PlainZIP

Bend, OR · standard

ZIP Code 97702

Deschutes County, Oregon — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

40,583
191/sq mi
$96,112
Median income
$695,500
Median home value
48.4%
Bachelor's or higher

The verdict

Bend pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 22%
household income, US ZIPs
Top 6%
home value, US ZIPs
191
people per sq mi
72%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 97702 against every reporting US ZIP.

ZIP code 97702 is classified by USPS as a standard delivery area and covers roughly 212.3 square miles in Bend, Deschutes County, Oregon. The area is home to 40,583 residents, producing a population density of 191 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 97702 against Oregon and the nation.

On the economic side, the median household income for ZIP 97702 sits at $96,112 (23% above the Oregon average), while per-capita income is $55,948. The poverty rate stands at 7.8% and the unemployment rate at 3.5%. On housing, the median home value is $695,500 (61% above the state average) with median rent at $1,994 per month, and 71.5% of occupied units are owner-occupied, a direct signal of whether 97702 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 48.4% of adults hold a bachelor's degree or higher, the median age is 42.8, and the average commute is 18 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Deschutes County, so you can benchmark 97702 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 97702

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 97702.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 97702, Bend, OR · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

40,583

Population

212.3

Area (sq mi)

191

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 97702?

42.8

Median Age

50.4%

Male

49.6%

Female

4.6%

Foreign-Born

White 86.4%
African American 0.2%
Asian 0.8%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.4%
Hispanic or Latino 9.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$96,112

Median Household Income

+23% vs state

$55,948

Per Capita Income

7.8%

Poverty Rate

3.5%

Unemployment Rate

18.0 min

Mean Commute Time

How ZIP 97702 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$96,112 Top 22% higher than 78% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.6%
Bachelor's Degree or Higher 48.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

24,164

Total Housing Units

22,396

Occupied Units

1,768

Vacant Units

2.43

Avg Household Size

Occupancy Type

Owner 71.5%
Renter 28.5%

$695,500

Median Home Value

+61% vs state

$1,994

Median Rent

2000

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.8%

YoY Change (2024)

411

HPI Index (2000 = 100)

+311%

Total Change Since 2000

Home values in ZIP 97702 have increased 3.8% over the past year (2024). Since 2000, this ZIP has seen +311% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.6% 270
2021 +20.7% 326
2022 +20.3% 393
2023 +0.7% 396
2024 +3.8% 411

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 2,259 business establishments in ZIP 97702, employing approximately 18,657 people with a combined annual payroll of $983,790,000.

2,259

Businesses

18,657

Employees

$983.8M

Annual Payroll

18

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 366 16.2%
Construction 340 15.1%
Health care and social assistance 246 10.9%
Retail trade 208 9.2%
Real estate and rental and leasing 199 8.8%
Other services (except public administration) 161 7.1%
Administrative and support and waste management and remediation services 147 6.5%
Accommodation and food services 145 6.4%
Finance and insurance 110 4.9%
Manufacturing 107 4.7%
Arts, entertainment, and recreation 55 2.4%
Wholesale trade 54 2.4%
Information 43 1.9%
Transportation and warehousing 28 1.2%
Educational services 28 1.2%
Utilities 9 0.4%
Agriculture, forestry, fishing and hunting 7 0.3%
Management of companies and enterprises 4 0.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 97702 vs 97701 →

ZIP Code City Population Distance
97701 Bend, OR 58,993 4.5 mi

More ZIP Codes in Deschutes County

97701 standard
Bend, OR
Pop: 58,993
97756 standard
Redmond, OR
Pop: 33,554
97739 standard
La Pine, OR
Pop: 11,018
97759 standard
Sisters, OR
Pop: 6,294
97707 standard
Bend, OR
Pop: 5,814
97712 standard
Brothers, OR
Pop: 38

Related Areas

Deschutes County Bend, OR Oregon

Frequently Asked Questions

What county is ZIP code 97702 in? ▼
ZIP code 97702 (Bend) is located in Deschutes County, Oregon. Deschutes County contains multiple ZIP codes, see the full list at /counties/deschutes-or.
What is the population of ZIP code 97702? ▼
ZIP code 97702 in Bend, OR has a population of 40,583 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 97702? ▼
The median household income in ZIP 97702 is $96,112, which is 26% above the national average of $76,288.
What is the average home value in ZIP 97702? ▼
The median home value in ZIP 97702 is $695,500, which is 150% above the national average of $278,155.
What is the demographic makeup of ZIP 97702? ▼
The largest racial group in ZIP 97702 is White at 86.4%. Hispanic or Latino residents make up 9.9% of the population.
How many businesses are in ZIP code 97702? ▼
ZIP code 97702 has 2,259 business establishments employing approximately 18,657 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 97702? ▼
The top industries by establishment count in ZIP 97702 are: Professional, scientific, and technical services (366), Construction (340), Health care and social assistance (246). There are 18 industry sectors represented in total.
How have home values changed in ZIP code 97702? ▼
According to the FHFA House Price Index, home values in ZIP 97702 increased by 3.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 311%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 97702? ▼
In ZIP code 97702, 66.6% of residents aged 25+ have a high school diploma or higher, and 48.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 97702? ▼
The mean commute time for workers in ZIP code 97702 is 18.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 97702? ▼
In ZIP code 97702, approximately 71.5% of occupied housing units are owner-occupied and 28.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 97702? ▼
The poverty rate in ZIP code 97702 is 7.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Bend, OR

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.