ZIP Code 95540

ZIP code 95540 is classified by USPS as a standard delivery area and covers roughly 71.9 square miles in Fortuna, Humboldt County, California. The area is home to 13,657 residents, producing a population density of 190 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95540 against California and the nation.

On the economic side, the median household income for ZIP 95540 sits at $63,695 (37% below the California average), while per-capita income is $35,239. The poverty rate stands at 17.4% and the unemployment rate at 7.8%. On housing, the median home value is $389,500 (50% below the state average) with median rent at $1,178 per month, and 56.4% of occupied units are owner-occupied, a direct signal of whether 95540 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 26.2% of adults hold a bachelor's degree or higher, the median age is 39.1, and the average commute is 23 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Humboldt County, so you can benchmark 95540 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →