Residential delivery area · California
ZIP Code 93923: Carmel, CA
ZIP code 93923 uses the postal name Carmel, California and lies entirely in Monterey County (Census 2020 ZIP-county file). About 13,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $142,474 (Census Bureau, ACS 2020-2024). Its land lies outside any incorporated or census-designated place.
- ACS2020-24
- Census2020
- FHFA2022
- ZBP2023
- IRS2022
- Town
- Carmel · its only residential ZIP
- County
- Monterey County
- Metro area
- Salinas, CA
- House district
- CA-19 119th Congress
- State
- California
- Time zone
- Pacific
- Land area
- 202.7 sq mi · 62 people per sq mi
- PO Box ZIPs
- 93922 also use the name Carmel
Where is ZIP code 93923?
93923 centers on 36.406°, -121.796° and covers 202.7 square miles of land plus 0.7 of water. It borders 5 ZIP codes: 93924, 93940, 93921, 93953, 93920.
The map draws ZIP code areas only. For the streets inside 93923, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 93923 compare with the rest of Monterey County?
| Measure | 93923 | In Monterey County | In CA |
|---|---|---|---|
| People (ACS 2020-2024) | 12,565 | 14th of 33 | 953rd of 1,802 |
| Median household income | $143k | 3rd of 17 | 195th of 1,189 |
| Median home value | $1.77M | 4th of 24 | 87th of 1,317 |
Its median household income is higher than in 95% of U.S. residential ZIP codes, and it is denser than 46% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 93923?
The 2020 Census counted 12,338 people in 93923; the ACS, which samples households over 2020-2024, estimates 12,565. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 12,565
- 2020 Census count
- 12,338
- Households
- 5,427
- Median age
- 59.4
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 93923?
Of the 12,565 people the ACS estimates in 93923, 16.7% are under 18 and 39.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (74.2%), then Hispanic or Latino (12.7%).
- Under 1816.7%
- 18 to 6444.1%
- 65 and older39.2%
- White, not Hispanic74.2%
- Hispanic or Latino12.7%
- Asian, not Hispanic6.6%
- Other or two or more5.6%
- Black, not Hispanic0.9%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 93923 earn?
Median household income is $142,474 (ACS 2020-2024), the 3rd highest of the 17 ranked ZIP codes in Monterey County.
- Median household income
- $142,474±$21,297
- Income per person
- $108,086
- Below the poverty line
- 8.2%
- Unemployed (of the labor force)
- 4.7%
- Adults 25+ with a bachelor's degree
- 64.9%
- Adjusted gross income per tax return, 2022
- $264,9385,310 returns; wages 36% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 93923?
- Median home value (owners' estimate)
- $1,767,800
- Median gross rent
- $2,136
- Homes owned by their occupants
- 76.7%
- Housing units
- 7,366
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 93923?
579 business establishments had a location in this ZIP code in 2023, 3 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).
- Professional, scientific, and technical services98
- Health care and social assistance73
- Retail trade71
- Real estate and rental and leasing58
- Construction52
- Accommodation and food services48
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 93923?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 93924 | Carmel Valley | 6,316 | $149k | 8.8 mi |
| 93940 | Monterey | 30,605 | $106k | 10.8 mi |
| 93921 | Carmel By The Sea | 2,322 | $97k | 12.4 mi |
| 93953 | Pebble Beach | 3,613 | $143k | 15.0 mi |
| 93920 | Big Sur | 1,464 | $77k | 29.0 mi |
| 93943 | Monterey | 10 | – | 13.9 mi (near) |
| 93955 | Seaside | 32,266 | $85k | 14.4 mi (near) |
| 93944 | Monterey | 2,665 | – | 15.1 mi (near) |
| 93950 | Pacific Grove | 14,951 | $106k | 16.4 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.
Which other ZIP codes use the name Carmel?
1 more ZIP code carries the postal name Carmel, CA without a residential delivery area: PO boxes at the post office, or a single organization with its own ZIP code. The Census Bureau publishes no figures for it.
| ZIP | County |
|---|---|
| 93922 | Monterey County |
Source: GeoNames postal codes (CC BY 4.0), downloaded 2026-10-09; a ZIP code with no Census ZCTA has no residential delivery area.