the Phoenix time zone.
ZIP 85937 reports a modest median household income of $69,702 (4% below the average Arizona ZIP), while per-capita income is $23,816. The poverty rate is 19.1%, with unemployment at 1.9%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $269,900 (20% below the average Arizona ZIP), and median rent is $1,176; owner occupancy is 83.6%.
Educational attainment sits below the national norm: 27.2% of adults hold a bachelor's degree or higher, the median age is 34.2, and the average commute is 23 minutes. The page also surfaces 2 ZIP codes within roughly 10 miles and 6 more in Navajo County, so 85937 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 85937
Top 5 sectors by establishment count in Snowflake, AZ
Which industries have the most business establishments in ZIP 85937.
- Construction
Construction
37 establishments
- Health care and social assistance
Health care and social assistance
28 establishments
- Retail trade
Retail trade
25 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
22 establishments
- Other services (except public administration)
Other services (except public administration)
16 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 85937, Snowflake, AZ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
7,638
Population
795.6
Area (sq mi)
10
People / sq mi
Phoenix
Time Zone
standard
ZIP Type
Who lives in ZIP 85937?
34.2
Median Age
48.9%
Male
51.1%
Female
4.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$69,702
Median Household Income
-4% vs state ZIP avg
$23,816
Per Capita Income
19.1%
Poverty Rate
1.9%
Unemployment Rate
22.9 min
Mean Commute Time
How ZIP 85937 ranks among Arizona ZIPs
Snowflake, AZ household income vs. every Arizona ZIP code
Median household income among 372 reporting Arizona ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$69,702 Top 49% higher than 51% of 372 Arizona ZIPs
Each bar is a $20K-wide band; taller bars hold more Arizona ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,127housing units
3,127
Total Housing Units
2,837
Occupied Units
290
Vacant Units
3.43
Avg Household Size
Occupancy Type
$269,900
Median Home Value
-20% vs state ZIP avg
$1,176
Median Rent
1991
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-4.5%
YoY Change (2024)
296
HPI Index (2000 = 100)
+196%
Total Change Since 2000
Home values in ZIP 85937 have decreased 4.5% over the past year (2024). Since 2000, this ZIP has seen +196% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +9.7% | 198 |
| 2021 | +20.6% | 238 |
| 2022 | +17.9% | 281 |
| 2023 | +10.2% | 310 |
| 2024 | -4.5% | 296 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 199 business establishments in ZIP 85937, employing approximately 1,475 people with a combined annual payroll of $71,088,000.
199
Businesses
1,475
Employees
$71.1M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 37 | 18.6% |
| Health care and social assistance | 28 | 14.1% |
| Retail trade | 25 | 12.6% |
| Professional, scientific, and technical services | 22 | 11.1% |
| Other services (except public administration) | 16 | 8.0% |
| Accommodation and food services | 13 | 6.5% |
| Finance and insurance | 12 | 6.0% |
| Administrative and support and waste management and remediation services | 12 | 6.0% |
| Transportation and warehousing | 8 | 4.0% |
| Real estate and rental and leasing | 8 | 4.0% |
| Manufacturing | 5 | 2.5% |
| Utilities | 4 | 2.0% |
| Information | 3 | 1.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 85937 vs 85939 →
ZIP 85937 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 85937
Snowflake (85937)
7,638 residents
- 85939
Taylor (85939)
4,400 residents
- 85912 178
White Mountain Lake (85912)
178 residents
What this shows Among its immediate neighbors, ZIP 85937 ranks the most populous - useful context the national average alone can't give.
ZIP 85937 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 85912
White Mountain Lake (85912)
$93,523 median income
- 85939
Taylor (85939)
$90,496 median income
- 85937
Snowflake (85937)
$69,702 median income
What this shows By household income, ZIP 85937 ranks #3 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 85937, both outside AZ so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (7,638 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Navajo County
Related Areas
Frequently Asked Questions
What county is ZIP code 85937 in?
ZIP code 85937 (Snowflake) is located in Navajo County, Arizona. Navajo County contains multiple ZIP codes, see the full list at /counties/navajo-az.
What is the population of ZIP code 85937?
ZIP code 85937 in Snowflake, AZ has a population of 7,638 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 85937?
The median household income in ZIP 85937 is $69,702, which is 9% below the national average of $76,288.
What is the average home value in ZIP 85937?
The median home value in ZIP 85937 is $269,900, which is 3% below the national average of $278,155.
What is the demographic makeup of ZIP 85937?
The largest racial group in ZIP 85937 is White at 83.6%. Hispanic or Latino residents make up 8.1% of the population.
How many businesses are in ZIP code 85937?
ZIP code 85937 has 199 business establishments employing approximately 1,475 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 85937?
The top industries by establishment count in ZIP 85937 are: Construction (37), Health care and social assistance (28), Retail trade (25). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 85937?
According to the FHFA House Price Index, home values in ZIP 85937 decreased by 4.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 196%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 85937?
In ZIP code 85937, 50.6% of residents aged 25+ have a high school diploma or higher, and 27.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 85937?
The mean commute time for workers in ZIP code 85937 is 22.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 85937?
In ZIP code 85937, approximately 83.6% of occupied housing units are owner-occupied and 16.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 85937?
The poverty rate in ZIP code 85937 is 19.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 85937's numbers, next.
- See how ZIP 85937 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Snowflake, AZ ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.