Summer Lake, OR · standard

ZIP Code 97640

Lake County, Oregon — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

99
0/sq mi
$63,636
Median income
$338,000
Median home value
11.5%
Bachelor's or higher

The verdict

Summer Lake pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

36th pct
household income, US ZIPs
Top 28%
home value, US ZIPs
0
people per sq mi
69%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 97640 against every reporting US ZIP.

ZIP code 97640 is classified by USPS as a standard delivery area and covers roughly 990.0 square miles in Summer Lake, Lake County, Oregon. The area is home to 99 residents, producing a population density of 0 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 97640 against Oregon and the nation.

On the economic side, the median household income for ZIP 97640 sits at $63,636 (18% below the Oregon average), while per-capita income is $29,047. The poverty rate stands at 5.7% and the unemployment rate at 0.0%. On housing, the median home value is $338,000 (22% below the state average) with median rent at per month, and 69.1% of occupied units are owner-occupied, a direct signal of whether 97640 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 11.5% of adults hold a bachelor's degree or higher, the median age is 56.1, and the average commute is . Use the benchmarks above to see where 97640 sits relative to Oregon and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 97640, Summer Lake, OR · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

99

Population

990.0

Area (sq mi)

0

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 97640?

56.1

Median Age

52.2%

Male

47.8%

Female

1.9%

Foreign-Born

White 76.1%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 23.9%
Hispanic or Latino 23.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,636

Median Household Income

-18% vs state

$29,047

Per Capita Income

5.7%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 97640 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$63,636 36th percentile higher than 36% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 46.0%
Bachelor's Degree or Higher 11.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

129

Total Housing Units

68

Occupied Units

61

Vacant Units

2.34

Avg Household Size

Occupancy Type

Owner 69.1%
Renter 30.9%

$338,000

Median Home Value

-22% vs state

2005

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

More ZIP Codes in Lake County

Frequently Asked Questions

What county is ZIP code 97640 in?
ZIP code 97640 (Summer Lake) is located in Lake County, Oregon. Lake County contains multiple ZIP codes, see the full list at /counties/lake-or.
What is the population of ZIP code 97640?
ZIP code 97640 in Summer Lake, OR has a population of 99 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 97640?
The median household income in ZIP 97640 is $63,636, which is 17% below the national average of $76,288.
What is the average home value in ZIP 97640?
The median home value in ZIP 97640 is $338,000, which is 22% above the national average of $278,155.
What is the demographic makeup of ZIP 97640?
The largest racial group in ZIP 97640 is White at 76.1%. Hispanic or Latino residents make up 23.9% of the population.
What is the education level in ZIP code 97640?
In ZIP code 97640, 46.0% of residents aged 25+ have a high school diploma or higher, and 11.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 97640?
In ZIP code 97640, approximately 69.1% of occupied housing units are owner-occupied and 30.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 97640?
The poverty rate in ZIP code 97640 is 5.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Summer Lake, OR

Verify and explore additional data for this area using these official government sources.