Residential delivery area · California
ZIP Code 94521: Concord, CA
ZIP code 94521 is in Concord, California, entirely in Contra Costa County (Census 2020 ZIP-county file). About 42,000 people live there (Census Bureau, ACS 2020-2024), the most populous of Concord's 4 residential ZIP codes. Median household income is $125,899 (Census Bureau, ACS 2020-2024). By Census place, 86% of its land lies in Concord; 14% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Concord · 4 residential ZIPs
- County
- Contra Costa County
- Census places
- Concord
- Neighborhood
- Cowell GeoNames
- Metro area
- San Francisco-Oakland-Fremont, CA
- House district
- CA-10 119th Congress
- State
- California
- Time zone
- Pacific
- Land area
- 9.7 sq mi · 4,328 people per sq mi
Where is ZIP code 94521?
94521 centers on 37.953°, -121.970° and covers 9.7 square miles of land. It borders 5 ZIP codes: 94518, 94519, 94598, 94565, 94517.
The map draws ZIP code areas only. For the streets inside 94521, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.
How does 94521 compare with the rest of Concord?
| Measure | 94521 | In Concord | In Contra Costa County | In CA |
|---|---|---|---|---|
| People (ACS 2020-2024) | 41,909 | 1st of 4 | 10th of 48 | 350th of 1,802 |
| Median household income | $126k | 1st of 4 | 25th of 41 | 310th of 1,189 |
| Median home value | $853k | 2nd of 4 | 23rd of 43 | 487th of 1,317 |
Its median household income is higher than in 92% of U.S. residential ZIP codes, and it is denser than 92% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 94521?
The 2020 Census counted 42,885 people in 94521; the ACS, which samples households over 2020-2024, estimates 41,909. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 41,909
- 2020 Census count
- 42,885
- Households
- 15,938
- Median age
- 42.9
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 94521?
Of the 41,909 people the ACS estimates in 94521, 19.3% are under 18 and 19.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (51.3%), then Hispanic or Latino (18.2%).
- Under 1819.3%
- 18 to 6461.5%
- 65 and older19.2%
- White, not Hispanic51.3%
- Hispanic or Latino18.2%
- Asian, not Hispanic15.1%
- Other or two or more10.0%
- Black, not Hispanic5.4%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 94521 earn?
Median household income is $125,899 (ACS 2020-2024), the 25th highest of the 41 ranked ZIP codes in Contra Costa County.
- Median household income
- $125,899
- Income per person
- $59,781
- Below the poverty line
- 5.2%
- Unemployed (of the labor force)
- 6.1%
- Adults 25+ with a bachelor's degree
- 44.6%
- Adjusted gross income per tax return, 2022
- $113,54320,440 returns; wages 73% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 94521?
FHFA's house price index for 94521, built from repeat sales and appraisals of the same homes, rose 67% from 2015 to 2025 and rose 29% from 2020 to 2025, and moved +1.7% in 2025.
- Median home value (owners' estimate)
- $853,200
- Median gross rent
- $2,404
- Homes owned by their occupants
- 74.3%
- Housing units
- 16,451
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 94521?
655 business establishments had a location in this ZIP code in 2023, 88 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction110
- Health care and social assistance94
- Professional, scientific, and technical services75
- Other services (except public administration)75
- Accommodation and food services64
- Retail trade55
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 94521?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 94518 | Concord | 27,345 | $112k | 2.9 mi |
| 94519 | Concord | 19,058 | $122k | 3.4 mi |
| 94598 | Walnut Creek | 27,206 | $186k | 3.5 mi |
| 94565 | Pittsburg | 100,488 | $96k | 4.5 mi |
| 94517 | Clayton | 12,316 | $169k | 6.0 mi |
| 94520 | Concord | 37,381 | $83k | 4.5 mi (near) |
| 94596 | Walnut Creek | 23,417 | $136k | 5.7 mi (near) |
| 94523 | Pleasant Hill | 34,592 | $143k | 5.8 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.