ZIP Code 93445

ZIP code 93445 is classified by USPS as a standard delivery area and covers roughly 43.5 square miles in Oceano, San Luis Obispo County, California. The area is home to 7,173 residents, producing a population density of 165 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 93445 against California and the nation.

On the economic side, the median household income for ZIP 93445 sits at $72,261 (29% below the California average), while per-capita income is $36,796. The poverty rate stands at 17.1% and the unemployment rate at 3.9%. On housing, the median home value is $573,800 (26% below the state average) with median rent at $1,615 per month, and 60.8% of occupied units are owner-occupied, a direct signal of whether 93445 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 21.3% of adults hold a bachelor's degree or higher, the median age is 46.2, and the average commute is 21 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Luis Obispo County, so you can benchmark 93445 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →