Yachats, OR · standard

ZIP Code 97498

Lincoln County, Oregon - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,814
7/sq mi Low-density area
$67,188
Median income Near-median income area
$511,500
Median home value Above-median home value
49.1%
Bachelor's or higher Above-average bachelor's attainment

National ZIP placement

Yachats pairs a below-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

42nd pct
household income, US ZIPs
Top 12%
home value, US ZIPs
7
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 97498 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 97498 (Yachats, OR) rose +3.2% from 2023 to 2024. The all-transactions index moved from 270.8 in 2023 to 279.5 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 97498 covers 255.5 square miles in Yachats, Lincoln County, Oregon (a standard USPS delivery area), with a modest 1,814 residents on file, a density of 7 people per square mile, in the Los Angeles time zone.

ZIP 97498 reports a modest median household income of $67,188 (14% below the average Oregon ZIP), while per-capita income is $46,895. The poverty rate is 10.1%, with unemployment at 3.4%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $511,500 (18% above the average Oregon ZIP), while 76.5% of occupied homes are owner-occupied and median rent is $1,076.

A solid share of residents have a four-year degree: 49.1% of adults hold a bachelor's degree or higher, the median age is 62.2, and the average commute is -. The page also surfaces 1 ZIP codes within roughly 10 miles and 6 more in Lincoln County, so 97498 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 97498

Top 5 sectors by establishment count in Yachats, OR

Which industries have the most business establishments in ZIP 97498.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 97498, Yachats, OR · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,814

Population

255.5

Area (sq mi)

7

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 97498?

62.2

Median Age

46.9%

Male

53.1%

Female

5.0%

Foreign-Born

White 90.4%
African American 0.4%
Asian 0.6%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.0%
Hispanic or Latino 3.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$67,188

Median Household Income

-14% vs state ZIP avg

$46,895

Per Capita Income

10.1%

Poverty Rate

3.4%

Unemployment Rate

How ZIP 97498 ranks among Oregon ZIPs

Yachats, OR household income vs. every Oregon ZIP code

Median household income among 378 reporting Oregon ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$67,188 39th percentile higher than 39% of 378 Oregon ZIPs

This ZIP $0 $200K+ every Oregon ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Oregon ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.7%
Bachelor's Degree or Higher 49.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,744

Total Housing Units

1,055

Occupied Units

689

Vacant Units

1.84

Avg Household Size

Occupancy Type

Owner 76.5%
Renter 23.5%

$511,500

Median Home Value

+18% vs state ZIP avg

$1,076

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.2%

YoY Change (2024)

279

HPI Index (2000 = 100)

+179%

Total Change Since 2000

Home values in ZIP 97498 have increased 3.2% over the past year (2024). Since 2000, this ZIP has seen +179% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.0% 192
2021 +14.2% 219
2022 +13.4% 249
2023 +8.9% 271
2024 +3.2% 279

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 64 business establishments in ZIP 97498, employing approximately 507 people with a combined annual payroll of $16,887,000.

64

Businesses

507

Employees

$16.9M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 23 35.9%
Retail trade 7 10.9%
Health care and social assistance 7 10.9%
Real estate and rental and leasing 6 9.4%
Professional, scientific, and technical services 6 9.4%
Administrative and support and waste management and remediation services 4 6.3%
Construction 3 4.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 97498 vs 97394 →

ZIP Code City Population Distance
97394 Waldport, OR 4,643 10.0 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 97498, both outside OR so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (1,814 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Lincoln County

Frequently Asked Questions

What county is ZIP code 97498 in?

ZIP code 97498 (Yachats) is located in Lincoln County, Oregon. Lincoln County contains multiple ZIP codes, see the full list at /counties/lincoln-or.

What is the population of ZIP code 97498?

ZIP code 97498 in Yachats, OR has a population of 1,814 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 97498?

The median household income in ZIP 97498 is $67,188, which is 12% below the national average of $76,288.

What is the average home value in ZIP 97498?

The median home value in ZIP 97498 is $511,500, which is 84% above the national average of $278,155.

What is the demographic makeup of ZIP 97498?

The largest racial group in ZIP 97498 is White at 90.4%. Hispanic or Latino residents make up 3.9% of the population.

How many businesses are in ZIP code 97498?

ZIP code 97498 has 64 business establishments employing approximately 507 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 97498?

The top industries by establishment count in ZIP 97498 are: Accommodation and food services (23), Retail trade (7), Health care and social assistance (7). There are 7 industry sectors represented in total.

How have home values changed in ZIP code 97498?

According to the FHFA House Price Index, home values in ZIP 97498 increased by 3.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 179%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 97498?

In ZIP code 97498, 57.7% of residents aged 25+ have a high school diploma or higher, and 49.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What percentage of residents own vs. rent in ZIP 97498?

In ZIP code 97498, approximately 76.5% of occupied housing units are owner-occupied and 23.5% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 97498?

The poverty rate in ZIP code 97498 is 10.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 97498's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

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Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.