Carlotta, CA · standard
ZIP Code 95528
Humboldt County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,139
- 4/sq mi Low-density area
- $55,481
- Median income Below-median income area
- $506,300
- Median home value Above-median home value
- 25.8%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Carlotta pairs one of the lowest household incomes in the country with upper-quartile home values, in a rural, homeowner-dominated area.
- 22nd pct
- household income, US ZIPs
- Top 13%
- home value, US ZIPs
- 4
- people per sq mi
- 81%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95528 against every reporting US ZIP.
ZIP code 95528 is a sparsely populated ZIP (a standard USPS delivery area) in Carlotta, Humboldt County, California, home to just 1,139 residents across 264.9 square miles, a density of 4 people per square mile, in the Los Angeles time zone.
ZIP 95528 reports a modest median household income of $55,481 (45% below the average California ZIP), while per-capita income is $37,804. Unemployment is 22.0%, an important qualifier alongside the household-income figure. Home values sit below the statewide ZIP benchmark: the median is $506,300 (34% below the average California ZIP), and median rent is $1,250; owner occupancy is 81.2%.
Educational attainment sits below the national norm: 25.8% of adults hold a bachelor's degree or higher, the median age is 54.2, and the average commute is -. The page also surfaces 2 ZIP codes within roughly 10 miles and 6 more in Humboldt County, so 95528 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95528, Carlotta, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,139
Population
264.9
Area (sq mi)
4
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95528?
54.2
Median Age
47.5%
Male
52.5%
Female
2.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$55,481
Median Household Income
-45% vs state ZIP avg
$37,804
Per Capita Income
18.4%
Poverty Rate
22.0%
Unemployment Rate
How ZIP 95528 ranks among California ZIPs
Carlotta, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$55,481 11th percentile higher than 11% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
651housing units
651
Total Housing Units
527
Occupied Units
124
Vacant Units
2.44
Avg Household Size
Occupancy Type
$506,300
Median Home Value
-34% vs state ZIP avg
$1,250
Median Rent
1972
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-4.3%
YoY Change (2022)
258
HPI Index (2000 = 100)
+158%
Total Change Since 2000
Home values in ZIP 95528 have decreased 4.3% over the past year (2022). Since 2000, this ZIP has seen +158% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2018 | -0.1% | 216 |
| 2019 | +5.7% | 228 |
| 2020 | +4.7% | 239 |
| 2021 | +12.7% | 270 |
| 2022 | -4.3% | 258 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 9 business establishments in ZIP 95528, employing approximately 25 people with a combined annual payroll of $1,309,000.
9
Businesses
25
Employees
$1.3M
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 5 | 55.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95528 vs 95565 →
ZIP 95528 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95528
Carlotta (95528)
1,139 residents
- 95565
Scotia (95565)
1,071 residents
- 95569 361
Redcrest (95569)
361 residents
What this shows Among its immediate neighbors, ZIP 95528 ranks the most populous - useful context the national average alone can't give.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95528, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,139 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Humboldt County
Related Areas
Frequently Asked Questions
What county is ZIP code 95528 in?
ZIP code 95528 (Carlotta) is located in Humboldt County, California. Humboldt County contains multiple ZIP codes, see the full list at /counties/humboldt-ca.
What is the population of ZIP code 95528?
ZIP code 95528 in Carlotta, CA has a population of 1,139 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95528?
The median household income in ZIP 95528 is $55,481, which is 27% below the national average of $76,288.
What is the average home value in ZIP 95528?
The median home value in ZIP 95528 is $506,300, which is 82% above the national average of $278,155.
What is the demographic makeup of ZIP 95528?
The largest racial group in ZIP 95528 is White at 85.1%. Hispanic or Latino residents make up 9.6% of the population.
How many businesses are in ZIP code 95528?
ZIP code 95528 has 9 business establishments employing approximately 25 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
How have home values changed in ZIP code 95528?
According to the FHFA House Price Index, home values in ZIP 95528 decreased by 4.3% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 158%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95528?
In ZIP code 95528, 48.4% of residents aged 25+ have a high school diploma or higher, and 25.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 95528?
In ZIP code 95528, approximately 81.2% of occupied housing units are owner-occupied and 18.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95528?
The poverty rate in ZIP code 95528 is 18.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95528's numbers, next.
- See how ZIP 95528 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Carlotta, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.