Stanwood, WA · standard

ZIP Code 98292

Snohomish County, Washington — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

20,987
109/sq mi
$101,765
Median income
$654,100
Median home value
26.6%
Bachelor's or higher

The verdict

Stanwood pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 18%
household income, US ZIPs
Top 7%
home value, US ZIPs
109
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98292 against every reporting US ZIP.

ZIP code 98292 is classified by USPS as a standard delivery area and covers roughly 193.1 square miles in Stanwood, Snohomish County, Washington. The area is home to 20,987 residents, producing a population density of 109 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 98292 against Washington and the nation.

On the economic side, the median household income for ZIP 98292 sits at $101,765 (12% above the Washington average), while per-capita income is $52,447. The poverty rate stands at 7.9% and the unemployment rate at 5.6%. On housing, the median home value is $654,100 (28% above the state average) with median rent at $1,807 per month, and 79.3% of occupied units are owner-occupied, a direct signal of whether 98292 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 26.6% of adults hold a bachelor's degree or higher, the median age is 41.9, and the average commute is 36 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Snohomish County, so you can benchmark 98292 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 98292

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 98292.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 98292, Stanwood, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

20,987

Population

193.1

Area (sq mi)

109

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 98292?

41.9

Median Age

47.5%

Male

52.5%

Female

3.6%

Foreign-Born

White 83.1%
African American 0.3%
Asian 1.6%
American Indian or Alaska Native 1.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.5%
Hispanic or Latino 9.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$101,765

Median Household Income

+12% vs state

$52,447

Per Capita Income

7.9%

Poverty Rate

5.6%

Unemployment Rate

35.9 min

Mean Commute Time

How ZIP 98292 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$101,765 Top 18% higher than 82% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.3%
Bachelor's Degree or Higher 26.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

10,459

Total Housing Units

9,912

Occupied Units

547

Vacant Units

2.73

Avg Household Size

Occupancy Type

Owner 79.3%
Renter 20.7%

$654,100

Median Home Value

+28% vs state

$1,807

Median Rent

1993

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.4%

YoY Change (2024)

332

HPI Index (2000 = 100)

+232%

Total Change Since 2000

Home values in ZIP 98292 have increased 9.4% over the past year (2024). Since 2000, this ZIP has seen +232% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.5% 227
2021 +14.2% 259
2022 +19.1% 308
2023 -1.4% 304
2024 +9.4% 332

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 558 business establishments in ZIP 98292, employing approximately 4,229 people with a combined annual payroll of $223,310,000.

558

Businesses

4,229

Employees

$223.3M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Construction 119 21.3%
Other services (except public administration) 69 12.4%
Retail trade 54 9.7%
Accommodation and food services 51 9.1%
Professional, scientific, and technical services 49 8.8%
Health care and social assistance 48 8.6%
Real estate and rental and leasing 31 5.6%
Administrative and support and waste management and remediation services 26 4.7%
Finance and insurance 23 4.1%
Manufacturing 21 3.8%
Transportation and warehousing 21 3.8%
Arts, entertainment, and recreation 12 2.1%
Agriculture, forestry, fishing and hunting 8 1.4%
Educational services 8 1.4%
Information 7 1.3%
Wholesale trade 6 1.1%
Utilities 4 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 98292 vs 98238 →

ZIP 98292 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 98292 ranks #2 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
98238 Conway, WA 85 7.9 mi
98271 Marysville, WA 27,184 9.5 mi

More ZIP Codes in Snohomish County

Frequently Asked Questions

What county is ZIP code 98292 in?
ZIP code 98292 (Stanwood) is located in Snohomish County, Washington. Snohomish County contains multiple ZIP codes, see the full list at /counties/snohomish-wa.
What is the population of ZIP code 98292?
ZIP code 98292 in Stanwood, WA has a population of 20,987 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 98292?
The median household income in ZIP 98292 is $101,765, which is 33% above the national average of $76,288.
What is the average home value in ZIP 98292?
The median home value in ZIP 98292 is $654,100, which is 135% above the national average of $278,155.
What is the demographic makeup of ZIP 98292?
The largest racial group in ZIP 98292 is White at 83.1%. Hispanic or Latino residents make up 9.0% of the population.
How many businesses are in ZIP code 98292?
ZIP code 98292 has 558 business establishments employing approximately 4,229 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 98292?
The top industries by establishment count in ZIP 98292 are: Construction (119), Other services (except public administration) (69), Retail trade (54). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 98292?
According to the FHFA House Price Index, home values in ZIP 98292 increased by 9.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 232%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 98292?
In ZIP code 98292, 57.3% of residents aged 25+ have a high school diploma or higher, and 26.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 98292?
The mean commute time for workers in ZIP code 98292 is 35.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 98292?
In ZIP code 98292, approximately 79.3% of occupied housing units are owner-occupied and 20.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 98292?
The poverty rate in ZIP code 98292 is 7.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Stanwood, WA

Verify and explore additional data for this area using these official government sources.