Los Osos, CA · standard
ZIP Code 93402
San Luis Obispo County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 14,318
- 190/sq mi
- $109,090
- Median income
- $806,800
- Median home value
- 53.7%
- Bachelor's or higher
National ZIP placement
Los Osos pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 14%
- household income, US ZIPs
- Top 4%
- home value, US ZIPs
- 190
- people per sq mi
- 73%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 93402 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 93402 (Los Osos, CA) rose +7.2% from 2023 to 2024. The all-transactions index moved from 319.2 in 2023 to 342.2 in 2024 (2000 = 100).
ZIP code 93402 is a mid-sized community (a standard USPS delivery area) in Los Osos, San Luis Obispo County, California, home to 14,318 residents across 75.4 square miles, a density of 190 people per square mile, in the Los Angeles time zone.
ZIP 93402 lands in the middle-income range, with a median household income of $109,090 (7% above the average California ZIP), while per-capita income is $57,026. The poverty rate is 8.0%, with unemployment at 5.1%; those measures add context to the income figure. Median home value is $806,800 (4% above the average California ZIP) and median rent is $2,047; 73.0% of occupied homes are owner-occupied.
This is a highly-educated ZIP: 53.7% of adults hold a bachelor's degree or higher, the median age is 48.7, and the average commute is 19 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in San Luis Obispo County, so 93402 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 93402
Top 5 sectors by establishment count in Los Osos, CA
Which industries have the most business establishments in ZIP 93402.
- Construction
Construction
48 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
39 establishments
- Health care and social assistance
Health care and social assistance
39 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
31 establishments
- Accommodation and food services
Accommodation and food services
28 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 93402, Los Osos, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
14,318
Population
75.4
Area (sq mi)
190
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 93402?
48.7
Median Age
50.3%
Male
49.7%
Female
5.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$109,090
Median Household Income
+7% vs state ZIP avg
$57,026
Per Capita Income
8.0%
Poverty Rate
5.1%
Unemployment Rate
19.3 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
6,380housing units
6,380
Total Housing Units
6,007
Occupied Units
373
Vacant Units
2.34
Avg Household Size
Occupancy Type
$806,800
Median Home Value
+4% vs state ZIP avg
$2,047
Median Rent
1976
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.2%
YoY Change (2024)
342
HPI Index (2000 = 100)
+242%
Total Change Since 2000
Home values in ZIP 93402 have increased 7.2% over the past year (2024). Since 2000, this ZIP has seen +242% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.0% | 235 |
| 2021 | +12.2% | 264 |
| 2022 | +16.6% | 308 |
| 2023 | +3.6% | 319 |
| 2024 | +7.2% | 342 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 300 business establishments in ZIP 93402, employing approximately 1,734 people with a combined annual payroll of $78,430,000.
300
Businesses
1,734
Employees
$78.4M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 48 | 16.0% |
| Professional, scientific, and technical services | 39 | 13.0% |
| Health care and social assistance | 39 | 13.0% |
| Administrative and support and waste management and remediation services | 31 | 10.3% |
| Accommodation and food services | 28 | 9.3% |
| Retail trade | 23 | 7.7% |
| Other services (except public administration) | 18 | 6.0% |
| Finance and insurance | 14 | 4.7% |
| Manufacturing | 13 | 4.3% |
| Real estate and rental and leasing | 11 | 3.7% |
| Educational services | 9 | 3.0% |
| Information | 7 | 2.3% |
| Arts, entertainment, and recreation | 6 | 2.0% |
| Agriculture, forestry, fishing and hunting | 4 | 1.3% |
| Wholesale trade | 4 | 1.3% |
| Transportation and warehousing | 3 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 93402 vs 93405 →
ZIP 93402 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 93405
San Luis Obispo (93405)
35,440 residents
- 93402
Los Osos (93402)
14,318 residents
- 93442 10,789
Morro Bay (93442)
10,789 residents
- 93424 1,261
Avila Beach (93424)
1,261 residents
What this shows Among its immediate neighbors, ZIP 93402 ranks #2 by population - useful context the national average alone can't give.
ZIP 93402 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 93402
Los Osos (93402)
$109,090 median income
- 93442
Morro Bay (93442)
$95,623 median income
- 93405
San Luis Obispo (93405)
$60,399 median income
What this shows By household income, ZIP 93402 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 93402, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (14,318 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.