Residential delivery area · Washington
ZIP Code 98312: Bremerton, WA
ZIP code 98312 uses the postal name Bremerton, Washington and lies entirely in Kitsap County (Census 2020 ZIP-county file). About 36,000 people live there (Census Bureau, ACS 2020-2024), the most populous of Bremerton's 5 residential ZIP codes. Median household income is $90,449 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Bremerton (32%), Chico (3%), Kitsap Lake (2%), Rocky Point (1%), Navy Yard City (under 1%), Erlands Point (under 1%) and Gorst (under 1%); 60% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Bremerton · 5 residential ZIPs
- County
- Kitsap County
- Census places
- Bremerton (32%); Chico (3%) census-designated place; Kitsap Lake (2%) census-designated place; Rocky Point (1%) census-designated place
- Neighborhoods
- Country Lane, Jackson Park, Madrona Point GeoNames
- Metro area
- Bremerton-Silverdale-Port Orchard, WA
- House district
- WA-6 119th Congress
- State
- Washington
- Time zone
- Pacific
- Land area
- 65.7 sq mi · 552 people per sq mi
Where is ZIP code 98312?
98312 centers on 47.566°, -122.762° and covers 65.7 square miles of land plus 6.0 of water. It borders 7 ZIP codes: 98337, 98380, 98310, 98311, 98383, 98367, 98528.
The map draws ZIP code areas only. For the streets inside 98312, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.
How does 98312 compare with the rest of Bremerton?
| Measure | 98312 | In Bremerton | In Kitsap County | In WA |
|---|---|---|---|---|
| People (ACS 2020-2024) | 36,307 | 1st of 5 | 2nd of 21 | 65th of 605 |
| Median household income | $90k | 2nd of 4 | 12th of 15 | 193rd of 363 |
| Median home value | $473k | 1st of 4 | 12th of 16 | 213th of 392 |
Its median household income is higher than in 73% of U.S. residential ZIP codes, and it is denser than 73% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 98312?
The 2020 Census counted 33,405 people in 98312; the ACS, which samples households over 2020-2024, estimates 36,307. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 36,307
- 2020 Census count
- 33,405
- Households
- 14,436
- Median age
- 36.8
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 98312?
Of the 36,307 people the ACS estimates in 98312, 21.1% are under 18 and 16.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (67.2%), then Hispanic or Latino (13.6%).
- Under 1821.1%
- 18 to 6462.4%
- 65 and older16.5%
- White, not Hispanic67.2%
- Hispanic or Latino13.6%
- Other or two or more12.1%
- Asian, not Hispanic4.8%
- Black, not Hispanic2.3%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 98312 earn?
Median household income is $90,449 (ACS 2020-2024), the 12th highest of the 15 ranked ZIP codes in Kitsap County.
- Median household income
- $90,449
- Income per person
- $46,940
- Below the poverty line
- 11.3%
- Unemployed (of the labor force)
- 4.1%
- Adults 25+ with a bachelor's degree
- 29.0%
- Adjusted gross income per tax return, 2022
- $80,55816,080 returns; wages 71% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 98312?
FHFA's house price index for 98312, built from repeat sales and appraisals of the same homes, rose 138% from 2015 to 2025 and rose 42% from 2020 to 2025, and moved +6.2% in 2025.
- Median home value (owners' estimate)
- $473,100
- Median gross rent
- $1,739
- Homes owned by their occupants
- 63.5%
- Housing units
- 15,340
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 98312?
624 business establishments had a location in this ZIP code in 2023, 36 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction111
- Retail trade94
- Other services (except public administration)82
- Accommodation and food services57
- Professional, scientific, and technical services49
- Administrative and support and waste management and remediation services42
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 98312?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 98337 | Bremerton | 7,370 | $69k | 5.7 mi |
| 98380 | Seabeck | 5,471 | $125k | 6.0 mi |
| 98310 | Bremerton | 22,643 | $76k | 6.9 mi |
| 98311 | Bremerton | 28,168 | $109k | 6.9 mi |
| 98383 | Silverdale | 21,604 | $111k | 7.0 mi |
| 98367 | Port Orchard | 31,756 | $116k | 8.4 mi |
| 98528 | Belfair | 11,940 | $91k | 10.3 mi |
| 98314 | Bremerton | 1,186 | $184k | 5.7 mi (near) |
| 98366 | Port Orchard | 36,965 | $92k | 8.8 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.