Templeton, CA · standard

ZIP Code 93465

San Luis Obispo County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

9,153
40/sq mi
$129,259
Median income
$870,100
Median home value
43.8%
Bachelor's or higher

The verdict

Templeton pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 7%
household income, US ZIPs
Top 4%
home value, US ZIPs
40
people per sq mi
78%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 93465 against every reporting US ZIP.

ZIP code 93465 is classified by USPS as a standard delivery area and covers roughly 228.3 square miles in Templeton, San Luis Obispo County, California. The area is home to 9,153 residents, producing a population density of 40 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 93465 against California and the nation.

On the economic side, the median household income for ZIP 93465 sits at $129,259 (27% above the California average), while per-capita income is $56,567. The poverty rate stands at 3.3% and the unemployment rate at 6.1%. On housing, the median home value is $870,100 (13% above the state average) with median rent at $2,610 per month, and 77.9% of occupied units are owner-occupied, a direct signal of whether 93465 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 43.8% of adults hold a bachelor's degree or higher, the median age is 43, and the average commute is 23 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Luis Obispo County, so you can benchmark 93465 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 93465

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 93465.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 93465, Templeton, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

9,153

Population

228.3

Area (sq mi)

40

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 93465?

43.0

Median Age

48.1%

Male

51.9%

Female

6.0%

Foreign-Born

White 81.4%
African American 0.0%
Asian 1.6%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 13.4%
Hispanic or Latino 14.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$129,259

Median Household Income

+27% vs state

$56,567

Per Capita Income

3.3%

Poverty Rate

6.1%

Unemployment Rate

23.3 min

Mean Commute Time

How ZIP 93465 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$129,259 Top 7% higher than 93% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.7%
Bachelor's Degree or Higher 43.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,365

Total Housing Units

4,130

Occupied Units

235

Vacant Units

2.65

Avg Household Size

Occupancy Type

Owner 77.9%
Renter 22.1%

$870,100

Median Home Value

+13% vs state

$2,610

Median Rent

1996

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.9%

YoY Change (2024)

313

HPI Index (2000 = 100)

+213%

Total Change Since 2000

Home values in ZIP 93465 have increased 6.9% over the past year (2024). Since 2000, this ZIP has seen +213% cumulative appreciation.

Year Annual Change HPI Index
2020 +0.3% 218
2021 +9.7% 239
2022 +9.6% 262
2023 +11.6% 293
2024 +6.9% 313

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 355 business establishments in ZIP 93465, employing approximately 2,947 people with a combined annual payroll of $187,926,000.

355

Businesses

2,947

Employees

$187.9M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 95 26.8%
Construction 55 15.5%
Professional, scientific, and technical services 38 10.7%
Retail trade 25 7.0%
Accommodation and food services 23 6.5%
Manufacturing 21 5.9%
Finance and insurance 20 5.6%
Real estate and rental and leasing 17 4.8%
Other services (except public administration) 17 4.8%
Administrative and support and waste management and remediation services 15 4.2%
Wholesale trade 7 2.0%
Agriculture, forestry, fishing and hunting 4 1.1%
Transportation and warehousing 4 1.1%
Information 4 1.1%
Educational services 4 1.1%
Arts, entertainment, and recreation 4 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 93465 vs 93422 →

ZIP 93465 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 93465 ranks #4 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 93465 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 93465 ranks the highest of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
93422 Atascadero, CA 31,375 5.7 mi
93446 Paso Robles, CA 43,714 8.5 mi
93442 Morro Bay, CA 10,789 10.3 mi

More ZIP Codes in San Luis Obispo County

Frequently Asked Questions

What county is ZIP code 93465 in?
ZIP code 93465 (Templeton) is located in San Luis Obispo County, California. San Luis Obispo County contains multiple ZIP codes, see the full list at /counties/san-luis-obispo-ca.
What is the population of ZIP code 93465?
ZIP code 93465 in Templeton, CA has a population of 9,153 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 93465?
The median household income in ZIP 93465 is $129,259, which is 69% above the national average of $76,288.
What is the average home value in ZIP 93465?
The median home value in ZIP 93465 is $870,100, which is 213% above the national average of $278,155.
What is the demographic makeup of ZIP 93465?
The largest racial group in ZIP 93465 is White at 81.4%. Hispanic or Latino residents make up 14.8% of the population.
How many businesses are in ZIP code 93465?
ZIP code 93465 has 355 business establishments employing approximately 2,947 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 93465?
The top industries by establishment count in ZIP 93465 are: Health care and social assistance (95), Construction (55), Professional, scientific, and technical services (38). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 93465?
According to the FHFA House Price Index, home values in ZIP 93465 increased by 6.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 213%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 93465?
In ZIP code 93465, 56.7% of residents aged 25+ have a high school diploma or higher, and 43.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 93465?
The mean commute time for workers in ZIP code 93465 is 23.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 93465?
In ZIP code 93465, approximately 77.9% of occupied housing units are owner-occupied and 22.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 93465?
The poverty rate in ZIP code 93465 is 3.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Templeton, CA

Verify and explore additional data for this area using these official government sources.