PlainZIP

Sutter, CA · standard

ZIP Code 95982

Sutter County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,221
28/sq mi
$96,224
Median income
$417,000
Median home value
23.6%
Bachelor's or higher

The verdict

Sutter pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 22%
household income, US ZIPs
Top 19%
home value, US ZIPs
28
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95982 against every reporting US ZIP.

ZIP code 95982 covers 115.0 square miles in Sutter, Sutter County, California (a standard USPS delivery area), with a modest 3,221 residents on file, a density of 28 people per square mile, in the Los Angeles time zone.

ZIP 95982 lands in the middle-income range, with a median household income of $96,224 (5% below the California average), while per-capita income is $45,521. Local economic indicators show a 6.2% poverty rate alongside 8.8% unemployment. Median home value sits at $417,000 (46% below the state average), median rent at $1,750 a month, and owner-occupancy at 79.1%.

Educational attainment sits below the national norm: 23.6% of adults hold a bachelor's degree or higher, the median age is 43.1, and the average commute is 24 minutes. A geography-based comparison follows: 4 ZIP codes within about 10 miles of 95982, plus 6 more within Sutter County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 95982

Top 5 sectors by establishment count in Sutter, CA

Which industries have the most business establishments in ZIP 95982.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95982, Sutter, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,221

Population

115.0

Area (sq mi)

28

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95982?

43.1

Median Age

55.0%

Male

45.0%

Female

0.6%

Foreign-Born

White 79.2%
African American 0.0%
Asian 0.3%
American Indian or Alaska Native 1.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 16.9%
Hispanic or Latino 23.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$96,224

Median Household Income

-5% vs state

$45,521

Per Capita Income

6.2%

Poverty Rate

8.8%

Unemployment Rate

24.4 min

Mean Commute Time

How ZIP 95982 ranks nationally

Sutter, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$96,224 Top 22% higher than 78% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.7%
Bachelor's Degree or Higher 23.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,173

Total Housing Units

1,130

Occupied Units

43

Vacant Units

2.46

Avg Household Size

Occupancy Type

Owner 79.1%
Renter 20.9%

$417,000

Median Home Value

-46% vs state

$1,750

Median Rent

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.9%

YoY Change (2024)

310

HPI Index (2000 = 100)

+210%

Total Change Since 2000

Home values in ZIP 95982 have increased 2.9% over the past year (2024). Since 2000, this ZIP has seen +210% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.6% 242
2021 +16.3% 281
2022 +11.4% 313
2023 -3.8% 301
2024 +2.9% 310

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 58 business establishments in ZIP 95982, employing approximately 674 people with a combined annual payroll of $37,807,000.

58

Businesses

674

Employees

$37.8M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Construction 10 17.2%
Transportation and warehousing 9 15.5%
Administrative and support and waste management and remediation services 8 13.8%
Retail trade 7 12.1%
Other services (except public administration) 5 8.6%
Accommodation and food services 4 6.9%
Real estate and rental and leasing 3 5.2%
Health care and social assistance 3 5.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95982 vs 95953 →

ZIP 95982 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95982 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95982 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95982 ranks the highest of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95953 Live Oak, CA 10,718 5.0 mi
95957 Meridian, CA 761 8.5 mi
95993 Yuba City, CA 36,067 9.4 mi
95950 Grimes, CA 569 11.5 mi

More ZIP Codes in Sutter County

95991 standard
Yuba City, CA
Pop: 40,593
95993 standard
Yuba City, CA
Pop: 36,067
95953 standard
Live Oak, CA
Pop: 10,718
95674 standard
Rio Oso, CA
Pop: 935
95668 standard
Pleasant Grove, CA
Pop: 815
95957 standard
Meridian, CA
Pop: 761

Related Areas

Sutter County Sutter, CA California

Frequently Asked Questions

What county is ZIP code 95982 in? ▼
ZIP code 95982 (Sutter) is located in Sutter County, California. Sutter County contains multiple ZIP codes, see the full list at /counties/sutter-ca.
What is the population of ZIP code 95982? ▼
ZIP code 95982 in Sutter, CA has a population of 3,221 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95982? ▼
The median household income in ZIP 95982 is $96,224, which is 26% above the national average of $76,288.
What is the average home value in ZIP 95982? ▼
The median home value in ZIP 95982 is $417,000, which is 50% above the national average of $278,155.
What is the demographic makeup of ZIP 95982? ▼
The largest racial group in ZIP 95982 is White at 79.2%. Hispanic or Latino residents make up 23.2% of the population.
How many businesses are in ZIP code 95982? ▼
ZIP code 95982 has 58 business establishments employing approximately 674 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95982? ▼
The top industries by establishment count in ZIP 95982 are: Construction (10), Transportation and warehousing (9), Administrative and support and waste management and remediation services (8). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 95982? ▼
According to the FHFA House Price Index, home values in ZIP 95982 increased by 2.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 210%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95982? ▼
In ZIP code 95982, 55.7% of residents aged 25+ have a high school diploma or higher, and 23.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95982? ▼
The mean commute time for workers in ZIP code 95982 is 24.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95982? ▼
In ZIP code 95982, approximately 79.1% of occupied housing units are owner-occupied and 20.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95982? ▼
The poverty rate in ZIP code 95982 is 6.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.