Loyalton, CA · standard
ZIP Code 96118
Sierra County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,627
- 3/sq mi
- $54,167
- Median income
- $243,800
- Median home value
- 26.2%
- Bachelor's or higher
The verdict
Loyalton pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.
- 20th pct
- household income, US ZIPs
- Top 44%
- home value, US ZIPs
- 3
- people per sq mi
- 75%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 96118 against every reporting US ZIP.
ZIP code 96118 is classified by USPS as a standard delivery area and covers roughly 524.8 square miles in Loyalton, Sierra County, California. The area is home to 1,627 residents, producing a population density of 3 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 96118 against California and the nation.
On the economic side, the median household income for ZIP 96118 sits at $54,167 (47% below the California average), while per-capita income is $33,137. The poverty rate stands at 7.9% and the unemployment rate at 19.2%. On housing, the median home value is $243,800 (68% below the state average) with median rent at — per month, and 75.1% of occupied units are owner-occupied, a direct signal of whether 96118 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 26.2% of adults hold a bachelor's degree or higher, the median age is 54.8, and the average commute is —. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Sierra County, so you can benchmark 96118 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 96118
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 96118.
- Construction
Construction
6 establishments
- Health care and social assistance
Health care and social assistance
6 establishments
- Accommodation and food services
Accommodation and food services
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 96118, Loyalton, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
1,627
Population
524.8
Area (sq mi)
3
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 96118?
54.8
Median Age
48.6%
Male
51.4%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$54,167
Median Household Income
-47% vs state
$33,137
Per Capita Income
7.9%
Poverty Rate
19.2%
Unemployment Rate
How ZIP 96118 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$54,167 20th percentile higher than 20% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
774
Total Housing Units
622
Occupied Units
152
Vacant Units
2.08
Avg Household Size
Occupancy Type
$243,800
Median Home Value
-68% vs state
1972
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+9.4%
YoY Change (2024)
254
HPI Index (2000 = 100)
+154%
Total Change Since 2000
Home values in ZIP 96118 have increased 9.4% over the past year (2024). Since 2000, this ZIP has seen +154% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2018 | +14.3% | 175 |
| 2019 | -3.7% | 169 |
| 2020 | +9.3% | 184 |
| 2021 | +9.4% | 202 |
| 2024 | — | 254 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 23 business establishments in ZIP 96118, employing approximately 88 people with a combined annual payroll of $3,020,000.
23
Businesses
88
Employees
$3.0M
Annual Payroll
3
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 6 | 26.1% |
| Health care and social assistance | 6 | 26.1% |
| Accommodation and food services | 3 | 13.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 96118 vs 96129 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 96129 | Beckwourth, CA | 261 | 12.3 mi |
More ZIP Codes in Sierra County
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Frequently Asked Questions
What county is ZIP code 96118 in? ▼
What is the population of ZIP code 96118? ▼
What is the median household income in ZIP 96118? ▼
What is the average home value in ZIP 96118? ▼
What is the demographic makeup of ZIP 96118? ▼
How many businesses are in ZIP code 96118? ▼
What are the main industries in ZIP code 96118? ▼
How have home values changed in ZIP code 96118? ▼
What is the education level in ZIP code 96118? ▼
What percentage of residents own vs. rent in ZIP 96118? ▼
What is the poverty rate in ZIP code 96118? ▼
ZIP Code Research Guides
Official Data Resources for Loyalton, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.