Bremerton, WA · standard
ZIP Code 98312
Kitsap County, Washington — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 30,203
- 190/sq mi
- $90,449
- Median income
- $473,100
- Median home value
- 29.0%
- Bachelor's or higher
The verdict
Bremerton pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 27%
- household income, US ZIPs
- Top 15%
- home value, US ZIPs
- 190
- people per sq mi
- 64%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98312 against every reporting US ZIP.
ZIP code 98312 is classified by USPS as a standard delivery area and covers roughly 159.3 square miles in Bremerton, Kitsap County, Washington. The area is home to 30,203 residents, producing a population density of 190 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 98312 against Washington and the nation.
On the economic side, the median household income for ZIP 98312 sits at $90,449 (1% below the Washington average), while per-capita income is $46,940. The poverty rate stands at 11.3% and the unemployment rate at 3.7%. On housing, the median home value is $473,100 (7% below the state average) with median rent at $1,739 per month, and 63.5% of occupied units are owner-occupied, a direct signal of whether 98312 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 29.0% of adults hold a bachelor's degree or higher, the median age is 36.8, and the average commute is 26 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Kitsap County, so you can benchmark 98312 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 98312
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 98312.
- Construction
Construction
111 establishments
- Retail trade
Retail trade
94 establishments
- Other services (except public administration)
Other services (except public administration)
82 establishments
- Accommodation and food services
Accommodation and food services
57 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
49 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 98312, Bremerton, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
30,203
Population
159.3
Area (sq mi)
190
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 98312?
36.8
Median Age
52.3%
Male
47.7%
Female
7.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$90,449
Median Household Income
-1% vs state
$46,940
Per Capita Income
11.3%
Poverty Rate
3.7%
Unemployment Rate
26.3 min
Mean Commute Time
How ZIP 98312 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$90,449 Top 27% higher than 73% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
15,340
Total Housing Units
14,436
Occupied Units
904
Vacant Units
2.49
Avg Household Size
Occupancy Type
$473,100
Median Home Value
-7% vs state
$1,739
Median Rent
1980
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+0.3%
YoY Change (2024)
366
HPI Index (2000 = 100)
+266%
Total Change Since 2000
Home values in ZIP 98312 have increased 0.3% over the past year (2024). Since 2000, this ZIP has seen +266% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.9% | 273 |
| 2021 | +16.9% | 319 |
| 2022 | +13.3% | 361 |
| 2023 | +1.1% | 365 |
| 2024 | +0.3% | 366 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 624 business establishments in ZIP 98312, employing approximately 7,695 people with a combined annual payroll of $471,270,000.
624
Businesses
7,695
Employees
$471.3M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 111 | 17.8% |
| Retail trade | 94 | 15.1% |
| Other services (except public administration) | 82 | 13.1% |
| Accommodation and food services | 57 | 9.1% |
| Professional, scientific, and technical services | 49 | 7.8% |
| Administrative and support and waste management and remediation services | 42 | 6.7% |
| Health care and social assistance | 41 | 6.6% |
| Real estate and rental and leasing | 39 | 6.3% |
| Wholesale trade | 29 | 4.7% |
| Manufacturing | 19 | 3.0% |
| Transportation and warehousing | 19 | 3.0% |
| Finance and insurance | 13 | 2.1% |
| Educational services | 10 | 1.6% |
| Arts, entertainment, and recreation | 8 | 1.3% |
| Information | 6 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 98312 vs 98383 →
ZIP 98312 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 98312
Bremerton (98312)
30,203 residents
- 98367
Port Orchard (98367)
27,693 residents
- 98311
Bremerton (98311)
25,880 residents
- 98383
Silverdale (98383)
19,727 residents
- 98310
Bremerton (98310)
18,703 residents
- 98528 9,983
Belfair (98528)
9,983 residents
- 98337 6,697
Bremerton (98337)
6,697 residents
- 98315 6,054
Silverdale (98315)
6,054 residents
- 98380 4,173
Seabeck (98380)
4,173 residents
What this shows Among its immediate neighbors, ZIP 98312 ranks the most populous — useful context the national average alone can't give.
ZIP 98312 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 98314
Bremerton (98314)
$184,417 median income
- 98380
Seabeck (98380)
$125,229 median income
- 98367
Port Orchard (98367)
$115,482 median income
- 98383
Silverdale (98383)
$111,139 median income
- 98311
Bremerton (98311)
$108,757 median income
- 98528
Belfair (98528)
$91,058 median income
- 98312
Bremerton (98312)
$90,449 median income
- 98315
Silverdale (98315)
$79,918 median income
- 98310
Bremerton (98310)
$75,878 median income
What this shows By household income, ZIP 98312 ranks #7 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 98383 | Silverdale, WA | 19,727 | 6.4 mi |
| 98337 | Bremerton, WA | 6,697 | 6.0 mi |
| 98314 | Bremerton, WA | 3,329 | 5.8 mi |
| 98380 | Seabeck, WA | 4,173 | 6.6 mi |
| 98310 | Bremerton, WA | 18,703 | 6.5 mi |
| 98311 | Bremerton, WA | 25,880 | 7.0 mi |
| 98367 | Port Orchard, WA | 27,693 | 8.3 mi |
| 98315 | Silverdale, WA | 6,054 | 10.6 mi |
| 98345 | Keyport, WA | 554 | 10.8 mi |
| 98528 | Belfair, WA | 9,983 | 10.9 mi |
More ZIP Codes in Kitsap County
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Frequently Asked Questions
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What percentage of residents own vs. rent in ZIP 98312? ▼
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ZIP Code Research Guides
Official Data Resources for Bremerton, WA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.