Templeton, CA · standard
ZIP Code 93465
San Luis Obispo County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 9,153
- 40/sq mi
- $129,259
- Median income
- $870,100
- Median home value
- 43.8%
- Bachelor's or higher
National ZIP placement
Templeton pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 7%
- household income, US ZIPs
- Top 4%
- home value, US ZIPs
- 40
- people per sq mi
- 78%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 93465 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 93465 (Templeton, CA) rose +6.9% from 2023 to 2024. The all-transactions index moved from 292.9 in 2023 to 313.0 in 2024 (2000 = 100).
ZIP code 93465 is a mid-sized community (a standard USPS delivery area) in Templeton, San Luis Obispo County, California, home to 9,153 residents across 228.3 square miles, a density of 40 people per square mile, in the Los Angeles time zone.
ZIP 93465 skews affluent, with a median household income of $129,259 (27% above the average California ZIP), while per-capita income is $56,567. The poverty rate is 3.3%, with unemployment at 6.1%; those measures add context to the income figure. Median home value is $870,100 (13% above the average California ZIP) and median rent is $2,610; 77.9% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 43.8% of adults hold a bachelor's degree or higher, the median age is 43, and the average commute is 23 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in San Luis Obispo County, so 93465 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 93465
Top 5 sectors by establishment count in Templeton, CA
Which industries have the most business establishments in ZIP 93465.
- Health care and social assistance
Health care and social assistance
95 establishments
- Construction
Construction
55 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
38 establishments
- Retail trade 25
Retail trade
25 establishments
- Accommodation and food services 23
Accommodation and food services
23 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 93465, Templeton, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
9,153
Population
228.3
Area (sq mi)
40
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 93465?
43.0
Median Age
48.1%
Male
51.9%
Female
6.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$129,259
Median Household Income
+27% vs state ZIP avg
$56,567
Per Capita Income
3.3%
Poverty Rate
6.1%
Unemployment Rate
23.3 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,365housing units
4,365
Total Housing Units
4,130
Occupied Units
235
Vacant Units
2.65
Avg Household Size
Occupancy Type
$870,100
Median Home Value
+13% vs state ZIP avg
$2,610
Median Rent
1996
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.9%
YoY Change (2024)
313
HPI Index (2000 = 100)
+213%
Total Change Since 2000
Home values in ZIP 93465 have increased 6.9% over the past year (2024). Since 2000, this ZIP has seen +213% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +0.3% | 218 |
| 2021 | +9.7% | 239 |
| 2022 | +9.6% | 262 |
| 2023 | +11.6% | 293 |
| 2024 | +6.9% | 313 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 355 business establishments in ZIP 93465, employing approximately 2,947 people with a combined annual payroll of $187,926,000.
355
Businesses
2,947
Employees
$187.9M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 95 | 26.8% |
| Construction | 55 | 15.5% |
| Professional, scientific, and technical services | 38 | 10.7% |
| Retail trade | 25 | 7.0% |
| Accommodation and food services | 23 | 6.5% |
| Manufacturing | 21 | 5.9% |
| Finance and insurance | 20 | 5.6% |
| Real estate and rental and leasing | 17 | 4.8% |
| Other services (except public administration) | 17 | 4.8% |
| Administrative and support and waste management and remediation services | 15 | 4.2% |
| Wholesale trade | 7 | 2.0% |
| Agriculture, forestry, fishing and hunting | 4 | 1.1% |
| Transportation and warehousing | 4 | 1.1% |
| Information | 4 | 1.1% |
| Educational services | 4 | 1.1% |
| Arts, entertainment, and recreation | 4 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 93465 vs 93422 →
ZIP 93465 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 93446
Paso Robles (93446)
43,714 residents
- 93422
Atascadero (93422)
31,375 residents
- 93442 10,789
Morro Bay (93442)
10,789 residents
- 93465 9,153
Templeton (93465)
9,153 residents
What this shows Among its immediate neighbors, ZIP 93465 ranks #4 by population - useful context the national average alone can't give.
ZIP 93465 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 93465
Templeton (93465)
$129,259 median income
- 93446
Paso Robles (93446)
$97,943 median income
- 93442
Morro Bay (93442)
$95,623 median income
- 93422
Atascadero (93422)
$91,780 median income
What this shows By household income, ZIP 93465 ranks the highest of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 93465, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (9,153 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.