PlainZIP

Continental Divide, NM · standard

ZIP Code 87312

McKinley County, New Mexico - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

579
5/sq mi
$48,977
Median income
$78,000
Median home value
29.3%
Bachelor's or higher

The verdict

Continental Divide pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

13th pct
household income, US ZIPs
4th pct
home value, US ZIPs
5
people per sq mi
98%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 87312 against every reporting US ZIP.

ZIP code 87312 is a sparsely populated ZIP (a standard USPS delivery area) in Continental Divide, McKinley County, New Mexico, home to just 579 residents across 128.7 square miles, a density of 5 people per square mile, in the Denver time zone.

ZIP 87312 reports a modest median household income of $48,977 (17% below the New Mexico average), while per-capita income is $18,638. 26.3% of residents live below the poverty line, and the unemployment rate reads 6.4%. Housing costs here run $78,000 for a typical home value (64% below the state average), with rent averaging - a month; 97.7% of homes are owner-occupied.

Educational attainment sits below the national norm: 29.3% of adults hold a bachelor's degree or higher, the median age is 44.1, and the average commute is -. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing McKinley County, so you can benchmark 87312 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 87312, Continental Divide, NM · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

579

Population

128.7

Area (sq mi)

5

People / sq mi

Denver

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 87312?

44.1

Median Age

41.6%

Male

58.4%

Female

0.0%

Foreign-Born

White 8.0%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 79.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.2%
Hispanic or Latino 9.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$48,977

Median Household Income

-17% vs state

$18,638

Per Capita Income

26.3%

Poverty Rate

6.4%

Unemployment Rate

How ZIP 87312 ranks nationally

Continental Divide, NM household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$48,977 13th percentile higher than 13% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.6%
Bachelor's Degree or Higher 29.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

228

Total Housing Units

213

Occupied Units

15

Vacant Units

3.07

Avg Household Size

Occupancy Type

Owner 97.7%
Renter 2.3%

$78,000

Median Home Value

-64% vs state

1990

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 6 business establishments in ZIP 87312, employing approximately 26 people with a combined annual payroll of $680,000.

6

Businesses

26

Employees

$680K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 87312 vs 87347 →

ZIP 87312 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 87312 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 87312 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 87312 ranks #3 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
87347 Jamestown, NM 309 7.0 mi
87316 Fort Wingate, NM 1,304 7.4 mi
87323 Thoreau, NM 4,558 7.3 mi

More ZIP Codes in McKinley County

87301 standard
Gallup, NM
Pop: 23,674
87327 standard
Zuni, NM
Pop: 7,883
87313 standard
Crownpoint, NM
Pop: 5,662
87323 standard
Thoreau, NM
Pop: 4,558
87311 standard
Church Rock, NM
Pop: 4,208
87305 standard
Gallup, NM
Pop: 3,350

Related Areas

McKinley County Continental Divide, NM New Mexico

Frequently Asked Questions

What county is ZIP code 87312 in? ▼
ZIP code 87312 (Continental Divide) is located in McKinley County, New Mexico. McKinley County contains multiple ZIP codes, see the full list at /counties/mckinley-nm.
What is the population of ZIP code 87312? ▼
ZIP code 87312 in Continental Divide, NM has a population of 579 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 87312? ▼
The median household income in ZIP 87312 is $48,977, which is 36% below the national average of $76,288.
What is the average home value in ZIP 87312? ▼
The median home value in ZIP 87312 is $78,000, which is 72% below the national average of $278,155.
What is the demographic makeup of ZIP 87312? ▼
The largest racial group in ZIP 87312 is American Indian or Alaska Native at 79.2%. Hispanic or Latino residents make up 9.3% of the population.
How many businesses are in ZIP code 87312? ▼
ZIP code 87312 has 6 business establishments employing approximately 26 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 87312? ▼
In ZIP code 87312, 56.6% of residents aged 25+ have a high school diploma or higher, and 29.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 87312? ▼
In ZIP code 87312, approximately 97.7% of occupied housing units are owner-occupied and 2.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 87312? ▼
The poverty rate in ZIP code 87312 is 26.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.