Spring Creek, NV · standard

ZIP Code 89815

Elko County, Nevada — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

Reviewed by PlainZIP Editorial Team, ZIP Code Data Editors · June 15, 2026

13,346
8/sq mi: $102,926
Median income: $351,100
Median home value: 22.1%
Bachelor's or higher

The verdict

Spring Creek pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 17%
household income, US ZIPs: Top 26%
home value, US ZIPs: 8
people per sq mi: 88%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 89815 against every reporting US ZIP.

ZIP code 89815 is classified by USPS as a standard delivery area and covers roughly 1627.6 square miles in Spring Creek, Elko County, Nevada. The area is home to 13,346 residents, producing a population density of 8 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 89815 against Nevada and the nation.

On the economic side, the median household income for ZIP 89815 sits at $102,926 (24% above the Nevada average), while per-capita income is $44,039. The poverty rate stands at 7.0% and the unemployment rate at 4.0%. On housing, the median home value is $351,100 (18% below the state average) with median rent at $1,390 per month, and 87.9% of occupied units are owner-occupied, a direct signal of whether 89815 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 22.1% of adults hold a bachelor's degree or higher, the median age is 35.4, and the average commute is 43 minutes. Use the benchmarks above to see where 89815 sits relative to Nevada and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 89815

Construction

27
Other services (except public administration)

23
Health care and social assistance

18
Retail trade

16
Professional, scientific, and technical services

13

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 89815, Spring Creek, NV · 2023 Accessed 2026-06-15 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

13,346

Population

1627.6

Area (sq mi)

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard

Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.

View Scorecard →

Who lives in ZIP 89815?

35.4

Median Age

51.3%

Male

48.7%

Female

2.0%

Foreign-Born

White 81.9%

African American 0.1%

Asian 0.6%

American Indian or Alaska Native 0.5%

Native Hawaiian or Pacific Islander 0.0%

Two or More Ethnicities 11.2%

Hispanic or Latino 10.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$102,926

Median Household Income

+24% vs state

$44,039

Per Capita Income

7.0%

Poverty Rate

4.0%

Unemployment Rate

42.5 min

Mean Commute Time

How ZIP 89815 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$102,926 Top 17% higher than 83% of 30,318 US ZIPs

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.6%

Bachelor's Degree or Higher 22.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,693

Total Housing Units

5,406

Occupied Units

287

Vacant Units

2.89

Avg Household Size

Occupancy Type

Owner 87.9%

Renter 12.1%

$351,100

Median Home Value

-18% vs state

$1,390

Median Rent

1996

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.9%

YoY Change (2024)

304

HPI Index (2000 = 100)

+204%

Total Change Since 2000

Home values in ZIP 89815 have increased 7.9% over the past year (2024). Since 2000, this ZIP has seen +204% cumulative appreciation.

Year	Annual Change	HPI Index
2020	+4.0%	212
2021	+18.1%	250
2022	+15.9%	290
2023	-2.8%	282
2024	+7.9%	304

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 149 business establishments in ZIP 89815, employing approximately 996 people with a combined annual payroll of $48,592,000.

149

Businesses

996

Employees

$48.6M

Annual Payroll

Industry Sectors

Industry	Establishments	% of Total
Construction	27	18.1%
Other services (except public administration)	23	15.4%
Health care and social assistance	18	12.1%
Retail trade	16	10.7%
Professional, scientific, and technical services	13	8.7%
Administrative and support and waste management and remediation services	13	8.7%
Accommodation and food services	13	8.7%
Manufacturing	5	3.4%
Transportation and warehousing	4	2.7%
Real estate and rental and leasing	4	2.7%
Arts, entertainment, and recreation	4	2.7%
Mining, quarrying, and oil and gas extraction	3	2.0%
Finance and insurance	3	2.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Elko County

Elko County Spring Creek, NV Nevada

Frequently Asked Questions

What county is ZIP code 89815 in? ▼

ZIP code 89815 (Spring Creek) is located in Elko County, Nevada. Elko County contains multiple ZIP codes, see the full list at /counties/elko-nv.

What is the population of ZIP code 89815? ▼

ZIP code 89815 in Spring Creek, NV has a population of 13,346 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 89815? ▼

The median household income in ZIP 89815 is $102,926, which is 35% above the national average of $76,288.

What is the average home value in ZIP 89815? ▼

The median home value in ZIP 89815 is $351,100, which is 26% above the national average of $278,155.

What is the demographic makeup of ZIP 89815? ▼

The largest racial group in ZIP 89815 is White at 81.9%. Hispanic or Latino residents make up 10.4% of the population.

How many businesses are in ZIP code 89815? ▼

ZIP code 89815 has 149 business establishments employing approximately 996 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 89815? ▼

The top industries by establishment count in ZIP 89815 are: Construction (27), Other services (except public administration) (23), Health care and social assistance (18). There are 13 industry sectors represented in total.

How have home values changed in ZIP code 89815? ▼

According to the FHFA House Price Index, home values in ZIP 89815 increased by 7.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 204%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 89815? ▼

In ZIP code 89815, 54.6% of residents aged 25+ have a high school diploma or higher, and 22.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 89815? ▼

The mean commute time for workers in ZIP code 89815 is 42.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 89815? ▼

In ZIP code 89815, approximately 87.9% of occupied housing units are owner-occupied and 12.1% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 89815? ▼

The poverty rate in ZIP code 89815 is 7.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.