Los Banos, CA · standard
ZIP Code 93635
Merced County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 38,776
- 58/sq mi Moderate-density area
- $67,129
- Median income Near-median income area
- $444,900
- Median home value Above-median home value
- 12.5%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Los Banos pairs a below-median household income with upper-quartile home values, in a rural, mixed-tenure area.
- 42nd pct
- household income, US ZIPs
- Top 17%
- home value, US ZIPs
- 58
- people per sq mi
- 59%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 93635 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 93635 (Los Banos, CA) rose +6.5% from 2023 to 2024. The all-transactions index moved from 233.1 in 2023 to 248.3 in 2024 (2000 = 100).
ZIP code 93635 is a densely settled ZIP (a standard USPS delivery area) in Los Banos, Merced County, California, with 38,776 residents across 672.0 square miles, a density of 58 people per square mile, in the Los Angeles time zone.
ZIP 93635 reports a modest median household income of $67,129 (34% below the average California ZIP), while per-capita income is $26,279. The poverty rate is 17.5%, with unemployment at 9.1%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $444,900 (42% below the average California ZIP), and median rent is $1,524; owner occupancy is 58.7%.
Formal educational attainment runs low here: just 12.5% of adults hold a bachelor's degree or higher, the median age is 30.8, and the average commute is 53 minutes. No nearby ZIP peer set is available for this delivery area, so the California and national benchmarks above are the appropriate context for 93635.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 93635
Top 5 sectors by establishment count in Los Banos, CA
Which industries have the most business establishments in ZIP 93635.
- Retail trade
Retail trade
99 establishments
- Accommodation and food services
Accommodation and food services
85 establishments
- Construction
Construction
77 establishments
- Health care and social assistance
Health care and social assistance
66 establishments
- Other services (except public administration)
Other services (except public administration)
47 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 93635, Los Banos, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
38,776
Population
672.0
Area (sq mi)
58
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 93635?
30.8
Median Age
49.7%
Male
50.3%
Female
26.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$67,129
Median Household Income
-34% vs state ZIP avg
$26,279
Per Capita Income
17.5%
Poverty Rate
9.1%
Unemployment Rate
53.3 min
Mean Commute Time
How ZIP 93635 ranks nationally
Los Banos, CA household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$67,129 42nd percentile higher than 42% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
15,003housing units
15,003
Total Housing Units
14,274
Occupied Units
729
Vacant Units
3.50
Avg Household Size
Occupancy Type
$444,900
Median Home Value
-42% vs state ZIP avg
$1,524
Median Rent
1996
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.5%
YoY Change (2024)
248
HPI Index (2000 = 100)
+148%
Total Change Since 2000
Home values in ZIP 93635 have increased 6.5% over the past year (2024). Since 2000, this ZIP has seen +148% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.8% | 179 |
| 2021 | +16.1% | 208 |
| 2022 | +15.3% | 240 |
| 2023 | -2.8% | 233 |
| 2024 | +6.5% | 248 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 581 business establishments in ZIP 93635, employing approximately 6,241 people with a combined annual payroll of $286,485,000.
581
Businesses
6,241
Employees
$286.5M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 99 | 17.0% |
| Accommodation and food services | 85 | 14.6% |
| Construction | 77 | 13.3% |
| Health care and social assistance | 66 | 11.4% |
| Other services (except public administration) | 47 | 8.1% |
| Transportation and warehousing | 43 | 7.4% |
| Professional, scientific, and technical services | 31 | 5.3% |
| Real estate and rental and leasing | 30 | 5.2% |
| Administrative and support and waste management and remediation services | 29 | 5.0% |
| Finance and insurance | 25 | 4.3% |
| Information | 13 | 2.2% |
| Manufacturing | 11 | 1.9% |
| Arts, entertainment, and recreation | 8 | 1.4% |
| Agriculture, forestry, fishing and hunting | 7 | 1.2% |
| Wholesale trade | 7 | 1.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 93635, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (38,776 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Merced County
Related Areas
Frequently Asked Questions
What county is ZIP code 93635 in?
ZIP code 93635 (Los Banos) is located in Merced County, California. Merced County contains multiple ZIP codes, see the full list at /counties/merced-ca.
What is the population of ZIP code 93635?
ZIP code 93635 in Los Banos, CA has a population of 38,776 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 93635?
The median household income in ZIP 93635 is $67,129, which is 12% below the national average of $76,288.
What is the average home value in ZIP 93635?
The median home value in ZIP 93635 is $444,900, which is 60% above the national average of $278,155.
What is the demographic makeup of ZIP 93635?
The largest racial group in ZIP 93635 is White at 30.4%. Hispanic or Latino residents make up 72.5% of the population.
How many businesses are in ZIP code 93635?
ZIP code 93635 has 581 business establishments employing approximately 6,241 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 93635?
The top industries by establishment count in ZIP 93635 are: Retail trade (99), Accommodation and food services (85), Construction (77). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 93635?
According to the FHFA House Price Index, home values in ZIP 93635 increased by 6.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 148%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 93635?
In ZIP code 93635, 47.2% of residents aged 25+ have a high school diploma or higher, and 12.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 93635?
The mean commute time for workers in ZIP code 93635 is 53.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 93635?
In ZIP code 93635, approximately 58.7% of occupied housing units are owner-occupied and 41.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 93635?
The poverty rate in ZIP code 93635 is 17.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
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What to do with ZIP 93635's numbers, next.
- See how ZIP 93635 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Los Banos, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.