Groveland, CA · standard

ZIP Code 95321

Tuolumne County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,736
8/sq mi
$74,000
Median income
$393,100
Median home value
29.7%
Bachelor's or higher

The verdict

Groveland pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 47%
household income, US ZIPs
Top 21%
home value, US ZIPs
8
people per sq mi
87%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95321 against every reporting US ZIP.

ZIP code 95321 is classified by USPS as a standard delivery area and covers roughly 455.6 square miles in Groveland, Tuolumne County, California. The area is home to 3,736 residents, producing a population density of 8 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95321 against California and the nation.

On the economic side, the median household income for ZIP 95321 sits at $74,000 (27% below the California average), while per-capita income is $48,604. The poverty rate stands at 10.8% and the unemployment rate at 12.1%. On housing, the median home value is $393,100 (49% below the state average) with median rent at $1,394 per month, and 87.3% of occupied units are owner-occupied, a direct signal of whether 95321 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 29.7% of adults hold a bachelor's degree or higher, the median age is 58.1, and the average commute is . Use the benchmarks above to see where 95321 sits relative to California and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 95321

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 95321.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95321, Groveland, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

3,736

Population

455.6

Area (sq mi)

8

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95321?

58.1

Median Age

53.3%

Male

46.7%

Female

12.6%

Foreign-Born

White 78.7%
African American 0.4%
Asian 5.3%
American Indian or Alaska Native 1.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.2%
Hispanic or Latino 13.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$74,000

Median Household Income

-27% vs state

$48,604

Per Capita Income

10.8%

Poverty Rate

12.1%

Unemployment Rate

How ZIP 95321 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$74,000 Top 47% higher than 53% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 49.2%
Bachelor's Degree or Higher 29.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,665

Total Housing Units

1,556

Occupied Units

2,109

Vacant Units

2.03

Avg Household Size

Occupancy Type

Owner 87.3%
Renter 12.7%

$393,100

Median Home Value

-49% vs state

$1,394

Median Rent

1984

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-2.5%

YoY Change (2023)

269

HPI Index (2000 = 100)

+169%

Total Change Since 2000

Home values in ZIP 95321 have decreased 2.5% over the past year (2023). Since 2000, this ZIP has seen +169% cumulative appreciation.

Year Annual Change HPI Index
2019 +2.6% 202
2020 -2.0% 198
2021 +21.5% 241
2022 +14.8% 276
2023 -2.5% 269

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 73 business establishments in ZIP 95321, employing approximately 792 people with a combined annual payroll of $40,432,000.

73

Businesses

792

Employees

$40.4M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 20 27.4%
Construction 16 21.9%
Professional, scientific, and technical services 6 8.2%
Real estate and rental and leasing 5 6.8%
Agriculture, forestry, fishing and hunting 4 5.5%
Retail trade 4 5.5%
Other services (except public administration) 4 5.5%
Administrative and support and waste management and remediation services 3 4.1%
Health care and social assistance 3 4.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Tuolumne County

Frequently Asked Questions

What county is ZIP code 95321 in?
ZIP code 95321 (Groveland) is located in Tuolumne County, California. Tuolumne County contains multiple ZIP codes, see the full list at /counties/tuolumne-ca.
What is the population of ZIP code 95321?
ZIP code 95321 in Groveland, CA has a population of 3,736 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95321?
The median household income in ZIP 95321 is $74,000, which is 3% below the national average of $76,288.
What is the average home value in ZIP 95321?
The median home value in ZIP 95321 is $393,100, which is 41% above the national average of $278,155.
What is the demographic makeup of ZIP 95321?
The largest racial group in ZIP 95321 is White at 78.7%. Hispanic or Latino residents make up 13.8% of the population.
How many businesses are in ZIP code 95321?
ZIP code 95321 has 73 business establishments employing approximately 792 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95321?
The top industries by establishment count in ZIP 95321 are: Accommodation and food services (20), Construction (16), Professional, scientific, and technical services (6). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 95321?
According to the FHFA House Price Index, home values in ZIP 95321 decreased by 2.5% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 169%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95321?
In ZIP code 95321, 49.2% of residents aged 25+ have a high school diploma or higher, and 29.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 95321?
In ZIP code 95321, approximately 87.3% of occupied housing units are owner-occupied and 12.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95321?
The poverty rate in ZIP code 95321 is 10.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Groveland, CA

Verify and explore additional data for this area using these official government sources.