Carlotta, CA · standard
ZIP Code 95528
Humboldt County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,139
- 4/sq mi
- $55,481
- Median income
- $506,300
- Median home value
- 25.8%
- Bachelor's or higher
The verdict
Carlotta pairs one of the lowest household incomes in the country with upper-quartile home values, in a rural, homeowner-dominated area.
- 22th pct
- household income, US ZIPs
- Top 13%
- home value, US ZIPs
- 4
- people per sq mi
- 81%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95528 against every reporting US ZIP.
ZIP code 95528 is classified by USPS as a standard delivery area and covers roughly 264.9 square miles in Carlotta, Humboldt County, California. The area is home to 1,139 residents, producing a population density of 4 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95528 against California and the nation.
On the economic side, the median household income for ZIP 95528 sits at $55,481 (45% below the California average), while per-capita income is $37,804. The poverty rate stands at 18.4% and the unemployment rate at 22.0%. On housing, the median home value is $506,300 (34% below the state average) with median rent at $1,250 per month, and 81.2% of occupied units are owner-occupied, a direct signal of whether 95528 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 25.8% of adults hold a bachelor's degree or higher, the median age is 54.2, and the average commute is —. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Humboldt County, so you can benchmark 95528 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95528, Carlotta, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
1,139
Population
264.9
Area (sq mi)
4
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95528?
54.2
Median Age
47.5%
Male
52.5%
Female
2.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$55,481
Median Household Income
-45% vs state
$37,804
Per Capita Income
18.4%
Poverty Rate
22.0%
Unemployment Rate
How ZIP 95528 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$55,481 22nd percentile higher than 22% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
651
Total Housing Units
527
Occupied Units
124
Vacant Units
2.44
Avg Household Size
Occupancy Type
$506,300
Median Home Value
-34% vs state
$1,250
Median Rent
1972
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-4.3%
YoY Change (2022)
258
HPI Index (2000 = 100)
+158%
Total Change Since 2000
Home values in ZIP 95528 have decreased 4.3% over the past year (2022). Since 2000, this ZIP has seen +158% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2018 | -0.1% | 216 |
| 2019 | +5.7% | 228 |
| 2020 | +4.7% | 239 |
| 2021 | +12.7% | 270 |
| 2022 | -4.3% | 258 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 9 business establishments in ZIP 95528, employing approximately 25 people with a combined annual payroll of $1,309,000.
9
Businesses
25
Employees
$1.3M
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 5 | 55.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95528 vs 95565 →
ZIP 95528 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95528
Carlotta (95528)
1,139 residents
- 95565
Scotia (95565)
1,071 residents
- 95569 361
Redcrest (95569)
361 residents
What this shows Among its immediate neighbors, ZIP 95528 ranks the most populous — useful context the national average alone can't give.
More ZIP Codes in Humboldt County
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Frequently Asked Questions
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ZIP Code Research Guides
Official Data Resources for Carlotta, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.