PlainZIP

Durham, CA · standard

ZIP Code 95938

Butte County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,787
20/sq mi
$82,974
Median income
$611,700
Median home value
43.6%
Bachelor's or higher

The verdict

Durham pairs an above-median household income with top-decile home values, in a rural, homeowner-dominated area.

Top 34%
household income, US ZIPs
Top 9%
home value, US ZIPs
20
people per sq mi
65%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95938 against every reporting US ZIP.

ZIP code 95938 covers 185.6 square miles in Durham, Butte County, California (a standard USPS delivery area), with a modest 3,787 residents on file, a density of 20 people per square mile, in the Los Angeles time zone.

ZIP 95938 lands in the middle-income range, with a median household income of $82,974 (18% below the California average), while per-capita income is $47,033. Local economic indicators show a 12.9% poverty rate alongside 8.3% unemployment. On housing, the median home value is $611,700 (21% below the state average) with median rent at $1,138 per month, and 64.6% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 43.6% of adults hold a bachelor's degree or higher, the median age is 44, and the average commute is -. To put 95938 in local context, 4 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Butte County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 95938

Top 5 sectors by establishment count in Durham, CA

Which industries have the most business establishments in ZIP 95938.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95938, Durham, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,787

Population

185.6

Area (sq mi)

20

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95938?

44.0

Median Age

51.2%

Male

48.8%

Female

4.9%

Foreign-Born

White 88.3%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.7%
Two or More Ethnicities 6.8%
Hispanic or Latino 8.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$82,974

Median Household Income

-18% vs state

$47,033

Per Capita Income

12.9%

Poverty Rate

8.3%

Unemployment Rate

How ZIP 95938 ranks nationally

Durham, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$82,974 Top 34% higher than 66% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.7%
Bachelor's Degree or Higher 43.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,603

Total Housing Units

1,513

Occupied Units

90

Vacant Units

2.60

Avg Household Size

Occupancy Type

Owner 64.6%
Renter 35.4%

$611,700

Median Home Value

-21% vs state

$1,138

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+0.4%

YoY Change (2024)

288

HPI Index (2000 = 100)

+188%

Total Change Since 2000

Home values in ZIP 95938 have increased 0.4% over the past year (2024). Since 2000, this ZIP has seen +188% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.7% 250
2021 +8.2% 271
2022 +12.4% 304
2023 -5.6% 287
2024 +0.4% 288

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 88 business establishments in ZIP 95938, employing approximately 734 people with a combined annual payroll of $41,214,000.

88

Businesses

734

Employees

$41.2M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Construction 19 21.6%
Manufacturing 9 10.2%
Professional, scientific, and technical services 8 9.1%
Retail trade 7 8.0%
Administrative and support and waste management and remediation services 7 8.0%
Other services (except public administration) 7 8.0%
Finance and insurance 5 5.7%
Health care and social assistance 5 5.7%
Wholesale trade 4 4.5%
Transportation and warehousing 4 4.5%
Accommodation and food services 4 4.5%
Agriculture, forestry, fishing and hunting 3 3.4%
Real estate and rental and leasing 3 3.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95938 vs 95928 →

ZIP 95938 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95938 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95938 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95938 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95928 Chico, CA 36,511 6.1 mi
95974 Richvale, CA 8 8.7 mi
95926 Chico, CA 37,725 10.1 mi
95920 Butte City, CA 274 12.3 mi

More ZIP Codes in Butte County

95926 standard
Chico, CA
Pop: 37,725
95928 standard
Chico, CA
Pop: 36,511
95973 standard
Chico, CA
Pop: 31,957
95966 standard
Oroville, CA
Pop: 30,643
95969 standard
Paradise, CA
Pop: 27,549
95965 standard
Oroville, CA
Pop: 20,384

Related Areas

Butte County Durham, CA California

Frequently Asked Questions

What county is ZIP code 95938 in? ▼
ZIP code 95938 (Durham) is located in Butte County, California. Butte County contains multiple ZIP codes, see the full list at /counties/butte-ca.
What is the population of ZIP code 95938? ▼
ZIP code 95938 in Durham, CA has a population of 3,787 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95938? ▼
The median household income in ZIP 95938 is $82,974, which is 9% above the national average of $76,288.
What is the average home value in ZIP 95938? ▼
The median home value in ZIP 95938 is $611,700, which is 120% above the national average of $278,155.
What is the demographic makeup of ZIP 95938? ▼
The largest racial group in ZIP 95938 is White at 88.3%. Hispanic or Latino residents make up 8.4% of the population.
How many businesses are in ZIP code 95938? ▼
ZIP code 95938 has 88 business establishments employing approximately 734 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95938? ▼
The top industries by establishment count in ZIP 95938 are: Construction (19), Manufacturing (9), Professional, scientific, and technical services (8). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 95938? ▼
According to the FHFA House Price Index, home values in ZIP 95938 increased by 0.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 188%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95938? ▼
In ZIP code 95938, 61.7% of residents aged 25+ have a high school diploma or higher, and 43.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 95938? ▼
In ZIP code 95938, approximately 64.6% of occupied housing units are owner-occupied and 35.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95938? ▼
The poverty rate in ZIP code 95938 is 12.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.