Flagstaff, AZ · standard

ZIP Code 86004

Coconino County, Arizona — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

37,338
19/sq mi
$81,172
Median income
$509,900
Median home value
44.0%
Bachelor's or higher

The verdict

Flagstaff pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 37%
household income, US ZIPs
Top 13%
home value, US ZIPs
19
people per sq mi
63%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 86004 against every reporting US ZIP.

ZIP code 86004 is classified by USPS as a standard delivery area and covers roughly 1975.6 square miles in Flagstaff, Coconino County, Arizona. The area is home to 37,338 residents, producing a population density of 19 people per square mile, and falls within the Phoenix time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 86004 against Arizona and the nation.

On the economic side, the median household income for ZIP 86004 sits at $81,172 (12% above the Arizona average), while per-capita income is $43,358. The poverty rate stands at 11.8% and the unemployment rate at 3.7%. On housing, the median home value is $509,900 (51% above the state average) with median rent at $1,676 per month, and 62.8% of occupied units are owner-occupied, a direct signal of whether 86004 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 44.0% of adults hold a bachelor's degree or higher, the median age is 38.5, and the average commute is 18 minutes. Use the benchmarks above to see where 86004 sits relative to Arizona and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 86004

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 86004.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 86004, Flagstaff, AZ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

37,338

Population

1975.6

Area (sq mi)

19

People / sq mi

Phoenix

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 86004?

38.5

Median Age

51.1%

Male

48.9%

Female

7.2%

Foreign-Born

White 61.8%
African American 0.9%
Asian 1.2%
American Indian or Alaska Native 14.2%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 15.1%
Hispanic or Latino 21.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$81,172

Median Household Income

+12% vs state

$43,358

Per Capita Income

11.8%

Poverty Rate

3.7%

Unemployment Rate

18.2 min

Mean Commute Time

How ZIP 86004 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$81,172 Top 37% higher than 63% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.0%
Bachelor's Degree or Higher 44.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

16,736

Total Housing Units

14,794

Occupied Units

1,942

Vacant Units

2.43

Avg Household Size

Occupancy Type

Owner 62.8%
Renter 37.2%

$509,900

Median Home Value

+51% vs state

$1,676

Median Rent

1988

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.5%

YoY Change (2024)

368

HPI Index (2000 = 100)

+268%

Total Change Since 2000

Home values in ZIP 86004 have increased 7.5% over the past year (2024). Since 2000, this ZIP has seen +268% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.5% 230
2021 +18.1% 271
2022 +19.9% 325
2023 +5.4% 342
2024 +7.5% 368

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,202 business establishments in ZIP 86004, employing approximately 14,247 people with a combined annual payroll of $678,701,000.

1,202

Businesses

14,247

Employees

$678.7M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Construction 201 16.7%
Retail trade 149 12.4%
Other services (except public administration) 125 10.4%
Health care and social assistance 120 10.0%
Accommodation and food services 114 9.5%
Professional, scientific, and technical services 102 8.5%
Administrative and support and waste management and remediation services 91 7.6%
Real estate and rental and leasing 67 5.6%
Wholesale trade 44 3.7%
Finance and insurance 42 3.5%
Transportation and warehousing 39 3.2%
Manufacturing 33 2.8%
Arts, entertainment, and recreation 32 2.7%
Educational services 19 1.6%
Information 14 1.2%
Utilities 5 0.4%
Mining, quarrying, and oil and gas extraction 3 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Coconino County

Frequently Asked Questions

What county is ZIP code 86004 in?
ZIP code 86004 (Flagstaff) is located in Coconino County, Arizona. Coconino County contains multiple ZIP codes, see the full list at /counties/coconino-az.
What is the population of ZIP code 86004?
ZIP code 86004 in Flagstaff, AZ has a population of 37,338 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 86004?
The median household income in ZIP 86004 is $81,172, which is 6% above the national average of $76,288.
What is the average home value in ZIP 86004?
The median home value in ZIP 86004 is $509,900, which is 83% above the national average of $278,155.
What is the demographic makeup of ZIP 86004?
The largest racial group in ZIP 86004 is White at 61.8%. Hispanic or Latino residents make up 21.5% of the population.
How many businesses are in ZIP code 86004?
ZIP code 86004 has 1,202 business establishments employing approximately 14,247 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 86004?
The top industries by establishment count in ZIP 86004 are: Construction (201), Retail trade (149), Other services (except public administration) (125). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 86004?
According to the FHFA House Price Index, home values in ZIP 86004 increased by 7.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 268%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 86004?
In ZIP code 86004, 66.0% of residents aged 25+ have a high school diploma or higher, and 44.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 86004?
The mean commute time for workers in ZIP code 86004 is 18.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 86004?
In ZIP code 86004, approximately 62.8% of occupied housing units are owner-occupied and 37.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 86004?
The poverty rate in ZIP code 86004 is 11.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

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Official Data Resources for Flagstaff, AZ

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