PlainZIP

Heber, AZ · standard

ZIP Code 85928

Navajo County, Arizona — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,102
2/sq mi
$41,864
Median income
$220,500
Median home value
3.6%
Bachelor's or higher

The verdict

Heber pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

7th pct
household income, US ZIPs
49th pct
home value, US ZIPs
2
people per sq mi
68%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 85928 against every reporting US ZIP.

ZIP code 85928 is classified by USPS as a standard delivery area and covers roughly 734.7 square miles in Heber, Navajo County, Arizona. The area is home to 1,102 residents, producing a population density of 2 people per square mile, and falls within the Phoenix time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 85928 against Arizona and the nation.

On the economic side, the median household income for ZIP 85928 sits at $41,864 (42% below the Arizona average), while per-capita income is $24,942. The poverty rate stands at 13.4% and the unemployment rate at 42.4%. On housing, the median home value is $220,500 (35% below the state average) with median rent at $1,367 per month, and 67.6% of occupied units are owner-occupied, a direct signal of whether 85928 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 3.6% of adults hold a bachelor's degree or higher, the median age is 39, and the average commute is —. Use the benchmarks above to see where 85928 sits relative to Arizona and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 85928

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 85928.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 85928, Heber, AZ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,102

Population

734.7

Area (sq mi)

2

People / sq mi

Phoenix

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 85928?

39.0

Median Age

67.5%

Male

32.5%

Female

0.0%

Foreign-Born

White 100.0%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$41,864

Median Household Income

-42% vs state

$24,942

Per Capita Income

13.4%

Poverty Rate

42.4%

Unemployment Rate

How ZIP 85928 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$41,864 7th percentile higher than 7% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.3%
Bachelor's Degree or Higher 3.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

687

Total Housing Units

253

Occupied Units

434

Vacant Units

1.68

Avg Household Size

Occupancy Type

Owner 67.6%
Renter 32.4%

$220,500

Median Home Value

-35% vs state

$1,367

Median Rent

1998

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+19.6%

YoY Change (2024)

235

HPI Index (2000 = 100)

+135%

Total Change Since 2000

Home values in ZIP 85928 have increased 19.6% over the past year (2024). Since 2000, this ZIP has seen +135% cumulative appreciation.

Year Annual Change HPI Index
2018 +6.6% 148
2019 -1.5% 146
2020 +13.7% 166
2021 +19.6% 199
2024 — 235

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 40 business establishments in ZIP 85928, employing approximately 214 people with a combined annual payroll of $7,427,000.

40

Businesses

214

Employees

$7.4M

Annual Payroll

3

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 12 30.0%
Construction 9 22.5%
Retail trade 8 20.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Navajo County

85901 standard
Show Low, AZ
Pop: 17,207
86047 standard
Winslow, AZ
Pop: 14,970
85941 standard
Whiteriver, AZ
Pop: 9,941
85929 standard
Lakeside, AZ
Pop: 8,322
86033 standard
Kayenta, AZ
Pop: 7,844
85937 standard
Snowflake, AZ
Pop: 7,638

Related Areas

Navajo County Heber, AZ Arizona

Frequently Asked Questions

What county is ZIP code 85928 in? ▼
ZIP code 85928 (Heber) is located in Navajo County, Arizona. Navajo County contains multiple ZIP codes, see the full list at /counties/navajo-az.
What is the population of ZIP code 85928? ▼
ZIP code 85928 in Heber, AZ has a population of 1,102 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 85928? ▼
The median household income in ZIP 85928 is $41,864, which is 45% below the national average of $76,288.
What is the average home value in ZIP 85928? ▼
The median home value in ZIP 85928 is $220,500, which is 21% below the national average of $278,155.
What is the demographic makeup of ZIP 85928? ▼
The largest racial group in ZIP 85928 is White at 100.0%.
How many businesses are in ZIP code 85928? ▼
ZIP code 85928 has 40 business establishments employing approximately 214 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 85928? ▼
The top industries by establishment count in ZIP 85928 are: Accommodation and food services (12), Construction (9), Retail trade (8). There are 3 industry sectors represented in total.
How have home values changed in ZIP code 85928? ▼
According to the FHFA House Price Index, home values in ZIP 85928 increased by 19.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 135%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 85928? ▼
In ZIP code 85928, 50.3% of residents aged 25+ have a high school diploma or higher, and 3.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 85928? ▼
In ZIP code 85928, approximately 67.6% of occupied housing units are owner-occupied and 32.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 85928? ▼
The poverty rate in ZIP code 85928 is 13.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Heber, AZ

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.