Gardnerville, NV · standard

ZIP Code 89460

Douglas County, Nevada — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

13,236
94/sq mi
$92,292
Median income
$501,700
Median home value
28.3%
Bachelor's or higher

The verdict

Gardnerville pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 25%
household income, US ZIPs
Top 13%
home value, US ZIPs
94
people per sq mi
82%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 89460 against every reporting US ZIP.

ZIP code 89460 is classified by USPS as a standard delivery area and covers roughly 140.4 square miles in Gardnerville, Douglas County, Nevada. The area is home to 13,236 residents, producing a population density of 94 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 89460 against Nevada and the nation.

On the economic side, the median household income for ZIP 89460 sits at $92,292 (11% above the Nevada average), while per-capita income is $46,601. The poverty rate stands at 9.6% and the unemployment rate at 3.5%. On housing, the median home value is $501,700 (17% above the state average) with median rent at $1,550 per month, and 82.4% of occupied units are owner-occupied, a direct signal of whether 89460 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 28.3% of adults hold a bachelor's degree or higher, the median age is 48.7, and the average commute is 31 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Douglas County, so you can benchmark 89460 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 89460

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 89460.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 89460, Gardnerville, NV · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

13,236

Population

140.4

Area (sq mi)

94

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 89460?

48.7

Median Age

48.8%

Male

51.2%

Female

4.0%

Foreign-Born

White 78.2%
African American 0.0%
Asian 0.8%
American Indian or Alaska Native 3.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.5%
Hispanic or Latino 16.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$92,292

Median Household Income

+11% vs state

$46,601

Per Capita Income

9.6%

Poverty Rate

3.5%

Unemployment Rate

30.6 min

Mean Commute Time

How ZIP 89460 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$92,292 Top 25% higher than 75% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 52.9%
Bachelor's Degree or Higher 28.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,968

Total Housing Units

5,745

Occupied Units

223

Vacant Units

2.52

Avg Household Size

Occupancy Type

Owner 82.4%
Renter 17.6%

$501,700

Median Home Value

+17% vs state

$1,550

Median Rent

1987

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.8%

YoY Change (2024)

323

HPI Index (2000 = 100)

+223%

Total Change Since 2000

Home values in ZIP 89460 have increased 4.8% over the past year (2024). Since 2000, this ZIP has seen +223% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.0% 230
2021 +16.4% 268
2022 +16.8% 313
2023 -1.4% 308
2024 +4.8% 323

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 164 business establishments in ZIP 89460, employing approximately 676 people with a combined annual payroll of $32,589,000.

164

Businesses

676

Employees

$32.6M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Construction 45 27.4%
Professional, scientific, and technical services 21 12.8%
Administrative and support and waste management and remediation services 15 9.2%
Retail trade 14 8.5%
Real estate and rental and leasing 14 8.5%
Health care and social assistance 13 7.9%
Accommodation and food services 10 6.1%
Other services (except public administration) 10 6.1%
Manufacturing 7 4.3%
Wholesale trade 4 2.4%
Finance and insurance 3 1.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 89460 vs 89423 →

ZIP 89460 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 89460 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 89460 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 89460 ranks #5 of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
89423 Minden, NV 10,465 8.4 mi
89411 Genoa, NV 929 8.8 mi
89449 Stateline, NV 2,994 7.6 mi
96120 Markleeville, CA 957 10.4 mi
89448 Zephyr Cove, NV 1,695 10.3 mi

More ZIP Codes in Douglas County

Frequently Asked Questions

What county is ZIP code 89460 in?
ZIP code 89460 (Gardnerville) is located in Douglas County, Nevada. Douglas County contains multiple ZIP codes, see the full list at /counties/douglas-nv.
What is the population of ZIP code 89460?
ZIP code 89460 in Gardnerville, NV has a population of 13,236 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 89460?
The median household income in ZIP 89460 is $92,292, which is 21% above the national average of $76,288.
What is the average home value in ZIP 89460?
The median home value in ZIP 89460 is $501,700, which is 80% above the national average of $278,155.
What is the demographic makeup of ZIP 89460?
The largest racial group in ZIP 89460 is White at 78.2%. Hispanic or Latino residents make up 16.0% of the population.
How many businesses are in ZIP code 89460?
ZIP code 89460 has 164 business establishments employing approximately 676 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 89460?
The top industries by establishment count in ZIP 89460 are: Construction (45), Professional, scientific, and technical services (21), Administrative and support and waste management and remediation services (15). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 89460?
According to the FHFA House Price Index, home values in ZIP 89460 increased by 4.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 223%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 89460?
In ZIP code 89460, 52.9% of residents aged 25+ have a high school diploma or higher, and 28.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 89460?
The mean commute time for workers in ZIP code 89460 is 30.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 89460?
In ZIP code 89460, approximately 82.4% of occupied housing units are owner-occupied and 17.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 89460?
The poverty rate in ZIP code 89460 is 9.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Gardnerville, NV

Verify and explore additional data for this area using these official government sources.