PlainZIP

Gallup, NM · standard

ZIP Code 87305

McKinley County, New Mexico - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,350
6/sq mi
$45,096
Median income
$57,300
Median home value
5.5%
Bachelor's or higher

The verdict

Gallup pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

9th pct
household income, US ZIPs
1th pct
home value, US ZIPs
6
people per sq mi
96%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 87305 against every reporting US ZIP.

ZIP code 87305 covers 587.7 square miles in Gallup, McKinley County, New Mexico (a standard USPS delivery area), with a modest 3,350 residents on file, a density of 6 people per square mile, in the Denver time zone.

ZIP 87305 reports a modest median household income of $45,096 (24% below the New Mexico average), while per-capita income is $19,368. 21.7% of residents live below the poverty line, and the unemployment rate reads 15.0%. On housing, the median home value is $57,300 (73% below the state average) with median rent at - per month, and 95.6% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 5.5% of adults hold a bachelor's degree or higher, the median age is 33.3, and the average commute is 32 minutes. To put 87305 in local context, 4 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in McKinley County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 87305, Gallup, NM · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,350

Population

587.7

Area (sq mi)

6

People / sq mi

Denver

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 87305?

33.3

Median Age

47.0%

Male

53.0%

Female

0.0%

Foreign-Born

White 7.9%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 91.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.3%
Hispanic or Latino 1.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$45,096

Median Household Income

-24% vs state

$19,368

Per Capita Income

21.7%

Poverty Rate

15.0%

Unemployment Rate

32.4 min

Mean Commute Time

How ZIP 87305 ranks nationally

Gallup, NM household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$45,096 9th percentile higher than 9% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 41.0%
Bachelor's Degree or Higher 5.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

750

Total Housing Units

595

Occupied Units

155

Vacant Units

3.28

Avg Household Size

Occupancy Type

Owner 95.6%
Renter 4.4%

$57,300

Median Home Value

-73% vs state

1991

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 18 business establishments in ZIP 87305, employing approximately 214 people with a combined annual payroll of $6,545,000.

18

Businesses

214

Employees

$6.5M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Retail trade 4 22.2%
Other services (except public administration) 3 16.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 87305 vs 87301 →

ZIP 87305 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 87305 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 87305 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 87305 ranks #2 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
87301 Gallup, NM 23,674 6.6 mi
87326 Vanderwagen, NM 1,688 8.3 mi
87319 Mentmore, NM 1,832 10.4 mi
87322 Rehoboth, NM 247 12.9 mi

More ZIP Codes in McKinley County

87301 standard
Gallup, NM
Pop: 23,674
87327 standard
Zuni, NM
Pop: 7,883
87313 standard
Crownpoint, NM
Pop: 5,662
87323 standard
Thoreau, NM
Pop: 4,558
87311 standard
Church Rock, NM
Pop: 4,208
87375 standard
Yatahey, NM
Pop: 3,193

Related Areas

McKinley County Gallup, NM New Mexico

Frequently Asked Questions

What county is ZIP code 87305 in? ▼
ZIP code 87305 (Gallup) is located in McKinley County, New Mexico. McKinley County contains multiple ZIP codes, see the full list at /counties/mckinley-nm.
What is the population of ZIP code 87305? ▼
ZIP code 87305 in Gallup, NM has a population of 3,350 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 87305? ▼
The median household income in ZIP 87305 is $45,096, which is 41% below the national average of $76,288.
What is the average home value in ZIP 87305? ▼
The median home value in ZIP 87305 is $57,300, which is 79% below the national average of $278,155.
What is the demographic makeup of ZIP 87305? ▼
The largest racial group in ZIP 87305 is American Indian or Alaska Native at 91.6%. Hispanic or Latino residents make up 1.0% of the population.
How many businesses are in ZIP code 87305? ▼
ZIP code 87305 has 18 business establishments employing approximately 214 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 87305? ▼
In ZIP code 87305, 41.0% of residents aged 25+ have a high school diploma or higher, and 5.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 87305? ▼
The mean commute time for workers in ZIP code 87305 is 32.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 87305? ▼
In ZIP code 87305, approximately 95.6% of occupied housing units are owner-occupied and 4.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 87305? ▼
The poverty rate in ZIP code 87305 is 21.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.