Elko, NV · standard
ZIP Code 89801
Elko County, Nevada - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 23,298
- 5/sq mi Low-density area
- $82,144
- Median income Near-median income area
- $294,500
- Median home value Near-median home value
- 14.6%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Elko pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 35%
- household income, US ZIPs
- Top 34%
- home value, US ZIPs
- 5
- people per sq mi
- 67%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 89801 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 89801 (Elko, NV) rose +2.5% from 2023 to 2024. The all-transactions index moved from 247.8 in 2023 to 254.1 in 2024 (2000 = 100).
ZIP code 89801 is a densely settled ZIP (a standard USPS delivery area) in Elko, Elko County, Nevada, with 23,298 residents across 4480.4 square miles, a density of 5 people per square mile, in the Los Angeles time zone.
ZIP 89801 lands in the middle-income range, with a median household income of $82,144 (1% below the average Nevada ZIP), while per-capita income is $39,855. The poverty rate is 11.6%, with unemployment at 5.4%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $294,500 (31% below the average Nevada ZIP), and median rent is $1,276; owner occupancy is 67.0%.
Formal educational attainment runs low here: just 14.6% of adults hold a bachelor's degree or higher, the median age is 33.6, and the average commute is 28 minutes. No nearby ZIP peer set is available for this delivery area, so the Nevada and national benchmarks above are the appropriate context for 89801.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 89801
Top 5 sectors by establishment count in Elko, NV
Which industries have the most business establishments in ZIP 89801.
- Retail trade
Retail trade
113 establishments
- Accommodation and food services
Accommodation and food services
106 establishments
- Health care and social assistance
Health care and social assistance
104 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
84 establishments
- Construction
Construction
70 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 89801, Elko, NV · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
23,298
Population
4480.4
Area (sq mi)
5
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 89801?
33.6
Median Age
52.5%
Male
47.5%
Female
8.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$82,144
Median Household Income
-1% vs state ZIP avg
$39,855
Per Capita Income
11.6%
Poverty Rate
5.4%
Unemployment Rate
27.8 min
Mean Commute Time
How ZIP 89801 ranks among Nevada ZIPs
Elko, NV household income vs. every Nevada ZIP code
Median household income among 148 reporting Nevada ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$82,144 Top 46% higher than 54% of 148 Nevada ZIPs
Each bar is a $20K-wide band; taller bars hold more Nevada ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
10,749housing units
10,749
Total Housing Units
9,585
Occupied Units
1,164
Vacant Units
2.71
Avg Household Size
Occupancy Type
$294,500
Median Home Value
-31% vs state ZIP avg
$1,276
Median Rent
1989
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.5%
YoY Change (2024)
254
HPI Index (2000 = 100)
+154%
Total Change Since 2000
Home values in ZIP 89801 have increased 2.5% over the past year (2024). Since 2000, this ZIP has seen +154% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.8% | 191 |
| 2021 | +10.4% | 211 |
| 2022 | +14.1% | 241 |
| 2023 | +2.8% | 248 |
| 2024 | +2.5% | 254 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 851 business establishments in ZIP 89801, employing approximately 13,872 people with a combined annual payroll of $906,153,000.
851
Businesses
13,872
Employees
$906.2M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 113 | 13.3% |
| Accommodation and food services | 106 | 12.5% |
| Health care and social assistance | 104 | 12.2% |
| Professional, scientific, and technical services | 84 | 9.9% |
| Construction | 70 | 8.2% |
| Other services (except public administration) | 66 | 7.8% |
| Wholesale trade | 59 | 6.9% |
| Finance and insurance | 47 | 5.5% |
| Real estate and rental and leasing | 46 | 5.4% |
| Administrative and support and waste management and remediation services | 36 | 4.2% |
| Transportation and warehousing | 34 | 4.0% |
| Mining, quarrying, and oil and gas extraction | 22 | 2.6% |
| Manufacturing | 21 | 2.5% |
| Arts, entertainment, and recreation | 17 | 2.0% |
| Information | 16 | 1.9% |
| Educational services | 5 | 0.6% |
| Management of companies and enterprises | 3 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 89801, both outside NV so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (23,298 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Elko County
Related Areas
Frequently Asked Questions
What county is ZIP code 89801 in?
ZIP code 89801 (Elko) is located in Elko County, Nevada. Elko County contains multiple ZIP codes, see the full list at /counties/elko-nv.
What is the population of ZIP code 89801?
ZIP code 89801 in Elko, NV has a population of 23,298 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 89801?
The median household income in ZIP 89801 is $82,144, which is 8% above the national average of $76,288.
What is the average home value in ZIP 89801?
The median home value in ZIP 89801 is $294,500, which is 6% above the national average of $278,155.
What is the demographic makeup of ZIP 89801?
The largest racial group in ZIP 89801 is White at 65.2%. Hispanic or Latino residents make up 27.4% of the population.
How many businesses are in ZIP code 89801?
ZIP code 89801 has 851 business establishments employing approximately 13,872 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 89801?
The top industries by establishment count in ZIP 89801 are: Retail trade (113), Accommodation and food services (106), Health care and social assistance (104). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 89801?
According to the FHFA House Price Index, home values in ZIP 89801 increased by 2.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 154%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 89801?
In ZIP code 89801, 50.8% of residents aged 25+ have a high school diploma or higher, and 14.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 89801?
The mean commute time for workers in ZIP code 89801 is 27.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 89801?
In ZIP code 89801, approximately 67.0% of occupied housing units are owner-occupied and 33.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 89801?
The poverty rate in ZIP code 89801 is 11.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
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What to do with ZIP 89801's numbers, next.
- See how ZIP 89801 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Elko, NV ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.