ZIP Code 93442

ZIP code 93442 is classified by USPS as a standard delivery area and covers roughly 116.3 square miles in Morro Bay, San Luis Obispo County, California. The area is home to 10,789 residents, producing a population density of 93 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 93442 against California and the nation.

On the economic side, the median household income for ZIP 93442 sits at $95,623 (6% below the California average), while per-capita income is $63,155. The poverty rate stands at 8.8% and the unemployment rate at 7.5%. On housing, the median home value is $918,700 (19% above the state average) with median rent at $1,855 per month, and 65.9% of occupied units are owner-occupied, a direct signal of whether 93442 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 46.8% of adults hold a bachelor's degree or higher, the median age is 54.5, and the average commute is 21 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Luis Obispo County, so you can benchmark 93442 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →