PlainZIP

Los Banos, CA · standard

ZIP Code 93635

Merced County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

38,776
58/sq mi
$67,129
Median income
$444,900
Median home value
12.5%
Bachelor's or higher

The verdict

Los Banos pairs a below-median household income with upper-quartile home values, in a rural, mixed-tenure area.

42th pct
household income, US ZIPs
Top 17%
home value, US ZIPs
58
people per sq mi
59%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 93635 against every reporting US ZIP.

ZIP code 93635 is classified by USPS as a standard delivery area and covers roughly 672.0 square miles in Los Banos, Merced County, California. The area is home to 38,776 residents, producing a population density of 58 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 93635 against California and the nation.

On the economic side, the median household income for ZIP 93635 sits at $67,129 (34% below the California average), while per-capita income is $26,279. The poverty rate stands at 17.5% and the unemployment rate at 9.1%. On housing, the median home value is $444,900 (42% below the state average) with median rent at $1,524 per month, and 58.7% of occupied units are owner-occupied, a direct signal of whether 93635 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 12.5% of adults hold a bachelor's degree or higher, the median age is 30.8, and the average commute is 53 minutes. Use the benchmarks above to see where 93635 sits relative to California and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 93635

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 93635.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 93635, Los Banos, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

38,776

Population

672.0

Area (sq mi)

58

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 93635?

30.8

Median Age

49.7%

Male

50.3%

Female

26.2%

Foreign-Born

White 30.4%
African American 1.3%
Asian 2.7%
American Indian or Alaska Native 3.3%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 16.0%
Hispanic or Latino 72.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$67,129

Median Household Income

-34% vs state

$26,279

Per Capita Income

17.5%

Poverty Rate

9.1%

Unemployment Rate

53.3 min

Mean Commute Time

How ZIP 93635 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$67,129 42nd percentile higher than 42% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 47.2%
Bachelor's Degree or Higher 12.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

15,003

Total Housing Units

14,274

Occupied Units

729

Vacant Units

3.50

Avg Household Size

Occupancy Type

Owner 58.7%
Renter 41.3%

$444,900

Median Home Value

-42% vs state

$1,524

Median Rent

1996

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.5%

YoY Change (2024)

248

HPI Index (2000 = 100)

+148%

Total Change Since 2000

Home values in ZIP 93635 have increased 6.5% over the past year (2024). Since 2000, this ZIP has seen +148% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.8% 179
2021 +16.1% 208
2022 +15.3% 240
2023 -2.8% 233
2024 +6.5% 248

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 581 business establishments in ZIP 93635, employing approximately 6,241 people with a combined annual payroll of $286,485,000.

581

Businesses

6,241

Employees

$286.5M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 99 17.0%
Accommodation and food services 85 14.6%
Construction 77 13.3%
Health care and social assistance 66 11.4%
Other services (except public administration) 47 8.1%
Transportation and warehousing 43 7.4%
Professional, scientific, and technical services 31 5.3%
Real estate and rental and leasing 30 5.2%
Administrative and support and waste management and remediation services 29 5.0%
Finance and insurance 25 4.3%
Information 13 2.2%
Manufacturing 11 1.9%
Arts, entertainment, and recreation 8 1.4%
Agriculture, forestry, fishing and hunting 7 1.2%
Wholesale trade 7 1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Merced County

95301 standard
Atwater, CA
Pop: 37,073
95340 standard
Merced, CA
Pop: 33,931
95341 standard
Merced, CA
Pop: 32,967
95348 standard
Merced, CA
Pop: 30,805
95334 standard
Livingston, CA
Pop: 15,457
95388 standard
Winton, CA
Pop: 13,074

Related Areas

Merced County Los Banos, CA California

Frequently Asked Questions

What county is ZIP code 93635 in? ▼
ZIP code 93635 (Los Banos) is located in Merced County, California. Merced County contains multiple ZIP codes, see the full list at /counties/merced-ca.
What is the population of ZIP code 93635? ▼
ZIP code 93635 in Los Banos, CA has a population of 38,776 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 93635? ▼
The median household income in ZIP 93635 is $67,129, which is 12% below the national average of $76,288.
What is the average home value in ZIP 93635? ▼
The median home value in ZIP 93635 is $444,900, which is 60% above the national average of $278,155.
What is the demographic makeup of ZIP 93635? ▼
The largest racial group in ZIP 93635 is White at 30.4%. Hispanic or Latino residents make up 72.5% of the population.
How many businesses are in ZIP code 93635? ▼
ZIP code 93635 has 581 business establishments employing approximately 6,241 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 93635? ▼
The top industries by establishment count in ZIP 93635 are: Retail trade (99), Accommodation and food services (85), Construction (77). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 93635? ▼
According to the FHFA House Price Index, home values in ZIP 93635 increased by 6.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 148%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 93635? ▼
In ZIP code 93635, 47.2% of residents aged 25+ have a high school diploma or higher, and 12.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 93635? ▼
The mean commute time for workers in ZIP code 93635 is 53.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 93635? ▼
In ZIP code 93635, approximately 58.7% of occupied housing units are owner-occupied and 41.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 93635? ▼
The poverty rate in ZIP code 93635 is 17.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Los Banos, CA

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.