Elko, NV · standard

ZIP Code 89801

Elko County, Nevada — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

Reviewed by PlainZIP Editorial Team, ZIP Code Data Editors · June 15, 2026

23,298
5/sq mi: $82,144
Median income: $294,500
Median home value: 14.6%
Bachelor's or higher

The verdict

Elko pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 35%
household income, US ZIPs: Top 34%
home value, US ZIPs: 5
people per sq mi: 67%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 89801 against every reporting US ZIP.

ZIP code 89801 is classified by USPS as a standard delivery area and covers roughly 4480.4 square miles in Elko, Elko County, Nevada. The area is home to 23,298 residents, producing a population density of 5 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 89801 against Nevada and the nation.

On the economic side, the median household income for ZIP 89801 sits at $82,144 (1% below the Nevada average), while per-capita income is $39,855. The poverty rate stands at 11.6% and the unemployment rate at 5.4%. On housing, the median home value is $294,500 (31% below the state average) with median rent at $1,276 per month, and 67.0% of occupied units are owner-occupied, a direct signal of whether 89801 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 14.6% of adults hold a bachelor's degree or higher, the median age is 33.6, and the average commute is 28 minutes. Use the benchmarks above to see where 89801 sits relative to Nevada and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 89801

Retail trade

113
Accommodation and food services

106
Health care and social assistance

104
Professional, scientific, and technical services

84
Construction

70

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 89801, Elko, NV · 2023 Accessed 2026-06-15 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

23,298

Population

4480.4

Area (sq mi)

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard

Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.

View Scorecard →

Who lives in ZIP 89801?

33.6

Median Age

52.5%

Male

47.5%

Female

8.3%

Foreign-Born

White 65.2%

African American 1.0%

Asian 2.3%

American Indian or Alaska Native 5.0%

Native Hawaiian or Pacific Islander 0.3%

Two or More Ethnicities 15.8%

Hispanic or Latino 27.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$82,144

Median Household Income

-1% vs state

$39,855

Per Capita Income

11.6%

Poverty Rate

5.4%

Unemployment Rate

27.8 min

Mean Commute Time

How ZIP 89801 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$82,144 Top 35% higher than 65% of 30,318 US ZIPs

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.8%

Bachelor's Degree or Higher 14.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

10,749

Total Housing Units

9,585

Occupied Units

1,164

Vacant Units

2.71

Avg Household Size

Occupancy Type

Owner 67.0%

Renter 33.0%

$294,500

Median Home Value

-31% vs state

$1,276

Median Rent

1989

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.5%

YoY Change (2024)

254

HPI Index (2000 = 100)

+154%

Total Change Since 2000

Home values in ZIP 89801 have increased 2.5% over the past year (2024). Since 2000, this ZIP has seen +154% cumulative appreciation.

Year	Annual Change	HPI Index
2020	+1.8%	191
2021	+10.4%	211
2022	+14.1%	241
2023	+2.8%	248
2024	+2.5%	254

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 851 business establishments in ZIP 89801, employing approximately 13,872 people with a combined annual payroll of $906,153,000.

851

Businesses

13,872

Employees

$906.2M

Annual Payroll

Industry Sectors

Industry	Establishments	% of Total
Retail trade	113	13.3%
Accommodation and food services	106	12.5%
Health care and social assistance	104	12.2%
Professional, scientific, and technical services	84	9.9%
Construction	70	8.2%
Other services (except public administration)	66	7.8%
Wholesale trade	59	6.9%
Finance and insurance	47	5.5%
Real estate and rental and leasing	46	5.4%
Administrative and support and waste management and remediation services	36	4.2%
Transportation and warehousing	34	4.0%
Mining, quarrying, and oil and gas extraction	22	2.6%
Manufacturing	21	2.5%
Arts, entertainment, and recreation	17	2.0%
Information	16	1.9%
Educational services	5	0.6%
Management of companies and enterprises	3	0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Elko County

Elko County Elko, NV Nevada

Frequently Asked Questions

What county is ZIP code 89801 in? ▼

ZIP code 89801 (Elko) is located in Elko County, Nevada. Elko County contains multiple ZIP codes, see the full list at /counties/elko-nv.

What is the population of ZIP code 89801? ▼

ZIP code 89801 in Elko, NV has a population of 23,298 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 89801? ▼

The median household income in ZIP 89801 is $82,144, which is 8% above the national average of $76,288.

What is the average home value in ZIP 89801? ▼

The median home value in ZIP 89801 is $294,500, which is 6% above the national average of $278,155.

What is the demographic makeup of ZIP 89801? ▼

The largest racial group in ZIP 89801 is White at 65.2%. Hispanic or Latino residents make up 27.4% of the population.

How many businesses are in ZIP code 89801? ▼

ZIP code 89801 has 851 business establishments employing approximately 13,872 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 89801? ▼

The top industries by establishment count in ZIP 89801 are: Retail trade (113), Accommodation and food services (106), Health care and social assistance (104). There are 17 industry sectors represented in total.

How have home values changed in ZIP code 89801? ▼

According to the FHFA House Price Index, home values in ZIP 89801 increased by 2.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 154%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 89801? ▼

In ZIP code 89801, 50.8% of residents aged 25+ have a high school diploma or higher, and 14.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 89801? ▼

The mean commute time for workers in ZIP code 89801 is 27.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 89801? ▼

In ZIP code 89801, approximately 67.0% of occupied housing units are owner-occupied and 33.0% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 89801? ▼

The poverty rate in ZIP code 89801 is 11.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.