Cave Junction, OR · standard

ZIP Code 97523

Josephine County, Oregon - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,264
14/sq mi Moderate-density area
$47,589
Median income Below-median income area
$329,800
Median home value Above-median home value
19.2%
Bachelor's or higher Near-average bachelor's attainment

National ZIP placement

Cave Junction pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.

12th pct
household income, US ZIPs
Top 29%
home value, US ZIPs
14
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 97523 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 97523 (Cave Junction, OR) rose +18.9% from 2023 to 2024. The all-transactions index moved from 278.6 in 2023 to 331.4 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 97523 is a mid-sized community (a standard USPS delivery area) in Cave Junction, Josephine County, Oregon, home to 6,264 residents across 438.0 square miles, a density of 14 people per square mile, in the Los Angeles time zone.

ZIP 97523 reports a modest median household income of $47,589 (39% below the average Oregon ZIP), while per-capita income is $29,412. Economic pressure is pronounced: 23.3% of residents are below the poverty line and unemployment is 13.4%. Home values sit below the statewide ZIP benchmark: the median is $329,800 (24% below the average Oregon ZIP), and median rent is $1,372; owner occupancy is 79.2%.

Educational attainment sits below the national norm: 19.2% of adults hold a bachelor's degree or higher, the median age is 42.5, and the average commute is -. The page also surfaces 1 ZIP codes within roughly 10 miles and 6 more in Josephine County, so 97523 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 97523

Top 5 sectors by establishment count in Cave Junction, OR

Which industries have the most business establishments in ZIP 97523.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 97523, Cave Junction, OR · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

6,264

Population

438.0

Area (sq mi)

14

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 97523?

42.5

Median Age

49.6%

Male

50.4%

Female

5.3%

Foreign-Born

White 89.0%
African American 1.1%
Asian 0.8%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.4%
Hispanic or Latino 6.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$47,589

Median Household Income

-39% vs state ZIP avg

$29,412

Per Capita Income

23.3%

Poverty Rate

13.4%

Unemployment Rate

How ZIP 97523 ranks among Oregon ZIPs

Cave Junction, OR household income vs. every Oregon ZIP code

Median household income among 378 reporting Oregon ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$47,589 9th percentile higher than 9% of 378 Oregon ZIPs

This ZIP $0 $200K+ every Oregon ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Oregon ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.2%
Bachelor's Degree or Higher 19.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,678

Total Housing Units

3,121

Occupied Units

557

Vacant Units

2.30

Avg Household Size

Occupancy Type

Owner 79.2%
Renter 20.8%

$329,800

Median Home Value

-24% vs state ZIP avg

$1,372

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+18.9%

YoY Change (2024)

331

HPI Index (2000 = 100)

+231%

Total Change Since 2000

Home values in ZIP 97523 have increased 18.9% over the past year (2024). Since 2000, this ZIP has seen +231% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.4% 239
2021 +20.0% 287
2022 +18.0% 338
2023 -17.6% 279
2024 +18.9% 331

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 118 business establishments in ZIP 97523, employing approximately 993 people with a combined annual payroll of $30,970,000.

118

Businesses

993

Employees

$31.0M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Retail trade 23 19.5%
Accommodation and food services 19 16.1%
Other services (except public administration) 9 7.6%
Construction 8 6.8%
Manufacturing 7 5.9%
Professional, scientific, and technical services 7 5.9%
Health care and social assistance 7 5.9%
Agriculture, forestry, fishing and hunting 6 5.1%
Educational services 6 5.1%
Information 5 4.2%
Real estate and rental and leasing 5 4.2%
Administrative and support and waste management and remediation services 5 4.2%
Arts, entertainment, and recreation 3 2.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 97523 vs 97531 →

ZIP Code City Population Distance
97531 Kerby, OR 522 7.0 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 97523, both outside OR so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (6,264 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Josephine County

Frequently Asked Questions

What county is ZIP code 97523 in?

ZIP code 97523 (Cave Junction) is located in Josephine County, Oregon. Josephine County contains multiple ZIP codes, see the full list at /counties/josephine-or.

What is the population of ZIP code 97523?

ZIP code 97523 in Cave Junction, OR has a population of 6,264 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 97523?

The median household income in ZIP 97523 is $47,589, which is 38% below the national average of $76,288.

What is the average home value in ZIP 97523?

The median home value in ZIP 97523 is $329,800, which is 19% above the national average of $278,155.

What is the demographic makeup of ZIP 97523?

The largest racial group in ZIP 97523 is White at 89.0%. Hispanic or Latino residents make up 6.2% of the population.

How many businesses are in ZIP code 97523?

ZIP code 97523 has 118 business establishments employing approximately 993 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 97523?

The top industries by establishment count in ZIP 97523 are: Retail trade (23), Accommodation and food services (19), Other services (except public administration) (9). There are 13 industry sectors represented in total.

How have home values changed in ZIP code 97523?

According to the FHFA House Price Index, home values in ZIP 97523 increased by 18.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 231%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 97523?

In ZIP code 97523, 54.2% of residents aged 25+ have a high school diploma or higher, and 19.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What percentage of residents own vs. rent in ZIP 97523?

In ZIP code 97523, approximately 79.2% of occupied housing units are owner-occupied and 20.8% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 97523?

The poverty rate in ZIP code 97523 is 23.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 97523's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

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Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.