Gallup, NM · standard
ZIP Code 87305
McKinley County, New Mexico - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,350
- 6/sq mi Low-density area
- $45,096
- Median income Below-median income area
- $57,300
- Median home value Below-median home value
- 5.5%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Gallup pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 9th pct
- household income, US ZIPs
- 1st pct
- home value, US ZIPs
- 6
- people per sq mi
- 96%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 87305 against every reporting US ZIP.
ZIP code 87305 covers 587.7 square miles in Gallup, McKinley County, New Mexico (a standard USPS delivery area), with a modest 3,350 residents on file, a density of 6 people per square mile, in the Denver time zone.
ZIP 87305 reports a modest median household income of $45,096 (24% below the average New Mexico ZIP), while per-capita income is $19,368. Economic pressure is pronounced: 21.7% of residents are below the poverty line and unemployment is 15.0%. Home values sit below the statewide ZIP benchmark: the median is $57,300 (73% below the average New Mexico ZIP); owner occupancy is 95.6%.
Formal educational attainment runs low here: just 5.5% of adults hold a bachelor's degree or higher, the median age is 33.3, and the average commute is 32 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in McKinley County, so 87305 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 87305, Gallup, NM · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,350
Population
587.7
Area (sq mi)
6
People / sq mi
Denver
Time Zone
standard
ZIP Type
Who lives in ZIP 87305?
33.3
Median Age
47.0%
Male
53.0%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$45,096
Median Household Income
-24% vs state ZIP avg
$19,368
Per Capita Income
21.7%
Poverty Rate
15.0%
Unemployment Rate
32.4 min
Mean Commute Time
How ZIP 87305 ranks among New Mexico ZIPs
Gallup, NM household income vs. every New Mexico ZIP code
Median household income among 265 reporting New Mexico ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$45,096 31st percentile higher than 31% of 265 New Mexico ZIPs
Each bar is a $20K-wide band; taller bars hold more New Mexico ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
750housing units
750
Total Housing Units
595
Occupied Units
155
Vacant Units
3.28
Avg Household Size
Occupancy Type
$57,300
Median Home Value
-73% vs state ZIP avg
1991
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 18 business establishments in ZIP 87305, employing approximately 214 people with a combined annual payroll of $6,545,000.
18
Businesses
214
Employees
$6.5M
Annual Payroll
2
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 4 | 22.2% |
| Other services (except public administration) | 3 | 16.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 87305 vs 87301 →
ZIP 87305 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 87301
Gallup (87301)
23,674 residents
- 87305 3,350
Gallup (87305)
3,350 residents
- 87319 1,832
Mentmore (87319)
1,832 residents
- 87326 1,688
Vanderwagen (87326)
1,688 residents
- 87322 247
Rehoboth (87322)
247 residents
What this shows Among its immediate neighbors, ZIP 87305 ranks #2 by population - useful context the national average alone can't give.
ZIP 87305 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 87301
Gallup (87301)
$58,772 median income
- 87305
Gallup (87305)
$45,096 median income
- 87319
Mentmore (87319)
$41,452 median income
- 87326
Vanderwagen (87326)
$34,773 median income
- 87322
Rehoboth (87322)
$29,286 median income
What this shows By household income, ZIP 87305 ranks #2 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 87305, both outside NM so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,350 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in McKinley County
Related Areas
Frequently Asked Questions
What county is ZIP code 87305 in?
ZIP code 87305 (Gallup) is located in McKinley County, New Mexico. McKinley County contains multiple ZIP codes, see the full list at /counties/mckinley-nm.
What is the population of ZIP code 87305?
ZIP code 87305 in Gallup, NM has a population of 3,350 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 87305?
The median household income in ZIP 87305 is $45,096, which is 41% below the national average of $76,288.
What is the average home value in ZIP 87305?
The median home value in ZIP 87305 is $57,300, which is 79% below the national average of $278,155.
What is the demographic makeup of ZIP 87305?
The largest racial group in ZIP 87305 is American Indian or Alaska Native at 91.6%. Hispanic or Latino residents make up 1.0% of the population.
How many businesses are in ZIP code 87305?
ZIP code 87305 has 18 business establishments employing approximately 214 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 87305?
In ZIP code 87305, 41.0% of residents aged 25+ have a high school diploma or higher, and 5.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 87305?
The mean commute time for workers in ZIP code 87305 is 32.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 87305?
In ZIP code 87305, approximately 95.6% of occupied housing units are owner-occupied and 4.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 87305?
The poverty rate in ZIP code 87305 is 21.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 87305's numbers, next.
- See how ZIP 87305 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Gallup, NM ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.