Gustine, CA · standard
ZIP Code 95322
Merced County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 8,942
- 20/sq mi Moderate-density area
- $65,761
- Median income Near-median income area
- $444,100
- Median home value Above-median home value
- 7.8%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Gustine pairs a below-median household income with upper-quartile home values, in a rural, mixed-tenure area.
- 40th pct
- household income, US ZIPs
- Top 17%
- home value, US ZIPs
- 20
- people per sq mi
- 55%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95322 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 95322 (Gustine, CA) fell -1.1% from 2023 to 2024. The all-transactions index moved from 277.3 in 2023 to 274.4 in 2024 (2000 = 100).
ZIP code 95322 is a mid-sized community (a standard USPS delivery area) in Gustine, Merced County, California, home to 8,942 residents across 451.6 square miles, a density of 20 people per square mile, in the Los Angeles time zone.
ZIP 95322 reports a modest median household income of $65,761 (35% below the average California ZIP), while per-capita income is $30,709. Unemployment is 11.0%, an important qualifier alongside the household-income figure. Home values sit below the statewide ZIP benchmark: the median is $444,100 (43% below the average California ZIP), and median rent is $1,321; owner occupancy is 54.7%.
Formal educational attainment runs low here: just 7.8% of adults hold a bachelor's degree or higher, the median age is 40.7, and the average commute is 36 minutes. No nearby ZIP peer set is available for this delivery area, so the California and national benchmarks above are the appropriate context for 95322.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95322
Top 5 sectors by establishment count in Gustine, CA
Which industries have the most business establishments in ZIP 95322.
- Accommodation and food services
Accommodation and food services
24 establishments
- Retail trade
Retail trade
21 establishments
- Construction
Construction
13 establishments
- Other services (except public administration)
Other services (except public administration)
10 establishments
- Transportation and warehousing 9
Transportation and warehousing
9 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95322, Gustine, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
8,942
Population
451.6
Area (sq mi)
20
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95322?
40.7
Median Age
55.0%
Male
45.0%
Female
31.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$65,761
Median Household Income
-35% vs state ZIP avg
$30,709
Per Capita Income
5.6%
Poverty Rate
11.0%
Unemployment Rate
36.3 min
Mean Commute Time
How ZIP 95322 ranks among California ZIPs
Gustine, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$65,761 20th percentile higher than 20% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,985housing units
3,985
Total Housing Units
3,602
Occupied Units
383
Vacant Units
2.64
Avg Household Size
Occupancy Type
$444,100
Median Home Value
-43% vs state ZIP avg
$1,321
Median Rent
1991
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-1.1%
YoY Change (2024)
274
HPI Index (2000 = 100)
+174%
Total Change Since 2000
Home values in ZIP 95322 have decreased 1.1% over the past year (2024). Since 2000, this ZIP has seen +174% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.7% | 198 |
| 2021 | +19.0% | 235 |
| 2022 | +12.8% | 265 |
| 2023 | +4.6% | 277 |
| 2024 | -1.1% | 274 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 117 business establishments in ZIP 95322, employing approximately 1,789 people with a combined annual payroll of $90,946,000.
117
Businesses
1,789
Employees
$90.9M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 24 | 20.5% |
| Retail trade | 21 | 17.9% |
| Construction | 13 | 11.1% |
| Other services (except public administration) | 10 | 8.6% |
| Transportation and warehousing | 9 | 7.7% |
| Professional, scientific, and technical services | 8 | 6.8% |
| Finance and insurance | 5 | 4.3% |
| Administrative and support and waste management and remediation services | 5 | 4.3% |
| Health care and social assistance | 5 | 4.3% |
| Manufacturing | 4 | 3.4% |
| Real estate and rental and leasing | 4 | 3.4% |
| Agriculture, forestry, fishing and hunting | 3 | 2.6% |
| Arts, entertainment, and recreation | 3 | 2.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95322, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (8,942 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Merced County
Related Areas
Frequently Asked Questions
What county is ZIP code 95322 in?
ZIP code 95322 (Gustine) is located in Merced County, California. Merced County contains multiple ZIP codes, see the full list at /counties/merced-ca.
What is the population of ZIP code 95322?
ZIP code 95322 in Gustine, CA has a population of 8,942 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95322?
The median household income in ZIP 95322 is $65,761, which is 14% below the national average of $76,288.
What is the average home value in ZIP 95322?
The median home value in ZIP 95322 is $444,100, which is 60% above the national average of $278,155.
What is the demographic makeup of ZIP 95322?
The largest racial group in ZIP 95322 is White at 36.4%. Hispanic or Latino residents make up 62.7% of the population.
How many businesses are in ZIP code 95322?
ZIP code 95322 has 117 business establishments employing approximately 1,789 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95322?
The top industries by establishment count in ZIP 95322 are: Accommodation and food services (24), Retail trade (21), Construction (13). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 95322?
According to the FHFA House Price Index, home values in ZIP 95322 decreased by 1.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 174%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95322?
In ZIP code 95322, 44.7% of residents aged 25+ have a high school diploma or higher, and 7.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95322?
The mean commute time for workers in ZIP code 95322 is 36.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95322?
In ZIP code 95322, approximately 54.7% of occupied housing units are owner-occupied and 45.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95322?
The poverty rate in ZIP code 95322 is 5.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
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What to do with ZIP 95322's numbers, next.
- See how ZIP 95322 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.