Hilmar, CA · standard
ZIP Code 95324
Merced County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,324
- 68/sq mi Moderate-density area
- $76,316
- Median income Near-median income area
- $462,900
- Median home value Above-median home value
- 10.2%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Hilmar pairs an above-median household income with upper-quartile home values, in a rural, mixed-tenure area.
- Top 43%
- household income, US ZIPs
- Top 15%
- home value, US ZIPs
- 68
- people per sq mi
- 52%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95324 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 95324 (Hilmar, CA) rose +4.2% from 2023 to 2024. The all-transactions index moved from 300.7 in 2023 to 313.3 in 2024 (2000 = 100).
ZIP code 95324 is a mid-sized community (a standard USPS delivery area) in Hilmar, Merced County, California, home to 7,324 residents across 107.2 square miles, a density of 68 people per square mile, in the Los Angeles time zone.
ZIP 95324 lands in the middle-income range, with a median household income of $76,316 (25% below the average California ZIP), while per-capita income is $38,468. The poverty rate is 11.3%, with unemployment at 9.3%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $462,900 (40% below the average California ZIP), and median rent is $1,413; owner occupancy is 52.4%.
Formal educational attainment runs low here: just 10.2% of adults hold a bachelor's degree or higher, the median age is 38.2, and the average commute is 21 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Merced County, so 95324 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95324
Top 5 sectors by establishment count in Hilmar, CA
Which industries have the most business establishments in ZIP 95324.
- Construction
Construction
18 establishments
- Other services (except public administration)
Other services (except public administration)
14 establishments
- Transportation and warehousing
Transportation and warehousing
12 establishments
- Retail trade
Retail trade
9 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
8 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95324, Hilmar, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
7,324
Population
107.2
Area (sq mi)
68
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95324?
38.2
Median Age
48.4%
Male
51.6%
Female
23.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$76,316
Median Household Income
-25% vs state ZIP avg
$38,468
Per Capita Income
11.3%
Poverty Rate
9.3%
Unemployment Rate
20.7 min
Mean Commute Time
How ZIP 95324 ranks among California ZIPs
Hilmar, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$76,316 32nd percentile higher than 32% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,732housing units
2,732
Total Housing Units
2,546
Occupied Units
186
Vacant Units
3.00
Avg Household Size
Occupancy Type
$462,900
Median Home Value
-40% vs state ZIP avg
$1,413
Median Rent
1987
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.2%
YoY Change (2024)
313
HPI Index (2000 = 100)
+213%
Total Change Since 2000
Home values in ZIP 95324 have increased 4.2% over the past year (2024). Since 2000, this ZIP has seen +213% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.5% | 230 |
| 2021 | +12.0% | 258 |
| 2022 | +10.9% | 286 |
| 2023 | +5.0% | 301 |
| 2024 | +4.2% | 313 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 107 business establishments in ZIP 95324, employing approximately 2,452 people with a combined annual payroll of $168,934,000.
107
Businesses
2,452
Employees
$168.9M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 18 | 16.8% |
| Other services (except public administration) | 14 | 13.1% |
| Transportation and warehousing | 12 | 11.2% |
| Retail trade | 9 | 8.4% |
| Administrative and support and waste management and remediation services | 8 | 7.5% |
| Real estate and rental and leasing | 7 | 6.5% |
| Health care and social assistance | 7 | 6.5% |
| Accommodation and food services | 7 | 6.5% |
| Agriculture, forestry, fishing and hunting | 6 | 5.6% |
| Wholesale trade | 5 | 4.7% |
| Professional, scientific, and technical services | 5 | 4.7% |
| Manufacturing | 4 | 3.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95324 vs 95380 →
ZIP 95324 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95380
Turlock (95380)
41,201 residents
- 95382
Turlock (95382)
36,176 residents
- 95315 13,018
Delhi (95315)
13,018 residents
- 95324 7,324
Hilmar (95324)
7,324 residents
- 95374 2,030
Stevinson (95374)
2,030 residents
What this shows Among its immediate neighbors, ZIP 95324 ranks #4 by population - useful context the national average alone can't give.
ZIP 95324 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95382
Turlock (95382)
$95,282 median income
- 95324
Hilmar (95324)
$76,316 median income
- 95380
Turlock (95380)
$74,534 median income
- 95315
Delhi (95315)
$71,352 median income
- 95374
Stevinson (95374)
$57,538 median income
What this shows By household income, ZIP 95324 ranks #2 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95324, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (7,324 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Merced County
Related Areas
Frequently Asked Questions
What county is ZIP code 95324 in?
ZIP code 95324 (Hilmar) is located in Merced County, California. Merced County contains multiple ZIP codes, see the full list at /counties/merced-ca.
What is the population of ZIP code 95324?
ZIP code 95324 in Hilmar, CA has a population of 7,324 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95324?
The median household income in ZIP 95324 is $76,316, which is 0% above the national average of $76,288.
What is the average home value in ZIP 95324?
The median home value in ZIP 95324 is $462,900, which is 66% above the national average of $278,155.
What is the demographic makeup of ZIP 95324?
The largest racial group in ZIP 95324 is White at 68.3%. Hispanic or Latino residents make up 35.6% of the population.
How many businesses are in ZIP code 95324?
ZIP code 95324 has 107 business establishments employing approximately 2,452 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95324?
The top industries by establishment count in ZIP 95324 are: Construction (18), Other services (except public administration) (14), Transportation and warehousing (12). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 95324?
According to the FHFA House Price Index, home values in ZIP 95324 increased by 4.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 213%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95324?
In ZIP code 95324, 44.7% of residents aged 25+ have a high school diploma or higher, and 10.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95324?
The mean commute time for workers in ZIP code 95324 is 20.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95324?
In ZIP code 95324, approximately 52.4% of occupied housing units are owner-occupied and 47.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95324?
The poverty rate in ZIP code 95324 is 11.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95324's numbers, next.
- See how ZIP 95324 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Hilmar, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.