ZIP Code 86045

ZIP code 86045 is classified by USPS as a standard delivery area and covers roughly 3548.1 square miles in Tuba City, Coconino County, Arizona. The area is home to 11,354 residents, producing a population density of 3 people per square mile, and falls within the Phoenix time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 86045 against Arizona and the nation.

On the economic side, the median household income for ZIP 86045 sits at $50,844 (30% below the Arizona average), while per-capita income is $21,687. The poverty rate stands at 30.2% and the unemployment rate at 11.7%. On housing, the median home value is $68,200 (80% below the state average) with median rent at $851 per month, and 64.0% of occupied units are owner-occupied, a direct signal of whether 86045 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 17.6% of adults hold a bachelor's degree or higher, the median age is 34.1, and the average commute is —. Use the benchmarks above to see where 86045 sits relative to Arizona and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →