Arroyo Grande, CA · standard

ZIP Code 93420

San Luis Obispo County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

28,413
59/sq mi
$110,553
Median income
$917,900
Median home value
44.1%
Bachelor's or higher

The verdict

Arroyo Grande pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 13%
household income, US ZIPs
Top 3%
home value, US ZIPs
59
people per sq mi
66%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 93420 against every reporting US ZIP.

ZIP code 93420 is classified by USPS as a standard delivery area and covers roughly 484.9 square miles in Arroyo Grande, San Luis Obispo County, California. The area is home to 28,413 residents, producing a population density of 59 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 93420 against California and the nation.

On the economic side, the median household income for ZIP 93420 sits at $110,553 (9% above the California average), while per-capita income is $53,468. The poverty rate stands at 6.4% and the unemployment rate at 4.5%. On housing, the median home value is $917,900 (19% above the state average) with median rent at $2,187 per month, and 66.4% of occupied units are owner-occupied, a direct signal of whether 93420 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 44.1% of adults hold a bachelor's degree or higher, the median age is 48.2, and the average commute is 23 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Luis Obispo County, so you can benchmark 93420 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 93420

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 93420.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 93420, Arroyo Grande, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

28,413

Population

484.9

Area (sq mi)

59

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 93420?

48.2

Median Age

47.2%

Male

52.8%

Female

7.4%

Foreign-Born

White 69.8%
African American 0.5%
Asian 3.6%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 19.4%
Hispanic or Latino 21.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$110,553

Median Household Income

+9% vs state

$53,468

Per Capita Income

6.4%

Poverty Rate

4.5%

Unemployment Rate

23.2 min

Mean Commute Time

How ZIP 93420 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$110,553 Top 13% higher than 87% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.9%
Bachelor's Degree or Higher 44.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

13,618

Total Housing Units

12,672

Occupied Units

946

Vacant Units

2.44

Avg Household Size

Occupancy Type

Owner 66.4%
Renter 33.6%

$917,900

Median Home Value

+19% vs state

$2,187

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.8%

YoY Change (2024)

313

HPI Index (2000 = 100)

+213%

Total Change Since 2000

Home values in ZIP 93420 have increased 1.8% over the past year (2024). Since 2000, this ZIP has seen +213% cumulative appreciation.

Year Annual Change HPI Index
2020 +0.5% 226
2021 +9.3% 247
2022 +15.1% 285
2023 +8.1% 308
2024 +1.8% 313

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 888 business establishments in ZIP 93420, employing approximately 7,127 people with a combined annual payroll of $379,386,000.

888

Businesses

7,127

Employees

$379.4M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 136 15.3%
Construction 134 15.1%
Professional, scientific, and technical services 105 11.8%
Retail trade 92 10.4%
Other services (except public administration) 78 8.8%
Accommodation and food services 77 8.7%
Real estate and rental and leasing 60 6.8%
Administrative and support and waste management and remediation services 52 5.9%
Finance and insurance 46 5.2%
Wholesale trade 27 3.0%
Manufacturing 20 2.3%
Arts, entertainment, and recreation 16 1.8%
Information 14 1.6%
Educational services 14 1.6%
Transportation and warehousing 8 0.9%
Agriculture, forestry, fishing and hunting 5 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 93420 vs 93444 →

ZIP Code City Population Distance
93444 Nipomo, CA 19,244 9.1 mi

More ZIP Codes in San Luis Obispo County

Frequently Asked Questions

What county is ZIP code 93420 in?
ZIP code 93420 (Arroyo Grande) is located in San Luis Obispo County, California. San Luis Obispo County contains multiple ZIP codes, see the full list at /counties/san-luis-obispo-ca.
What is the population of ZIP code 93420?
ZIP code 93420 in Arroyo Grande, CA has a population of 28,413 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 93420?
The median household income in ZIP 93420 is $110,553, which is 45% above the national average of $76,288.
What is the average home value in ZIP 93420?
The median home value in ZIP 93420 is $917,900, which is 230% above the national average of $278,155.
What is the demographic makeup of ZIP 93420?
The largest racial group in ZIP 93420 is White at 69.8%. Hispanic or Latino residents make up 21.3% of the population.
How many businesses are in ZIP code 93420?
ZIP code 93420 has 888 business establishments employing approximately 7,127 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 93420?
The top industries by establishment count in ZIP 93420 are: Health care and social assistance (136), Construction (134), Professional, scientific, and technical services (105). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 93420?
According to the FHFA House Price Index, home values in ZIP 93420 increased by 1.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 213%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 93420?
In ZIP code 93420, 60.9% of residents aged 25+ have a high school diploma or higher, and 44.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 93420?
The mean commute time for workers in ZIP code 93420 is 23.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 93420?
In ZIP code 93420, approximately 66.4% of occupied housing units are owner-occupied and 33.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 93420?
The poverty rate in ZIP code 93420 is 6.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

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Official Data Resources for Arroyo Grande, CA

Verify and explore additional data for this area using these official government sources.