ZIP Code 86038

ZIP code 86038 is classified by USPS as a standard delivery area and covers roughly 128.3 square miles in Mormon Lake, Coconino County, Arizona. The area is home to 77 residents, producing a population density of 1 people per square mile, and falls within the Phoenix time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 86038 against Arizona and the nation.

On the economic side, the median household income for ZIP 86038 sits at $43,942 (40% below the Arizona average), while per-capita income is $16,559. The poverty rate stands at 8.2% and the unemployment rate at 15.8%. On housing, the median home value is $236,700 (30% below the state average) with median rent at — per month, and 100.0% of occupied units are owner-occupied, a direct signal of whether 86038 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 0.0% of adults hold a bachelor's degree or higher, the median age is 32.4, and the average commute is —. Use the benchmarks above to see where 86038 sits relative to Arizona and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →