PlainZIP

Upland, CA · standard

ZIP Code 91786

San Bernardino County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

51,165
2,207/sq mi
$92,458
Median income
$641,600
Median home value
32.8%
Bachelor's or higher

The verdict

Upland pairs an upper-quartile household income with top-decile home values, in a suburban-density, mixed-tenure and unusually populous area.

Top 25%
household income, US ZIPs
Top 8%
home value, US ZIPs
2,207
people per sq mi
46%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 91786 against every reporting US ZIP.

ZIP code 91786 is a densely settled ZIP (a standard USPS delivery area) in Upland, San Bernardino County, California, with 51,165 residents across 23.2 square miles, a density of 2,207 people per square mile, in the Los Angeles time zone.

ZIP 91786 lands in the middle-income range, with a median household income of $92,458 (9% below the California average), while per-capita income is $42,150. 10.5% of residents live below the poverty line, and the unemployment rate reads 5.3%. On housing, the median home value is $641,600 (17% below the state average) with median rent at $1,969 per month, and 45.9% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 32.8% of adults hold a bachelor's degree or higher, the median age is 35.3, and the average commute is 31 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Bernardino County, so you can benchmark 91786 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 91786

Top 5 sectors by establishment count in Upland, CA

Which industries have the most business establishments in ZIP 91786.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 91786, Upland, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

51,165

Population

23.2

Area (sq mi)

2,207

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 91786?

35.3

Median Age

47.3%

Male

52.7%

Female

19.9%

Foreign-Born

White 35.9%
African American 7.5%
Asian 10.1%
American Indian or Alaska Native 1.5%
Native Hawaiian or Pacific Islander 0.3%
Two or More Ethnicities 21.8%
Hispanic or Latino 50.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$92,458

Median Household Income

-9% vs state

$42,150

Per Capita Income

10.5%

Poverty Rate

5.3%

Unemployment Rate

30.9 min

Mean Commute Time

How ZIP 91786 ranks nationally

Upland, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$92,458 Top 25% higher than 75% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.6%
Bachelor's Degree or Higher 32.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

20,193

Total Housing Units

19,615

Occupied Units

578

Vacant Units

2.80

Avg Household Size

Occupancy Type

Owner 45.9%
Renter 54.1%

$641,600

Median Home Value

-17% vs state

$1,969

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.2%

YoY Change (2024)

387

HPI Index (2000 = 100)

+287%

Total Change Since 2000

Home values in ZIP 91786 have increased 8.2% over the past year (2024). Since 2000, this ZIP has seen +287% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.2% 268
2021 +14.0% 306
2022 +14.1% 349
2023 +2.6% 358
2024 +8.2% 387

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 2,098 business establishments in ZIP 91786, employing approximately 25,012 people with a combined annual payroll of $1,344,864,000.

2,098

Businesses

25,012

Employees

$1.3B

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 421 20.1%
Retail trade 233 11.1%
Professional, scientific, and technical services 227 10.8%
Other services (except public administration) 208 9.9%
Construction 205 9.8%
Accommodation and food services 164 7.8%
Wholesale trade 107 5.1%
Real estate and rental and leasing 105 5.0%
Administrative and support and waste management and remediation services 104 5.0%
Manufacturing 92 4.4%
Finance and insurance 87 4.2%
Transportation and warehousing 57 2.7%
Educational services 28 1.3%
Arts, entertainment, and recreation 28 1.3%
Information 18 0.9%
Management of companies and enterprises 8 0.4%
Utilities 4 0.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 91786 vs 91784 →

ZIP 91786 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 91786 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 91786 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 91786 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
91784 Upland, CA 25,938 2.5 mi
91763 Montclair, CA 36,375 3.1 mi
91711 Claremont, CA 35,705 3.5 mi
91730 Rancho Cucamonga, CA 66,925 4.8 mi
91764 Ontario, CA 54,086 4.0 mi
91762 Ontario, CA 55,857 5.4 mi
91701 Rancho Cucamonga, CA 38,976 4.2 mi
91767 Pomona, CA 48,068 4.7 mi
91710 Chino, CA 80,358 7.1 mi
91737 Rancho Cucamonga, CA 24,740 5.8 mi

More ZIP Codes in San Bernardino County

92335 standard
Fontana, CA
Pop: 95,397
92336 standard
Fontana, CA
Pop: 88,419
92376 standard
Rialto, CA
Pop: 81,516
91710 standard
Chino, CA
Pop: 80,358
92345 standard
Hesperia, CA
Pop: 78,715
91709 standard
Chino Hills, CA
Pop: 74,796

Related Areas

San Bernardino County Upland, CA California

Frequently Asked Questions

What county is ZIP code 91786 in? ▼
ZIP code 91786 (Upland) is located in San Bernardino County, California. San Bernardino County contains multiple ZIP codes, see the full list at /counties/san-bernardino-ca.
What is the population of ZIP code 91786? ▼
ZIP code 91786 in Upland, CA has a population of 51,165 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 91786? ▼
The median household income in ZIP 91786 is $92,458, which is 21% above the national average of $76,288.
What is the average home value in ZIP 91786? ▼
The median home value in ZIP 91786 is $641,600, which is 131% above the national average of $278,155.
What is the demographic makeup of ZIP 91786? ▼
The largest racial group in ZIP 91786 is White at 35.9%. Hispanic or Latino residents make up 50.1% of the population.
How many businesses are in ZIP code 91786? ▼
ZIP code 91786 has 2,098 business establishments employing approximately 25,012 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 91786? ▼
The top industries by establishment count in ZIP 91786 are: Health care and social assistance (421), Retail trade (233), Professional, scientific, and technical services (227). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 91786? ▼
According to the FHFA House Price Index, home values in ZIP 91786 increased by 8.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 287%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 91786? ▼
In ZIP code 91786, 58.6% of residents aged 25+ have a high school diploma or higher, and 32.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 91786? ▼
The mean commute time for workers in ZIP code 91786 is 30.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 91786? ▼
In ZIP code 91786, approximately 45.9% of occupied housing units are owner-occupied and 54.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 91786? ▼
The poverty rate in ZIP code 91786 is 10.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.