Gardnerville, NV · standard
ZIP Code 89460
Douglas County, Nevada - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 13,236
- 94/sq mi Moderate-density area
- $92,292
- Median income Above-median income area
- $501,700
- Median home value Above-median home value
- 28.3%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Gardnerville pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 25%
- household income, US ZIPs
- Top 13%
- home value, US ZIPs
- 94
- people per sq mi
- 82%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 89460 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 89460 (Gardnerville, NV) rose +4.8% from 2023 to 2024. The all-transactions index moved from 308.3 in 2023 to 323.0 in 2024 (2000 = 100).
ZIP code 89460 is a mid-sized community (a standard USPS delivery area) in Gardnerville, Douglas County, Nevada, home to 13,236 residents across 140.4 square miles, a density of 94 people per square mile, in the Los Angeles time zone.
ZIP 89460 lands in the middle-income range, with a median household income of $92,292 (11% above the average Nevada ZIP), while per-capita income is $46,601. The poverty rate is 9.6%, with unemployment at 3.5%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $501,700 (17% above the average Nevada ZIP), while 82.4% of occupied homes are owner-occupied and median rent is $1,550.
Educational attainment sits below the national norm: 28.3% of adults hold a bachelor's degree or higher, the median age is 48.7, and the average commute is 31 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Douglas County, so 89460 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 89460
Top 5 sectors by establishment count in Gardnerville, NV
Which industries have the most business establishments in ZIP 89460.
- Construction
Construction
45 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
21 establishments
- Administrative and support and waste management and remediation services 15
Administrative and support and waste management and remediation services
15 establishments
- Retail trade 14
Retail trade
14 establishments
- Real estate and rental and leasing 14
Real estate and rental and leasing
14 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 89460, Gardnerville, NV · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
13,236
Population
140.4
Area (sq mi)
94
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 89460?
48.7
Median Age
48.8%
Male
51.2%
Female
4.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$92,292
Median Household Income
+11% vs state ZIP avg
$46,601
Per Capita Income
9.6%
Poverty Rate
3.5%
Unemployment Rate
30.6 min
Mean Commute Time
How ZIP 89460 ranks among Nevada ZIPs
Gardnerville, NV household income vs. every Nevada ZIP code
Median household income among 148 reporting Nevada ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$92,292 Top 32% higher than 68% of 148 Nevada ZIPs
Each bar is a $20K-wide band; taller bars hold more Nevada ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
5,968housing units
5,968
Total Housing Units
5,745
Occupied Units
223
Vacant Units
2.52
Avg Household Size
Occupancy Type
$501,700
Median Home Value
+17% vs state ZIP avg
$1,550
Median Rent
1987
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.8%
YoY Change (2024)
323
HPI Index (2000 = 100)
+223%
Total Change Since 2000
Home values in ZIP 89460 have increased 4.8% over the past year (2024). Since 2000, this ZIP has seen +223% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.0% | 230 |
| 2021 | +16.4% | 268 |
| 2022 | +16.8% | 313 |
| 2023 | -1.4% | 308 |
| 2024 | +4.8% | 323 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 164 business establishments in ZIP 89460, employing approximately 676 people with a combined annual payroll of $32,589,000.
164
Businesses
676
Employees
$32.6M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 45 | 27.4% |
| Professional, scientific, and technical services | 21 | 12.8% |
| Administrative and support and waste management and remediation services | 15 | 9.2% |
| Retail trade | 14 | 8.5% |
| Real estate and rental and leasing | 14 | 8.5% |
| Health care and social assistance | 13 | 7.9% |
| Accommodation and food services | 10 | 6.1% |
| Other services (except public administration) | 10 | 6.1% |
| Manufacturing | 7 | 4.3% |
| Wholesale trade | 4 | 2.4% |
| Finance and insurance | 3 | 1.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 89460 vs 89423 →
ZIP 89460 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 89460
Gardnerville (89460)
13,236 residents
- 89423
Minden (89423)
10,465 residents
- 89449 2,994
Stateline (89449)
2,994 residents
- 89448 1,695
Zephyr Cove (89448)
1,695 residents
- 96120 957
Markleeville (96120)
957 residents
- 89411 929
Genoa (89411)
929 residents
What this shows Among its immediate neighbors, ZIP 89460 ranks the most populous - useful context the national average alone can't give.
ZIP 89460 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 89448
Zephyr Cove (89448)
$137,586 median income
- 89411
Genoa (89411)
$121,981 median income
- 89423
Minden (89423)
$108,750 median income
- 96120
Markleeville (96120)
$100,417 median income
- 89460
Gardnerville (89460)
$92,292 median income
- 89449
Stateline (89449)
$83,988 median income
What this shows By household income, ZIP 89460 ranks #5 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 89460, both outside NV so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (13,236 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Douglas County
Related Areas
Frequently Asked Questions
What county is ZIP code 89460 in?
ZIP code 89460 (Gardnerville) is located in Douglas County, Nevada. Douglas County contains multiple ZIP codes, see the full list at /counties/douglas-nv.
What is the population of ZIP code 89460?
ZIP code 89460 in Gardnerville, NV has a population of 13,236 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 89460?
The median household income in ZIP 89460 is $92,292, which is 21% above the national average of $76,288.
What is the average home value in ZIP 89460?
The median home value in ZIP 89460 is $501,700, which is 80% above the national average of $278,155.
What is the demographic makeup of ZIP 89460?
The largest racial group in ZIP 89460 is White at 78.2%. Hispanic or Latino residents make up 16.0% of the population.
How many businesses are in ZIP code 89460?
ZIP code 89460 has 164 business establishments employing approximately 676 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 89460?
The top industries by establishment count in ZIP 89460 are: Construction (45), Professional, scientific, and technical services (21), Administrative and support and waste management and remediation services (15). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 89460?
According to the FHFA House Price Index, home values in ZIP 89460 increased by 4.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 223%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 89460?
In ZIP code 89460, 52.9% of residents aged 25+ have a high school diploma or higher, and 28.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 89460?
The mean commute time for workers in ZIP code 89460 is 30.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 89460?
In ZIP code 89460, approximately 82.4% of occupied housing units are owner-occupied and 17.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 89460?
The poverty rate in ZIP code 89460 is 9.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 89460's numbers, next.
- See how ZIP 89460 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Gardnerville, NV ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.