Carmel By The Sea, CA · standard
ZIP Code 93921
Monterey County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,281
- 1,409/sq mi
- $96,923
- Median income
- $2,000,001
- Median home value
- 71.5%
- Bachelor's or higher
The verdict
Carmel By The Sea pairs an upper-quartile household income with top-decile home values, in a low-density, mixed-tenure area.
- Top 21%
- household income, US ZIPs
- Top 1%
- home value, US ZIPs
- 1,409
- people per sq mi
- 53%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 93921 against every reporting US ZIP.
ZIP code 93921 is classified by USPS as a standard delivery area and covers roughly 2.3 square miles in Carmel By The Sea, Monterey County, California. The area is home to 3,281 residents, producing a population density of 1,409 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 93921 against California and the nation.
On the economic side, the median household income for ZIP 93921 sits at $96,923 (5% below the California average), while per-capita income is $81,159. The poverty rate stands at 8.4% and the unemployment rate at 3.7%. On housing, the median home value is $2,000,001 (159% above the state average) with median rent at $2,753 per month, and 53.0% of occupied units are owner-occupied, a direct signal of whether 93921 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 71.5% of adults hold a bachelor's degree or higher, the median age is 69.2, and the average commute is —. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Monterey County, so you can benchmark 93921 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 93921
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 93921.
- Retail trade
Retail trade
103 establishments
- Accommodation and food services
Accommodation and food services
76 establishments
- Professional, scientific, and technical services 27
Professional, scientific, and technical services
27 establishments
- Real estate and rental and leasing 17
Real estate and rental and leasing
17 establishments
- Finance and insurance 16
Finance and insurance
16 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 93921, Carmel By The Sea, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
3,281
Population
2.3
Area (sq mi)
1,409
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 93921?
69.2
Median Age
42.8%
Male
57.2%
Female
14.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$96,923
Median Household Income
-5% vs state
$81,159
Per Capita Income
8.4%
Poverty Rate
3.7%
Unemployment Rate
How ZIP 93921 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$96,923 Top 21% higher than 79% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
3,038
Total Housing Units
1,336
Occupied Units
1,702
Vacant Units
1.71
Avg Household Size
Occupancy Type
$2,000,001
Median Home Value
+159% vs state
$2,753
Median Rent
1952
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 304 business establishments in ZIP 93921, employing approximately 2,871 people with a combined annual payroll of $144,196,000.
304
Businesses
2,871
Employees
$144.2M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 103 | 33.9% |
| Accommodation and food services | 76 | 25.0% |
| Professional, scientific, and technical services | 27 | 8.9% |
| Real estate and rental and leasing | 17 | 5.6% |
| Finance and insurance | 16 | 5.3% |
| Arts, entertainment, and recreation | 13 | 4.3% |
| Other services (except public administration) | 12 | 4.0% |
| Construction | 9 | 3.0% |
| Manufacturing | 7 | 2.3% |
| Administrative and support and waste management and remediation services | 6 | 2.0% |
| Health care and social assistance | 6 | 2.0% |
| Wholesale trade | 3 | 1.0% |
| Educational services | 3 | 1.0% |
| Industries not classified | 3 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 93921 vs 93953 →
ZIP 93921 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 93955
Seaside (93955)
33,359 residents
- 93940
Monterey (93940)
31,615 residents
- 93933
Marina (93933)
22,406 residents
- 93950
Pacific Grove (93950)
15,046 residents
- 93923 12,073
Carmel (93923)
12,073 residents
- 93953 4,509
Pebble Beach (93953)
4,509 residents
- 93921 3,281
Carmel By The Sea (93921)
3,281 residents
- 93943 6
Monterey (93943)
6 residents
What this shows Among its immediate neighbors, ZIP 93921 ranks #7 by population — useful context the national average alone can't give.
ZIP 93921 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 93953
Pebble Beach (93953)
$142,763 median income
- 93923
Carmel (93923)
$142,474 median income
- 93950
Pacific Grove (93950)
$106,065 median income
- 93940
Monterey (93940)
$106,044 median income
- 93933
Marina (93933)
$99,826 median income
- 93921
Carmel By The Sea (93921)
$96,923 median income
- 93955
Seaside (93955)
$85,282 median income
What this shows By household income, ZIP 93921 ranks #6 of 7 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Monterey County
Related Areas
Frequently Asked Questions
What county is ZIP code 93921 in? ▼
What is the population of ZIP code 93921? ▼
What is the median household income in ZIP 93921? ▼
What is the average home value in ZIP 93921? ▼
What is the demographic makeup of ZIP 93921? ▼
How many businesses are in ZIP code 93921? ▼
What are the main industries in ZIP code 93921? ▼
What is the education level in ZIP code 93921? ▼
What percentage of residents own vs. rent in ZIP 93921? ▼
What is the poverty rate in ZIP code 93921? ▼
ZIP Code Research Guides
Official Data Resources for Carmel By The Sea, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.