Sutter, CA · standard
ZIP Code 95982
Sutter County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,221
- 28/sq mi Moderate-density area
- $96,224
- Median income Above-median income area
- $417,000
- Median home value Above-median home value
- 23.6%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Sutter pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 22%
- household income, US ZIPs
- Top 19%
- home value, US ZIPs
- 28
- people per sq mi
- 79%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95982 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 95982 (Sutter, CA) rose +2.9% from 2023 to 2024. The all-transactions index moved from 301.4 in 2023 to 310.0 in 2024 (2000 = 100).
ZIP code 95982 covers 115.0 square miles in Sutter, Sutter County, California (a standard USPS delivery area), with a modest 3,221 residents on file, a density of 28 people per square mile, in the Los Angeles time zone.
ZIP 95982 lands in the middle-income range, with a median household income of $96,224 (5% below the average California ZIP), while per-capita income is $45,521. The poverty rate is 6.2%, with unemployment at 8.8%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $417,000 (46% below the average California ZIP), and median rent is $1,750; owner occupancy is 79.1%.
Educational attainment sits below the national norm: 23.6% of adults hold a bachelor's degree or higher, the median age is 43.1, and the average commute is 24 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Sutter County, so 95982 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95982
Top 5 sectors by establishment count in Sutter, CA
Which industries have the most business establishments in ZIP 95982.
- Construction
Construction
10 establishments
- Transportation and warehousing
Transportation and warehousing
9 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
8 establishments
- Retail trade
Retail trade
7 establishments
- Other services (except public administration)
Other services (except public administration)
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95982, Sutter, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,221
Population
115.0
Area (sq mi)
28
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95982?
43.1
Median Age
55.0%
Male
45.0%
Female
0.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$96,224
Median Household Income
-5% vs state ZIP avg
$45,521
Per Capita Income
6.2%
Poverty Rate
8.8%
Unemployment Rate
24.4 min
Mean Commute Time
How ZIP 95982 ranks among California ZIPs
Sutter, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$96,224 Top 47% higher than 53% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,173housing units
1,173
Total Housing Units
1,130
Occupied Units
43
Vacant Units
2.46
Avg Household Size
Occupancy Type
$417,000
Median Home Value
-46% vs state ZIP avg
$1,750
Median Rent
1976
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.9%
YoY Change (2024)
310
HPI Index (2000 = 100)
+210%
Total Change Since 2000
Home values in ZIP 95982 have increased 2.9% over the past year (2024). Since 2000, this ZIP has seen +210% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.6% | 242 |
| 2021 | +16.3% | 281 |
| 2022 | +11.4% | 313 |
| 2023 | -3.8% | 301 |
| 2024 | +2.9% | 310 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 58 business establishments in ZIP 95982, employing approximately 674 people with a combined annual payroll of $37,807,000.
58
Businesses
674
Employees
$37.8M
Annual Payroll
8
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 10 | 17.2% |
| Transportation and warehousing | 9 | 15.5% |
| Administrative and support and waste management and remediation services | 8 | 13.8% |
| Retail trade | 7 | 12.1% |
| Other services (except public administration) | 5 | 8.6% |
| Accommodation and food services | 4 | 6.9% |
| Real estate and rental and leasing | 3 | 5.2% |
| Health care and social assistance | 3 | 5.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95982 vs 95953 →
ZIP 95982 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95993
Yuba City (95993)
36,067 residents
- 95953 10,718
Live Oak (95953)
10,718 residents
- 95982 3,221
Sutter (95982)
3,221 residents
- 95957 761
Meridian (95957)
761 residents
- 95950 569
Grimes (95950)
569 residents
What this shows Among its immediate neighbors, ZIP 95982 ranks #3 by population - useful context the national average alone can't give.
ZIP 95982 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95982
Sutter (95982)
$96,224 median income
- 95993
Yuba City (95993)
$93,763 median income
- 95957
Meridian (95957)
$78,333 median income
- 95953
Live Oak (95953)
$74,786 median income
What this shows By household income, ZIP 95982 ranks the highest of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95982, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,221 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Sutter County
Related Areas
Frequently Asked Questions
What county is ZIP code 95982 in?
ZIP code 95982 (Sutter) is located in Sutter County, California. Sutter County contains multiple ZIP codes, see the full list at /counties/sutter-ca.
What is the population of ZIP code 95982?
ZIP code 95982 in Sutter, CA has a population of 3,221 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95982?
The median household income in ZIP 95982 is $96,224, which is 26% above the national average of $76,288.
What is the average home value in ZIP 95982?
The median home value in ZIP 95982 is $417,000, which is 50% above the national average of $278,155.
What is the demographic makeup of ZIP 95982?
The largest racial group in ZIP 95982 is White at 79.2%. Hispanic or Latino residents make up 23.2% of the population.
How many businesses are in ZIP code 95982?
ZIP code 95982 has 58 business establishments employing approximately 674 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95982?
The top industries by establishment count in ZIP 95982 are: Construction (10), Transportation and warehousing (9), Administrative and support and waste management and remediation services (8). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 95982?
According to the FHFA House Price Index, home values in ZIP 95982 increased by 2.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 210%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95982?
In ZIP code 95982, 55.7% of residents aged 25+ have a high school diploma or higher, and 23.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95982?
The mean commute time for workers in ZIP code 95982 is 24.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95982?
In ZIP code 95982, approximately 79.1% of occupied housing units are owner-occupied and 20.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95982?
The poverty rate in ZIP code 95982 is 6.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95982's numbers, next.
- See how ZIP 95982 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Sutter, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.