Residential delivery area · California
ZIP Code 95540: Fortuna, CA
ZIP code 95540 uses the postal name Fortuna, California and lies entirely in Humboldt County (Census 2020 ZIP-county file). About 14,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $63,695 (Census Bureau, ACS 2020-2024). By Census place, 15% of its land lies in Fortuna, and 3% in smaller places; 81% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Fortuna · its only residential ZIP
- County
- Humboldt County
- Census places
- Fortuna
- Neighborhood
- Alton GeoNames
- Micro area
- Eureka-Arcata, CA
- House district
- CA-2 119th Congress
- State
- California
- Time zone
- Pacific
- Land area
- 34.0 sq mi · 425 people per sq mi
Where is ZIP code 95540?
95540 centers on 40.567°, -124.126° and covers 34.0 square miles of land plus 0.5 of water. It borders 6 ZIP codes: 95547, 95536, 95562, 95551, 95565, 95528.
The map draws ZIP code areas only. For the streets inside 95540, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.
How does 95540 compare with the rest of Humboldt County?
| Measure | 95540 | In Humboldt County | In CA |
|---|---|---|---|
| People (ACS 2020-2024) | 14,469 | 5th of 36 | 917th of 1,802 |
| Median household income | $64k | 5th of 9 | 1,046th of 1,189 |
| Median home value | $390k | 15th of 17 | 1,102nd of 1,317 |
Its median household income is higher than in 36% of U.S. residential ZIP codes, and it is denser than 70% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 95540?
The 2020 Census counted 14,055 people in 95540; the ACS, which samples households over 2020-2024, estimates 14,469. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 14,469
- 2020 Census count
- 14,055
- Households
- 5,689
- Median age
- 39.1
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 95540?
Of the 14,469 people the ACS estimates in 95540, 20.3% are under 18 and 17.0% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (64.3%), then Hispanic or Latino (23.3%).
- Under 1820.3%
- 18 to 6462.7%
- 65 and older17.0%
- White, not Hispanic64.3%
- Hispanic or Latino23.3%
- Other or two or more8.0%
- Asian, not Hispanic2.8%
- Black, not Hispanic1.7%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 95540 earn?
Median household income is $63,695 (ACS 2020-2024), the 5th highest of the 9 ranked ZIP codes in Humboldt County.
- Median household income
- $63,695
- Income per person
- $35,239
- Below the poverty line
- 17.4%
- Unemployed (of the labor force)
- 7.8%
- Adults 25+ with a bachelor's degree
- 26.2%
- Adjusted gross income per tax return, 2022
- $66,6376,100 returns; wages 65% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 95540?
FHFA's house price index for 95540, built from repeat sales and appraisals of the same homes, rose 77% from 2015 to 2025 and rose 36% from 2020 to 2025, and moved −0.6% in 2025.
- Median home value (owners' estimate)
- $389,500
- Median gross rent
- $1,178
- Homes owned by their occupants
- 56.4%
- Housing units
- 6,059
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 95540?
323 business establishments had a location in this ZIP code in 2023, 9 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade57
- Accommodation and food services44
- Other services (except public administration)35
- Health care and social assistance32
- Construction31
- Real estate and rental and leasing24
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 95540?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 95547 | Hydesville | 1,263 | $97k | 2.6 mi |
| 95536 | Ferndale | 3,050 | $73k | 6.3 mi |
| 95562 | Rio Dell | 3,422 | $43k | 8.8 mi |
| 95551 | Loleta | 1,880 | $65k | 9.3 mi |
| 95565 | Scotia | 764 | $57k | 9.7 mi |
| 95528 | Carlotta | 1,286 | $56k | 11.3 mi |
| 95503 | Eureka | 25,054 | $72k | 11.9 mi (near) |
| 95537 | Fields Landing | 532 | $79k | 12.1 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.