Carmel By The Sea, CA · standard

ZIP Code 93921

Monterey County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,281
1,409/sq mi
$96,923
Median income
$2,000,001
Median home value
71.5%
Bachelor's or higher

The verdict

Carmel By The Sea pairs an upper-quartile household income with top-decile home values, in a low-density, mixed-tenure area.

Top 21%
household income, US ZIPs
Top 1%
home value, US ZIPs
1,409
people per sq mi
53%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 93921 against every reporting US ZIP.

ZIP code 93921 is classified by USPS as a standard delivery area and covers roughly 2.3 square miles in Carmel By The Sea, Monterey County, California. The area is home to 3,281 residents, producing a population density of 1,409 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 93921 against California and the nation.

On the economic side, the median household income for ZIP 93921 sits at $96,923 (5% below the California average), while per-capita income is $81,159. The poverty rate stands at 8.4% and the unemployment rate at 3.7%. On housing, the median home value is $2,000,001 (159% above the state average) with median rent at $2,753 per month, and 53.0% of occupied units are owner-occupied, a direct signal of whether 93921 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 71.5% of adults hold a bachelor's degree or higher, the median age is 69.2, and the average commute is . We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Monterey County, so you can benchmark 93921 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 93921

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 93921.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 93921, Carmel By The Sea, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

3,281

Population

2.3

Area (sq mi)

1,409

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 93921?

69.2

Median Age

42.8%

Male

57.2%

Female

14.3%

Foreign-Born

White 83.9%
African American 1.8%
Asian 2.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.6%
Hispanic or Latino 3.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$96,923

Median Household Income

-5% vs state

$81,159

Per Capita Income

8.4%

Poverty Rate

3.7%

Unemployment Rate

How ZIP 93921 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$96,923 Top 21% higher than 79% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 76.9%
Bachelor's Degree or Higher 71.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,038

Total Housing Units

1,336

Occupied Units

1,702

Vacant Units

1.71

Avg Household Size

Occupancy Type

Owner 53.0%
Renter 47.0%

$2,000,001

Median Home Value

+159% vs state

$2,753

Median Rent

1952

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 304 business establishments in ZIP 93921, employing approximately 2,871 people with a combined annual payroll of $144,196,000.

304

Businesses

2,871

Employees

$144.2M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 103 33.9%
Accommodation and food services 76 25.0%
Professional, scientific, and technical services 27 8.9%
Real estate and rental and leasing 17 5.6%
Finance and insurance 16 5.3%
Arts, entertainment, and recreation 13 4.3%
Other services (except public administration) 12 4.0%
Construction 9 3.0%
Manufacturing 7 2.3%
Administrative and support and waste management and remediation services 6 2.0%
Health care and social assistance 6 2.0%
Wholesale trade 3 1.0%
Educational services 3 1.0%
Industries not classified 3 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 93921 vs 93953 →

ZIP 93921 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 93921 ranks #7 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 93921 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 93921 ranks #6 of 7 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
93953 Pebble Beach, CA 4,509 2.5 mi
93950 Pacific Grove, CA 15,046 4.5 mi
93943 Monterey, CA 6 4.0 mi
93940 Monterey, CA 31,615 4.8 mi
93923 Carmel, CA 12,073 8.0 mi
93955 Seaside, CA 33,359 8.6 mi
93933 Marina, CA 22,406 11.8 mi

More ZIP Codes in Monterey County

Frequently Asked Questions

What county is ZIP code 93921 in?
ZIP code 93921 (Carmel By The Sea) is located in Monterey County, California. Monterey County contains multiple ZIP codes, see the full list at /counties/monterey-ca.
What is the population of ZIP code 93921?
ZIP code 93921 in Carmel By The Sea, CA has a population of 3,281 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 93921?
The median household income in ZIP 93921 is $96,923, which is 27% above the national average of $76,288.
What is the average home value in ZIP 93921?
The median home value in ZIP 93921 is $2,000,001, which is 619% above the national average of $278,155.
What is the demographic makeup of ZIP 93921?
The largest racial group in ZIP 93921 is White at 83.9%. Hispanic or Latino residents make up 3.6% of the population.
How many businesses are in ZIP code 93921?
ZIP code 93921 has 304 business establishments employing approximately 2,871 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 93921?
The top industries by establishment count in ZIP 93921 are: Retail trade (103), Accommodation and food services (76), Professional, scientific, and technical services (27). There are 14 industry sectors represented in total.
What is the education level in ZIP code 93921?
In ZIP code 93921, 76.9% of residents aged 25+ have a high school diploma or higher, and 71.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 93921?
In ZIP code 93921, approximately 53.0% of occupied housing units are owner-occupied and 47.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 93921?
The poverty rate in ZIP code 93921 is 8.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Carmel By The Sea, CA

Verify and explore additional data for this area using these official government sources.