Edmonds, WA · standard

ZIP Code 98020

Snohomish County, Washington — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

18,304
1,365/sq mi
$130,319
Median income
$1,031,500
Median home value
61.7%
Bachelor's or higher

The verdict

Edmonds pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 7%
household income, US ZIPs
Top 2%
home value, US ZIPs
1,365
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98020 against every reporting US ZIP.

ZIP code 98020 is classified by USPS as a standard delivery area and covers roughly 13.4 square miles in Edmonds, Snohomish County, Washington. The area is home to 18,304 residents, producing a population density of 1,365 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 98020 against Washington and the nation.

On the economic side, the median household income for ZIP 98020 sits at $130,319 (43% above the Washington average), while per-capita income is $95,813. The poverty rate stands at 3.0% and the unemployment rate at 6.0%. On housing, the median home value is $1,031,500 (102% above the state average) with median rent at $1,978 per month, and 74.9% of occupied units are owner-occupied, a direct signal of whether 98020 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 61.7% of adults hold a bachelor's degree or higher, the median age is 51.2, and the average commute is 27 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Snohomish County, so you can benchmark 98020 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 98020

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 98020.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 98020, Edmonds, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

18,304

Population

13.4

Area (sq mi)

1,365

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 98020?

51.2

Median Age

46.3%

Male

53.7%

Female

9.5%

Foreign-Born

White 84.7%
African American 0.6%
Asian 5.2%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.6%
Hispanic or Latino 5.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$130,319

Median Household Income

+43% vs state

$95,813

Per Capita Income

3.0%

Poverty Rate

6.0%

Unemployment Rate

27.2 min

Mean Commute Time

How ZIP 98020 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$130,319 Top 7% higher than 93% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 73.5%
Bachelor's Degree or Higher 61.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,526

Total Housing Units

9,017

Occupied Units

509

Vacant Units

2.15

Avg Household Size

Occupancy Type

Owner 74.9%
Renter 25.1%

$1,031,500

Median Home Value

+102% vs state

$1,978

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.2%

YoY Change (2024)

374

HPI Index (2000 = 100)

+274%

Total Change Since 2000

Home values in ZIP 98020 have increased 8.2% over the past year (2024). Since 2000, this ZIP has seen +274% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.6% 265
2021 +13.2% 300
2022 +17.0% 351
2023 -1.4% 346
2024 +8.2% 374

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 840 business establishments in ZIP 98020, employing approximately 6,420 people with a combined annual payroll of $403,907,000.

840

Businesses

6,420

Employees

$403.9M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 159 18.9%
Health care and social assistance 103 12.3%
Accommodation and food services 80 9.5%
Other services (except public administration) 80 9.5%
Real estate and rental and leasing 72 8.6%
Construction 69 8.2%
Retail trade 62 7.4%
Finance and insurance 61 7.3%
Wholesale trade 39 4.6%
Administrative and support and waste management and remediation services 35 4.2%
Arts, entertainment, and recreation 16 1.9%
Educational services 15 1.8%
Agriculture, forestry, fishing and hunting 13 1.6%
Information 13 1.6%
Manufacturing 10 1.2%
Transportation and warehousing 9 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 98020 vs 98177 →

ZIP 98020 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 98020 ranks #0 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 98020 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 98020 ranks #7 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
98177 Seattle, WA 19,030 4.0 mi
98043 Mountlake Terrace, WA 19,943 3.1 mi
98026 Edmonds, WA 35,921 3.1 mi
98133 Seattle, WA 44,555 4.4 mi
98036 Lynnwood, WA 36,000 4.3 mi
98155 Seattle, WA 32,778 4.5 mi
98117 Seattle, WA 31,365 7.8 mi
98037 Lynnwood, WA 26,889 4.9 mi
98107 Seattle, WA 21,147 9.2 mi
98103 Seattle, WA 45,911 8.9 mi

More ZIP Codes in Snohomish County

Frequently Asked Questions

What county is ZIP code 98020 in?
ZIP code 98020 (Edmonds) is located in Snohomish County, Washington. Snohomish County contains multiple ZIP codes, see the full list at /counties/snohomish-wa.
What is the population of ZIP code 98020?
ZIP code 98020 in Edmonds, WA has a population of 18,304 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 98020?
The median household income in ZIP 98020 is $130,319, which is 71% above the national average of $76,288.
What is the average home value in ZIP 98020?
The median home value in ZIP 98020 is $1,031,500, which is 271% above the national average of $278,155.
What is the demographic makeup of ZIP 98020?
The largest racial group in ZIP 98020 is White at 84.7%. Hispanic or Latino residents make up 5.3% of the population.
How many businesses are in ZIP code 98020?
ZIP code 98020 has 840 business establishments employing approximately 6,420 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 98020?
The top industries by establishment count in ZIP 98020 are: Professional, scientific, and technical services (159), Health care and social assistance (103), Accommodation and food services (80). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 98020?
According to the FHFA House Price Index, home values in ZIP 98020 increased by 8.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 274%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 98020?
In ZIP code 98020, 73.5% of residents aged 25+ have a high school diploma or higher, and 61.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 98020?
The mean commute time for workers in ZIP code 98020 is 27.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 98020?
In ZIP code 98020, approximately 74.9% of occupied housing units are owner-occupied and 25.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 98020?
The poverty rate in ZIP code 98020 is 3.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Edmonds, WA

Verify and explore additional data for this area using these official government sources.