Freeland, WA · standard

ZIP Code 98249

Island County, Washington — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,561
111/sq mi
$99,519
Median income
$627,400
Median home value
50.9%
Bachelor's or higher

The verdict

Freeland pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 19%
household income, US ZIPs
Top 8%
home value, US ZIPs
111
people per sq mi
83%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98249 against every reporting US ZIP.

ZIP code 98249 is classified by USPS as a standard delivery area and covers roughly 41.3 square miles in Freeland, Island County, Washington. The area is home to 4,561 residents, producing a population density of 111 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 98249 against Washington and the nation.

On the economic side, the median household income for ZIP 98249 sits at $99,519 (9% above the Washington average), while per-capita income is $63,963. The poverty rate stands at 8.2% and the unemployment rate at 2.2%. On housing, the median home value is $627,400 (23% above the state average) with median rent at $1,566 per month, and 83.1% of occupied units are owner-occupied, a direct signal of whether 98249 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 50.9% of adults hold a bachelor's degree or higher, the median age is 58.8, and the average commute is . We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Island County, so you can benchmark 98249 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 98249

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 98249.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 98249, Freeland, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

4,561

Population

41.3

Area (sq mi)

111

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 98249?

58.8

Median Age

50.3%

Male

49.7%

Female

6.1%

Foreign-Born

White 90.1%
African American 0.5%
Asian 0.5%
American Indian or Alaska Native 2.4%
Native Hawaiian or Pacific Islander 0.3%
Two or More Ethnicities 5.9%
Hispanic or Latino 3.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$99,519

Median Household Income

+9% vs state

$63,963

Per Capita Income

8.2%

Poverty Rate

2.2%

Unemployment Rate

How ZIP 98249 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$99,519 Top 19% higher than 81% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.3%
Bachelor's Degree or Higher 50.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,206

Total Housing Units

2,180

Occupied Units

1,026

Vacant Units

1.92

Avg Household Size

Occupancy Type

Owner 83.1%
Renter 16.9%

$627,400

Median Home Value

+23% vs state

$1,566

Median Rent

1991

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+0.8%

YoY Change (2024)

338

HPI Index (2000 = 100)

+238%

Total Change Since 2000

Home values in ZIP 98249 have increased 0.8% over the past year (2024). Since 2000, this ZIP has seen +238% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.0% 228
2021 +13.9% 260
2022 +18.9% 309
2023 +8.7% 336
2024 +0.8% 338

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 205 business establishments in ZIP 98249, employing approximately 1,305 people with a combined annual payroll of $66,950,000.

205

Businesses

1,305

Employees

$67.0M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 33 16.1%
Construction 32 15.6%
Professional, scientific, and technical services 24 11.7%
Health care and social assistance 21 10.2%
Real estate and rental and leasing 18 8.8%
Other services (except public administration) 16 7.8%
Finance and insurance 15 7.3%
Accommodation and food services 11 5.4%
Manufacturing 9 4.4%
Administrative and support and waste management and remediation services 8 3.9%
Wholesale trade 6 2.9%
Utilities 3 1.5%
Transportation and warehousing 3 1.5%
Arts, entertainment, and recreation 3 1.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 98249 vs 98260 →

ZIP 98249 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 98249 ranks #3 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 98249 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 98249 ranks #2 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
98260 Langley, WA 5,278 4.2 mi
98253 Greenbank, WA 1,837 5.0 mi
98340 Hansville, WA 2,537 8.1 mi
98236 Clinton, WA 5,635 7.5 mi

More ZIP Codes in Island County

Frequently Asked Questions

What county is ZIP code 98249 in?
ZIP code 98249 (Freeland) is located in Island County, Washington. Island County contains multiple ZIP codes, see the full list at /counties/island-wa.
What is the population of ZIP code 98249?
ZIP code 98249 in Freeland, WA has a population of 4,561 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 98249?
The median household income in ZIP 98249 is $99,519, which is 30% above the national average of $76,288.
What is the average home value in ZIP 98249?
The median home value in ZIP 98249 is $627,400, which is 126% above the national average of $278,155.
What is the demographic makeup of ZIP 98249?
The largest racial group in ZIP 98249 is White at 90.1%. Hispanic or Latino residents make up 3.0% of the population.
How many businesses are in ZIP code 98249?
ZIP code 98249 has 205 business establishments employing approximately 1,305 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 98249?
The top industries by establishment count in ZIP 98249 are: Retail trade (33), Construction (32), Professional, scientific, and technical services (24). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 98249?
According to the FHFA House Price Index, home values in ZIP 98249 increased by 0.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 238%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 98249?
In ZIP code 98249, 67.3% of residents aged 25+ have a high school diploma or higher, and 50.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 98249?
In ZIP code 98249, approximately 83.1% of occupied housing units are owner-occupied and 16.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 98249?
The poverty rate in ZIP code 98249 is 8.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Freeland, WA

Verify and explore additional data for this area using these official government sources.