PlainZIP

Yachats, OR · standard

ZIP Code 97498

Lincoln County, Oregon — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,814
7/sq mi
$67,188
Median income
$511,500
Median home value
49.1%
Bachelor's or higher

The verdict

Yachats pairs a below-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

42th pct
household income, US ZIPs
Top 12%
home value, US ZIPs
7
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 97498 against every reporting US ZIP.

ZIP code 97498 is classified by USPS as a standard delivery area and covers roughly 255.5 square miles in Yachats, Lincoln County, Oregon. The area is home to 1,814 residents, producing a population density of 7 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 97498 against Oregon and the nation.

On the economic side, the median household income for ZIP 97498 sits at $67,188 (14% below the Oregon average), while per-capita income is $46,895. The poverty rate stands at 10.1% and the unemployment rate at 3.4%. On housing, the median home value is $511,500 (18% above the state average) with median rent at $1,076 per month, and 76.5% of occupied units are owner-occupied, a direct signal of whether 97498 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 49.1% of adults hold a bachelor's degree or higher, the median age is 62.2, and the average commute is —. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Lincoln County, so you can benchmark 97498 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 97498

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 97498.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 97498, Yachats, OR · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,814

Population

255.5

Area (sq mi)

7

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 97498?

62.2

Median Age

46.9%

Male

53.1%

Female

5.0%

Foreign-Born

White 90.4%
African American 0.4%
Asian 0.6%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.0%
Hispanic or Latino 3.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$67,188

Median Household Income

-14% vs state

$46,895

Per Capita Income

10.1%

Poverty Rate

3.4%

Unemployment Rate

How ZIP 97498 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$67,188 42nd percentile higher than 42% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.7%
Bachelor's Degree or Higher 49.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,744

Total Housing Units

1,055

Occupied Units

689

Vacant Units

1.84

Avg Household Size

Occupancy Type

Owner 76.5%
Renter 23.5%

$511,500

Median Home Value

+18% vs state

$1,076

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.2%

YoY Change (2024)

279

HPI Index (2000 = 100)

+179%

Total Change Since 2000

Home values in ZIP 97498 have increased 3.2% over the past year (2024). Since 2000, this ZIP has seen +179% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.0% 192
2021 +14.2% 219
2022 +13.4% 249
2023 +8.9% 271
2024 +3.2% 279

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 64 business establishments in ZIP 97498, employing approximately 507 people with a combined annual payroll of $16,887,000.

64

Businesses

507

Employees

$16.9M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 23 35.9%
Retail trade 7 10.9%
Health care and social assistance 7 10.9%
Real estate and rental and leasing 6 9.4%
Professional, scientific, and technical services 6 9.4%
Administrative and support and waste management and remediation services 4 6.3%
Construction 3 4.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 97498 vs 97394 →

ZIP Code City Population Distance
97394 Waldport, OR 4,643 10.0 mi

More ZIP Codes in Lincoln County

97365 standard
Newport, OR
Pop: 10,744
97367 standard
Lincoln City, OR
Pop: 9,416
97391 standard
Toledo, OR
Pop: 5,344
97394 standard
Waldport, OR
Pop: 4,643
97368 standard
Otis, OR
Pop: 3,435
97380 standard
Siletz, OR
Pop: 2,449

Related Areas

Lincoln County Yachats, OR Oregon

Frequently Asked Questions

What county is ZIP code 97498 in? ▼
ZIP code 97498 (Yachats) is located in Lincoln County, Oregon. Lincoln County contains multiple ZIP codes, see the full list at /counties/lincoln-or.
What is the population of ZIP code 97498? ▼
ZIP code 97498 in Yachats, OR has a population of 1,814 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 97498? ▼
The median household income in ZIP 97498 is $67,188, which is 12% below the national average of $76,288.
What is the average home value in ZIP 97498? ▼
The median home value in ZIP 97498 is $511,500, which is 84% above the national average of $278,155.
What is the demographic makeup of ZIP 97498? ▼
The largest racial group in ZIP 97498 is White at 90.4%. Hispanic or Latino residents make up 3.9% of the population.
How many businesses are in ZIP code 97498? ▼
ZIP code 97498 has 64 business establishments employing approximately 507 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 97498? ▼
The top industries by establishment count in ZIP 97498 are: Accommodation and food services (23), Retail trade (7), Health care and social assistance (7). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 97498? ▼
According to the FHFA House Price Index, home values in ZIP 97498 increased by 3.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 179%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 97498? ▼
In ZIP code 97498, 57.7% of residents aged 25+ have a high school diploma or higher, and 49.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 97498? ▼
In ZIP code 97498, approximately 76.5% of occupied housing units are owner-occupied and 23.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 97498? ▼
The poverty rate in ZIP code 97498 is 10.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Yachats, OR

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.