PlainZIP

Carlotta, CA · standard

ZIP Code 95528

Humboldt County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,139
4/sq mi
$55,481
Median income
$506,300
Median home value
25.8%
Bachelor's or higher

The verdict

Carlotta pairs one of the lowest household incomes in the country with upper-quartile home values, in a rural, homeowner-dominated area.

22th pct
household income, US ZIPs
Top 13%
home value, US ZIPs
4
people per sq mi
81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95528 against every reporting US ZIP.

ZIP code 95528 is a sparsely populated ZIP (a standard USPS delivery area) in Carlotta, Humboldt County, California, home to just 1,139 residents across 264.9 square miles, a density of 4 people per square mile, in the Los Angeles time zone.

ZIP 95528 reports a modest median household income of $55,481 (45% below the California average), while per-capita income is $37,804. 18.4% of residents live below the poverty line, and the unemployment rate reads 22.0%. On housing, the median home value is $506,300 (34% below the state average) with median rent at $1,250 per month, and 81.2% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 25.8% of adults hold a bachelor's degree or higher, the median age is 54.2, and the average commute is -. To put 95528 in local context, 2 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Humboldt County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95528, Carlotta, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,139

Population

264.9

Area (sq mi)

4

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95528?

54.2

Median Age

47.5%

Male

52.5%

Female

2.6%

Foreign-Born

White 85.1%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 4.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.0%
Hispanic or Latino 9.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$55,481

Median Household Income

-45% vs state

$37,804

Per Capita Income

18.4%

Poverty Rate

22.0%

Unemployment Rate

How ZIP 95528 ranks nationally

Carlotta, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$55,481 22nd percentile higher than 22% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 48.4%
Bachelor's Degree or Higher 25.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

651

Total Housing Units

527

Occupied Units

124

Vacant Units

2.44

Avg Household Size

Occupancy Type

Owner 81.2%
Renter 18.8%

$506,300

Median Home Value

-34% vs state

$1,250

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-4.3%

YoY Change (2022)

258

HPI Index (2000 = 100)

+158%

Total Change Since 2000

Home values in ZIP 95528 have decreased 4.3% over the past year (2022). Since 2000, this ZIP has seen +158% cumulative appreciation.

Year Annual Change HPI Index
2018 -0.1% 216
2019 +5.7% 228
2020 +4.7% 239
2021 +12.7% 270
2022 -4.3% 258

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 9 business establishments in ZIP 95528, employing approximately 25 people with a combined annual payroll of $1,309,000.

9

Businesses

25

Employees

$1.3M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Construction 5 55.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95528 vs 95565 →

ZIP 95528 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95528 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95565 Scotia, CA 1,071 5.2 mi
95569 Redcrest, CA 361 9.9 mi

More ZIP Codes in Humboldt County

95503 standard
Eureka, CA
Pop: 24,152
95501 standard
Eureka, CA
Pop: 23,976
95521 standard
Arcata, CA
Pop: 20,199
95519 standard
Mckinleyville, CA
Pop: 17,432
95540 standard
Fortuna, CA
Pop: 13,657
95546 standard
Hoopa, CA
Pop: 3,494

Related Areas

Humboldt County Carlotta, CA California

Frequently Asked Questions

What county is ZIP code 95528 in? ▼
ZIP code 95528 (Carlotta) is located in Humboldt County, California. Humboldt County contains multiple ZIP codes, see the full list at /counties/humboldt-ca.
What is the population of ZIP code 95528? ▼
ZIP code 95528 in Carlotta, CA has a population of 1,139 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95528? ▼
The median household income in ZIP 95528 is $55,481, which is 27% below the national average of $76,288.
What is the average home value in ZIP 95528? ▼
The median home value in ZIP 95528 is $506,300, which is 82% above the national average of $278,155.
What is the demographic makeup of ZIP 95528? ▼
The largest racial group in ZIP 95528 is White at 85.1%. Hispanic or Latino residents make up 9.6% of the population.
How many businesses are in ZIP code 95528? ▼
ZIP code 95528 has 9 business establishments employing approximately 25 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
How have home values changed in ZIP code 95528? ▼
According to the FHFA House Price Index, home values in ZIP 95528 decreased by 4.3% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 158%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95528? ▼
In ZIP code 95528, 48.4% of residents aged 25+ have a high school diploma or higher, and 25.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 95528? ▼
In ZIP code 95528, approximately 81.2% of occupied housing units are owner-occupied and 18.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95528? ▼
The poverty rate in ZIP code 95528 is 18.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.