Bremerton, WA · standard
ZIP Code 98312
Kitsap County, Washington - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 30,203
- 190/sq mi High-density area
- $90,449
- Median income Above-median income area
- $473,100
- Median home value Above-median home value
- 29.0%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Bremerton pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 27%
- household income, US ZIPs
- Top 15%
- home value, US ZIPs
- 190
- people per sq mi
- 64%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98312 against every reporting US ZIP.
ZIP code 98312 is a densely settled ZIP (a standard USPS delivery area) in Bremerton, Kitsap County, Washington, with 30,203 residents across 159.3 square miles, a density of 190 people per square mile, in the Los Angeles time zone.
ZIP 98312 lands in the middle-income range, with a median household income of $90,449 (1% below the average Washington ZIP), while per-capita income is $46,940. The poverty rate is 11.3%, with unemployment at 3.7%; those measures add context to the income figure. Median home value is $473,100 (7% below the average Washington ZIP) and median rent is $1,739; 63.5% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 29.0% of adults hold a bachelor's degree or higher, the median age is 36.8, and the average commute is 26 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Kitsap County, so 98312 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 98312
Top 5 sectors by establishment count in Bremerton, WA
Which industries have the most business establishments in ZIP 98312.
- Construction
Construction
111 establishments
- Retail trade
Retail trade
94 establishments
- Other services (except public administration)
Other services (except public administration)
82 establishments
- Accommodation and food services
Accommodation and food services
57 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
49 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 98312, Bremerton, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
30,203
Population
159.3
Area (sq mi)
190
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 98312?
36.8
Median Age
52.3%
Male
47.7%
Female
7.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$90,449
Median Household Income
-1% vs state ZIP avg
$46,940
Per Capita Income
11.3%
Poverty Rate
3.7%
Unemployment Rate
26.3 min
Mean Commute Time
How ZIP 98312 ranks nationally
Bremerton, WA household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$90,449 Top 27% higher than 73% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
15,340housing units
15,340
Total Housing Units
14,436
Occupied Units
904
Vacant Units
2.49
Avg Household Size
Occupancy Type
$473,100
Median Home Value
-7% vs state ZIP avg
$1,739
Median Rent
1980
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+0.3%
YoY Change (2024)
366
HPI Index (2000 = 100)
+266%
Total Change Since 2000
Home values in ZIP 98312 have increased 0.3% over the past year (2024). Since 2000, this ZIP has seen +266% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.9% | 273 |
| 2021 | +16.9% | 319 |
| 2022 | +13.3% | 361 |
| 2023 | +1.1% | 365 |
| 2024 | +0.3% | 366 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 624 business establishments in ZIP 98312, employing approximately 7,695 people with a combined annual payroll of $471,270,000.
624
Businesses
7,695
Employees
$471.3M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 111 | 17.8% |
| Retail trade | 94 | 15.1% |
| Other services (except public administration) | 82 | 13.1% |
| Accommodation and food services | 57 | 9.1% |
| Professional, scientific, and technical services | 49 | 7.8% |
| Administrative and support and waste management and remediation services | 42 | 6.7% |
| Health care and social assistance | 41 | 6.6% |
| Real estate and rental and leasing | 39 | 6.3% |
| Wholesale trade | 29 | 4.7% |
| Manufacturing | 19 | 3.0% |
| Transportation and warehousing | 19 | 3.0% |
| Finance and insurance | 13 | 2.1% |
| Educational services | 10 | 1.6% |
| Arts, entertainment, and recreation | 8 | 1.3% |
| Information | 6 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 98312 vs 98383 →
ZIP 98312 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 98312
Bremerton (98312)
30,203 residents
- 98367
Port Orchard (98367)
27,693 residents
- 98311
Bremerton (98311)
25,880 residents
- 98383
Silverdale (98383)
19,727 residents
- 98310
Bremerton (98310)
18,703 residents
- 98528 9,983
Belfair (98528)
9,983 residents
- 98337 6,697
Bremerton (98337)
6,697 residents
- 98315 6,054
Silverdale (98315)
6,054 residents
- 98380 4,173
Seabeck (98380)
4,173 residents
What this shows Among its immediate neighbors, ZIP 98312 ranks the most populous - useful context the national average alone can't give.
ZIP 98312 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 98314
Bremerton (98314)
$184,417 median income
- 98380
Seabeck (98380)
$125,229 median income
- 98367
Port Orchard (98367)
$115,482 median income
- 98383
Silverdale (98383)
$111,139 median income
- 98311
Bremerton (98311)
$108,757 median income
- 98528
Belfair (98528)
$91,058 median income
- 98312
Bremerton (98312)
$90,449 median income
- 98315
Silverdale (98315)
$79,918 median income
- 98310
Bremerton (98310)
$75,878 median income
What this shows By household income, ZIP 98312 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 98383 | Silverdale, WA | 19,727 | 6.4 mi |
| 98337 | Bremerton, WA | 6,697 | 6.0 mi |
| 98314 | Bremerton, WA | 3,329 | 5.8 mi |
| 98380 | Seabeck, WA | 4,173 | 6.6 mi |
| 98310 | Bremerton, WA | 18,703 | 6.5 mi |
| 98311 | Bremerton, WA | 25,880 | 7.0 mi |
| 98367 | Port Orchard, WA | 27,693 | 8.3 mi |
| 98315 | Silverdale, WA | 6,054 | 10.6 mi |
| 98345 | Keyport, WA | 554 | 10.8 mi |
| 98528 | Belfair, WA | 9,983 | 10.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 98312, both outside WA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (30,203 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Kitsap County
Related Areas
Frequently Asked Questions
What county is ZIP code 98312 in?
ZIP code 98312 (Bremerton) is located in Kitsap County, Washington. Kitsap County contains multiple ZIP codes, see the full list at /counties/kitsap-wa.
What is the population of ZIP code 98312?
ZIP code 98312 in Bremerton, WA has a population of 30,203 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 98312?
The median household income in ZIP 98312 is $90,449, which is 19% above the national average of $76,288.
What is the average home value in ZIP 98312?
The median home value in ZIP 98312 is $473,100, which is 70% above the national average of $278,155.
What is the demographic makeup of ZIP 98312?
The largest racial group in ZIP 98312 is White at 71.1%. Hispanic or Latino residents make up 13.6% of the population.
How many businesses are in ZIP code 98312?
ZIP code 98312 has 624 business establishments employing approximately 7,695 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 98312?
The top industries by establishment count in ZIP 98312 are: Construction (111), Retail trade (94), Other services (except public administration) (82). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 98312?
According to the FHFA House Price Index, home values in ZIP 98312 increased by 0.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 266%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 98312?
In ZIP code 98312, 51.3% of residents aged 25+ have a high school diploma or higher, and 29.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 98312?
The mean commute time for workers in ZIP code 98312 is 26.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 98312?
In ZIP code 98312, approximately 63.5% of occupied housing units are owner-occupied and 36.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 98312?
The poverty rate in ZIP code 98312 is 11.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 98312's numbers, next.
- See how ZIP 98312 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Bremerton, WA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.