Upland, CA · standard
ZIP Code 91786
San Bernardino County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 51,165
- 2,207/sq mi
- $92,458
- Median income
- $641,600
- Median home value
- 32.8%
- Bachelor's or higher
The verdict
Upland pairs an upper-quartile household income with top-decile home values, in a suburban-density, mixed-tenure and unusually populous area.
- Top 25%
- household income, US ZIPs
- Top 8%
- home value, US ZIPs
- 2,207
- people per sq mi
- 46%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 91786 against every reporting US ZIP.
ZIP code 91786 is classified by USPS as a standard delivery area and covers roughly 23.2 square miles in Upland, San Bernardino County, California. The area is home to 51,165 residents, producing a population density of 2,207 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 91786 against California and the nation.
On the economic side, the median household income for ZIP 91786 sits at $92,458 (9% below the California average), while per-capita income is $42,150. The poverty rate stands at 10.5% and the unemployment rate at 5.3%. On housing, the median home value is $641,600 (17% below the state average) with median rent at $1,969 per month, and 45.9% of occupied units are owner-occupied, a direct signal of whether 91786 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 32.8% of adults hold a bachelor's degree or higher, the median age is 35.3, and the average commute is 31 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Bernardino County, so you can benchmark 91786 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 91786
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 91786.
- Health care and social assistance
Health care and social assistance
421 establishments
- Retail trade
Retail trade
233 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
227 establishments
- Other services (except public administration)
Other services (except public administration)
208 establishments
- Construction
Construction
205 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 91786, Upland, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
51,165
Population
23.2
Area (sq mi)
2,207
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 91786?
35.3
Median Age
47.3%
Male
52.7%
Female
19.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$92,458
Median Household Income
-9% vs state
$42,150
Per Capita Income
10.5%
Poverty Rate
5.3%
Unemployment Rate
30.9 min
Mean Commute Time
How ZIP 91786 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$92,458 Top 25% higher than 75% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
20,193
Total Housing Units
19,615
Occupied Units
578
Vacant Units
2.80
Avg Household Size
Occupancy Type
$641,600
Median Home Value
-17% vs state
$1,969
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.2%
YoY Change (2024)
387
HPI Index (2000 = 100)
+287%
Total Change Since 2000
Home values in ZIP 91786 have increased 8.2% over the past year (2024). Since 2000, this ZIP has seen +287% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.2% | 268 |
| 2021 | +14.0% | 306 |
| 2022 | +14.1% | 349 |
| 2023 | +2.6% | 358 |
| 2024 | +8.2% | 387 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 2,098 business establishments in ZIP 91786, employing approximately 25,012 people with a combined annual payroll of $1,344,864,000.
2,098
Businesses
25,012
Employees
$1.3B
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 421 | 20.1% |
| Retail trade | 233 | 11.1% |
| Professional, scientific, and technical services | 227 | 10.8% |
| Other services (except public administration) | 208 | 9.9% |
| Construction | 205 | 9.8% |
| Accommodation and food services | 164 | 7.8% |
| Wholesale trade | 107 | 5.1% |
| Real estate and rental and leasing | 105 | 5.0% |
| Administrative and support and waste management and remediation services | 104 | 5.0% |
| Manufacturing | 92 | 4.4% |
| Finance and insurance | 87 | 4.2% |
| Transportation and warehousing | 57 | 2.7% |
| Educational services | 28 | 1.3% |
| Arts, entertainment, and recreation | 28 | 1.3% |
| Information | 18 | 0.9% |
| Management of companies and enterprises | 8 | 0.4% |
| Utilities | 4 | 0.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 91786 vs 91784 →
ZIP 91786 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 91710
Chino (91710)
80,358 residents
- 91730
Rancho Cucamonga (91730)
66,925 residents
- 91762
Ontario (91762)
55,857 residents
- 91764
Ontario (91764)
54,086 residents
- 91786
Upland (91786)
51,165 residents
- 91767
Pomona (91767)
48,068 residents
- 91701
Rancho Cucamonga (91701)
38,976 residents
- 91763
Montclair (91763)
36,375 residents
- 91711
Claremont (91711)
35,705 residents
What this shows Among its immediate neighbors, ZIP 91786 ranks #5 by population — useful context the national average alone can't give.
ZIP 91786 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 91784
Upland (91784)
$154,349 median income
- 91711
Claremont (91711)
$126,056 median income
- 91737
Rancho Cucamonga (91737)
$122,334 median income
- 91701
Rancho Cucamonga (91701)
$114,244 median income
- 91710
Chino (91710)
$103,085 median income
- 91786
Upland (91786)
$92,458 median income
- 91730
Rancho Cucamonga (91730)
$92,237 median income
- 91762
Ontario (91762)
$83,850 median income
- 91764
Ontario (91764)
$81,762 median income
What this shows By household income, ZIP 91786 ranks #6 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 91784 | Upland, CA | 25,938 | 2.5 mi |
| 91763 | Montclair, CA | 36,375 | 3.1 mi |
| 91711 | Claremont, CA | 35,705 | 3.5 mi |
| 91730 | Rancho Cucamonga, CA | 66,925 | 4.8 mi |
| 91764 | Ontario, CA | 54,086 | 4.0 mi |
| 91762 | Ontario, CA | 55,857 | 5.4 mi |
| 91701 | Rancho Cucamonga, CA | 38,976 | 4.2 mi |
| 91767 | Pomona, CA | 48,068 | 4.7 mi |
| 91710 | Chino, CA | 80,358 | 7.1 mi |
| 91737 | Rancho Cucamonga, CA | 24,740 | 5.8 mi |
More ZIP Codes in San Bernardino County
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Frequently Asked Questions
What county is ZIP code 91786 in? ▼
What is the population of ZIP code 91786? ▼
What is the median household income in ZIP 91786? ▼
What is the average home value in ZIP 91786? ▼
What is the demographic makeup of ZIP 91786? ▼
How many businesses are in ZIP code 91786? ▼
What are the main industries in ZIP code 91786? ▼
How have home values changed in ZIP code 91786? ▼
What is the education level in ZIP code 91786? ▼
What is the average commute time in ZIP 91786? ▼
What percentage of residents own vs. rent in ZIP 91786? ▼
What is the poverty rate in ZIP code 91786? ▼
ZIP Code Research Guides
Official Data Resources for Upland, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.