Groveland, CA · standard
ZIP Code 95321
Tuolumne County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,736
- 8/sq mi
- $74,000
- Median income
- $393,100
- Median home value
- 29.7%
- Bachelor's or higher
The verdict
Groveland pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 47%
- household income, US ZIPs
- Top 21%
- home value, US ZIPs
- 8
- people per sq mi
- 87%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95321 against every reporting US ZIP.
ZIP code 95321 is classified by USPS as a standard delivery area and covers roughly 455.6 square miles in Groveland, Tuolumne County, California. The area is home to 3,736 residents, producing a population density of 8 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95321 against California and the nation.
On the economic side, the median household income for ZIP 95321 sits at $74,000 (27% below the California average), while per-capita income is $48,604. The poverty rate stands at 10.8% and the unemployment rate at 12.1%. On housing, the median home value is $393,100 (49% below the state average) with median rent at $1,394 per month, and 87.3% of occupied units are owner-occupied, a direct signal of whether 95321 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 29.7% of adults hold a bachelor's degree or higher, the median age is 58.1, and the average commute is —. Use the benchmarks above to see where 95321 sits relative to California and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 95321
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 95321.
- Accommodation and food services
Accommodation and food services
20 establishments
- Construction
Construction
16 establishments
- Professional, scientific, and technical services 6
Professional, scientific, and technical services
6 establishments
- Real estate and rental and leasing 5
Real estate and rental and leasing
5 establishments
- Agriculture, forestry, fishing and hunting 4
Agriculture, forestry, fishing and hunting
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95321, Groveland, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
3,736
Population
455.6
Area (sq mi)
8
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95321?
58.1
Median Age
53.3%
Male
46.7%
Female
12.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$74,000
Median Household Income
-27% vs state
$48,604
Per Capita Income
10.8%
Poverty Rate
12.1%
Unemployment Rate
How ZIP 95321 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$74,000 Top 47% higher than 53% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
3,665
Total Housing Units
1,556
Occupied Units
2,109
Vacant Units
2.03
Avg Household Size
Occupancy Type
$393,100
Median Home Value
-49% vs state
$1,394
Median Rent
1984
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-2.5%
YoY Change (2023)
269
HPI Index (2000 = 100)
+169%
Total Change Since 2000
Home values in ZIP 95321 have decreased 2.5% over the past year (2023). Since 2000, this ZIP has seen +169% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +2.6% | 202 |
| 2020 | -2.0% | 198 |
| 2021 | +21.5% | 241 |
| 2022 | +14.8% | 276 |
| 2023 | -2.5% | 269 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 73 business establishments in ZIP 95321, employing approximately 792 people with a combined annual payroll of $40,432,000.
73
Businesses
792
Employees
$40.4M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 20 | 27.4% |
| Construction | 16 | 21.9% |
| Professional, scientific, and technical services | 6 | 8.2% |
| Real estate and rental and leasing | 5 | 6.8% |
| Agriculture, forestry, fishing and hunting | 4 | 5.5% |
| Retail trade | 4 | 5.5% |
| Other services (except public administration) | 4 | 5.5% |
| Administrative and support and waste management and remediation services | 3 | 4.1% |
| Health care and social assistance | 3 | 4.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
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Frequently Asked Questions
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ZIP Code Research Guides
Official Data Resources for Groveland, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.