Upland, CA · standard
ZIP Code 91786
San Bernardino County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 51,165
- 2,207/sq mi High-density area
- $92,458
- Median income Above-median income area
- $641,600
- Median home value Above-median home value
- 32.8%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Upland pairs an upper-quartile household income with top-decile home values, in a suburban-density, mixed-tenure and unusually populous area.
- Top 25%
- household income, US ZIPs
- Top 8%
- home value, US ZIPs
- 2,207
- people per sq mi
- 46%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 91786 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 91786 (Upland, CA) rose +8.2% from 2023 to 2024. The all-transactions index moved from 358.1 in 2023 to 387.3 in 2024 (2000 = 100).
ZIP code 91786 is a densely settled ZIP (a standard USPS delivery area) in Upland, San Bernardino County, California, with 51,165 residents across 23.2 square miles, a density of 2,207 people per square mile, in the Los Angeles time zone.
ZIP 91786 lands in the middle-income range, with a median household income of $92,458 (9% below the average California ZIP), while per-capita income is $42,150. The poverty rate is 10.5%, with unemployment at 5.3%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $641,600 (17% below the average California ZIP), and median rent is $1,969; owner occupancy is 45.9%.
A solid share of residents have a four-year degree: 32.8% of adults hold a bachelor's degree or higher, the median age is 35.3, and the average commute is 31 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in San Bernardino County, so 91786 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 91786
Top 5 sectors by establishment count in Upland, CA
Which industries have the most business establishments in ZIP 91786.
- Health care and social assistance
Health care and social assistance
421 establishments
- Retail trade
Retail trade
233 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
227 establishments
- Other services (except public administration)
Other services (except public administration)
208 establishments
- Construction
Construction
205 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 91786, Upland, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
51,165
Population
23.2
Area (sq mi)
2,207
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 91786?
35.3
Median Age
47.3%
Male
52.7%
Female
19.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$92,458
Median Household Income
-9% vs state ZIP avg
$42,150
Per Capita Income
10.5%
Poverty Rate
5.3%
Unemployment Rate
30.9 min
Mean Commute Time
How ZIP 91786 ranks nationally
Upland, CA household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$92,458 Top 25% higher than 75% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
20,193housing units
20,193
Total Housing Units
19,615
Occupied Units
578
Vacant Units
2.80
Avg Household Size
Occupancy Type
$641,600
Median Home Value
-17% vs state ZIP avg
$1,969
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.2%
YoY Change (2024)
387
HPI Index (2000 = 100)
+287%
Total Change Since 2000
Home values in ZIP 91786 have increased 8.2% over the past year (2024). Since 2000, this ZIP has seen +287% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.2% | 268 |
| 2021 | +14.0% | 306 |
| 2022 | +14.1% | 349 |
| 2023 | +2.6% | 358 |
| 2024 | +8.2% | 387 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 2,098 business establishments in ZIP 91786, employing approximately 25,012 people with a combined annual payroll of $1,344,864,000.
2,098
Businesses
25,012
Employees
$1.3B
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 421 | 20.1% |
| Retail trade | 233 | 11.1% |
| Professional, scientific, and technical services | 227 | 10.8% |
| Other services (except public administration) | 208 | 9.9% |
| Construction | 205 | 9.8% |
| Accommodation and food services | 164 | 7.8% |
| Wholesale trade | 107 | 5.1% |
| Real estate and rental and leasing | 105 | 5.0% |
| Administrative and support and waste management and remediation services | 104 | 5.0% |
| Manufacturing | 92 | 4.4% |
| Finance and insurance | 87 | 4.2% |
| Transportation and warehousing | 57 | 2.7% |
| Educational services | 28 | 1.3% |
| Arts, entertainment, and recreation | 28 | 1.3% |
| Information | 18 | 0.9% |
| Management of companies and enterprises | 8 | 0.4% |
| Utilities | 4 | 0.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 91786 vs 91784 →
ZIP 91786 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 91710
Chino (91710)
80,358 residents
- 91730
Rancho Cucamonga (91730)
66,925 residents
- 91762
Ontario (91762)
55,857 residents
- 91764
Ontario (91764)
54,086 residents
- 91786
Upland (91786)
51,165 residents
- 91767
Pomona (91767)
48,068 residents
- 91701
Rancho Cucamonga (91701)
38,976 residents
- 91763
Montclair (91763)
36,375 residents
- 91711
Claremont (91711)
35,705 residents
What this shows Among its immediate neighbors, ZIP 91786 ranks #5 by population - useful context the national average alone can't give.
ZIP 91786 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 91784
Upland (91784)
$154,349 median income
- 91711
Claremont (91711)
$126,056 median income
- 91737
Rancho Cucamonga (91737)
$122,334 median income
- 91701
Rancho Cucamonga (91701)
$114,244 median income
- 91710
Chino (91710)
$103,085 median income
- 91786
Upland (91786)
$92,458 median income
- 91730
Rancho Cucamonga (91730)
$92,237 median income
- 91762
Ontario (91762)
$83,850 median income
- 91764
Ontario (91764)
$81,762 median income
What this shows By household income, ZIP 91786 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 91784 | Upland, CA | 25,938 | 2.5 mi |
| 91763 | Montclair, CA | 36,375 | 3.1 mi |
| 91711 | Claremont, CA | 35,705 | 3.5 mi |
| 91730 | Rancho Cucamonga, CA | 66,925 | 4.8 mi |
| 91764 | Ontario, CA | 54,086 | 4.0 mi |
| 91762 | Ontario, CA | 55,857 | 5.4 mi |
| 91701 | Rancho Cucamonga, CA | 38,976 | 4.2 mi |
| 91767 | Pomona, CA | 48,068 | 4.7 mi |
| 91710 | Chino, CA | 80,358 | 7.1 mi |
| 91737 | Rancho Cucamonga, CA | 24,740 | 5.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 91786, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (51,165 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in San Bernardino County
Related Areas
Frequently Asked Questions
What county is ZIP code 91786 in?
ZIP code 91786 (Upland) is located in San Bernardino County, California. San Bernardino County contains multiple ZIP codes, see the full list at /counties/san-bernardino-ca.
What is the population of ZIP code 91786?
ZIP code 91786 in Upland, CA has a population of 51,165 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 91786?
The median household income in ZIP 91786 is $92,458, which is 21% above the national average of $76,288.
What is the average home value in ZIP 91786?
The median home value in ZIP 91786 is $641,600, which is 131% above the national average of $278,155.
What is the demographic makeup of ZIP 91786?
The largest racial group in ZIP 91786 is White at 35.9%. Hispanic or Latino residents make up 50.1% of the population.
How many businesses are in ZIP code 91786?
ZIP code 91786 has 2,098 business establishments employing approximately 25,012 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 91786?
The top industries by establishment count in ZIP 91786 are: Health care and social assistance (421), Retail trade (233), Professional, scientific, and technical services (227). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 91786?
According to the FHFA House Price Index, home values in ZIP 91786 increased by 8.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 287%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 91786?
In ZIP code 91786, 58.6% of residents aged 25+ have a high school diploma or higher, and 32.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 91786?
The mean commute time for workers in ZIP code 91786 is 30.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 91786?
In ZIP code 91786, approximately 45.9% of occupied housing units are owner-occupied and 54.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 91786?
The poverty rate in ZIP code 91786 is 10.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 91786's numbers, next.
- See how ZIP 91786 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Upland, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.