Ruidoso Downs, NM · standard

ZIP Code 88346

Lincoln County, New Mexico — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,132
20/sq mi
$33,594
Median income
$159,700
Median home value
17.6%
Bachelor's or higher

The verdict

Ruidoso Downs pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

3th pct
household income, US ZIPs
29th pct
home value, US ZIPs
20
people per sq mi
64%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 88346 against every reporting US ZIP.

ZIP code 88346 is classified by USPS as a standard delivery area and covers roughly 155.0 square miles in Ruidoso Downs, Lincoln County, New Mexico. The area is home to 3,132 residents, producing a population density of 20 people per square mile, and falls within the Denver time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 88346 against New Mexico and the nation.

On the economic side, the median household income for ZIP 88346 sits at $33,594 (43% below the New Mexico average), while per-capita income is $19,553. The poverty rate stands at 36.5% and the unemployment rate at 2.6%. On housing, the median home value is $159,700 (26% below the state average) with median rent at $953 per month, and 63.7% of occupied units are owner-occupied, a direct signal of whether 88346 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 17.6% of adults hold a bachelor's degree or higher, the median age is 40.1, and the average commute is . We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Lincoln County, so you can benchmark 88346 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 88346

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 88346.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 88346, Ruidoso Downs, NM · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

3,132

Population

155.0

Area (sq mi)

20

People / sq mi

Denver

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 88346?

40.1

Median Age

43.7%

Male

56.3%

Female

8.1%

Foreign-Born

White 42.3%
African American 0.0%
Asian 0.2%
American Indian or Alaska Native 11.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 31.2%
Hispanic or Latino 47.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$33,594

Median Household Income

-43% vs state

$19,553

Per Capita Income

36.5%

Poverty Rate

2.6%

Unemployment Rate

How ZIP 88346 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$33,594 3rd percentile higher than 3% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.5%
Bachelor's Degree or Higher 17.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,865

Total Housing Units

1,443

Occupied Units

422

Vacant Units

2.21

Avg Household Size

Occupancy Type

Owner 63.7%
Renter 36.3%

$159,700

Median Home Value

-26% vs state

$953

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 74 business establishments in ZIP 88346, employing approximately 816 people with a combined annual payroll of $32,271,000.

74

Businesses

816

Employees

$32.3M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Retail trade 16 21.6%
Construction 11 14.9%
Accommodation and food services 11 14.9%
Other services (except public administration) 11 14.9%
Transportation and warehousing 4 5.4%
Real estate and rental and leasing 4 5.4%
Administrative and support and waste management and remediation services 4 5.4%
Finance and insurance 3 4.0%
Health care and social assistance 3 4.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 88346 vs 88324 →

ZIP 88346 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 88346 ranks #2 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 88346 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 88346 ranks #3 of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
88324 Glencoe, NM 210 6.3 mi
88355 Ruidoso, NM 29 7.4 mi
88345 Ruidoso, NM 8,845 8.1 mi
88323 Fort Stanton, NM 14 9.8 mi
88312 Alto, NM 2,586 9.6 mi

More ZIP Codes in Lincoln County

Frequently Asked Questions

What county is ZIP code 88346 in?
ZIP code 88346 (Ruidoso Downs) is located in Lincoln County, New Mexico. Lincoln County contains multiple ZIP codes, see the full list at /counties/lincoln-nm.
What is the population of ZIP code 88346?
ZIP code 88346 in Ruidoso Downs, NM has a population of 3,132 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 88346?
The median household income in ZIP 88346 is $33,594, which is 56% below the national average of $76,288.
What is the average home value in ZIP 88346?
The median home value in ZIP 88346 is $159,700, which is 43% below the national average of $278,155.
What is the demographic makeup of ZIP 88346?
The largest racial group in ZIP 88346 is White at 42.3%. Hispanic or Latino residents make up 47.5% of the population.
How many businesses are in ZIP code 88346?
ZIP code 88346 has 74 business establishments employing approximately 816 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 88346?
The top industries by establishment count in ZIP 88346 are: Retail trade (16), Construction (11), Accommodation and food services (11). There are 9 industry sectors represented in total.
What is the education level in ZIP code 88346?
In ZIP code 88346, 61.5% of residents aged 25+ have a high school diploma or higher, and 17.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 88346?
In ZIP code 88346, approximately 63.7% of occupied housing units are owner-occupied and 36.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 88346?
The poverty rate in ZIP code 88346 is 36.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Ruidoso Downs, NM

Verify and explore additional data for this area using these official government sources.